Tri-Cities Community Bank – A Balanced Scorecard Case By Tom Albright‚ Stan Davis‚ and Aleecia Hibbets Case A. Balanced Scorecard Development Tri-Cities Community Bank (TCCB) is located in the Midwest US and has a total of 10 branches grouped into two divisions‚ the southern division (SD) and the northern division (ND). Each division consists of five branches; each branch employs a branch president‚ branch vice-president/chief loan officer‚ customer service representatives‚ loan
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Bank of China Hong Kong ’s Initial Public Offering by Hugh Thomas Associate Professor of Finance The Chinese University of Hong Kong Draft of April 28‚ 2003 Accepted for publication in Journal of Financial Education. I am grateful to participants at the North American Case Research Institute 2002 conference in Banff‚ Canada‚ for their helpful comments and for research assistance from Wang Zhiqiang and Xu Zhi in preparing some tables. Please contact me at hugh-thomas@cuhk.edu
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Showing Respect Aileen Hernandez M. As teachers‚ usually we have to deal with a lot of things‚ such as yelling in the classroom‚ running in the halls and the lack of respect. Nowadays‚ disrespect is filling our classrooms and parents do not do anything to put a stop to the situation. As teachers or human beings we do not have to confuse respect with fear‚ because our work is to give tools and knowledge to our students‚ not frighten them. Kids are not showing any type of respect to teachers
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7/28/10 Using a Cash Budget for Planning Purposes Introduction Let me begin by explaining what a cash budget is. A cash budget is a tool that helps individuals and companies forecast a short term financing needs. Investopedia defines a cash budget as‚ “an estimation of the cash inflows and outflows for a business or individual for a specific period of time.” (Cash Budget) A cash budget is used to determine the borrower’s ability to generate cash and repay debt. A cash budget also provides an estimate
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Radio Shack Spirals into Bankruptcy February 6th‚ 2015 RadioShack filed for Bankruptcy Thursday due to a long spiral that landed it in retail limbo. Standard General has agreed to buy about $4‚000 of its stores and run about 1‚750 as co-branded shops with Sprint Network‚to stop a liquidation of their inventory that other stores like Circuit City and Borders have already been a victim of. RadioShack has been in business for 94 years and really started to grow in the 1970s and 1980s when electronics
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( http://www.accountingformanagement.com/production_budget.htm ) Production Budget: Learning Objective of the article: 1. Define and explain production budget. 2. Prepare a production budget. Definition and Explanation of Production Budget: The production budget is prepared after the sales budget. The production budget lists the number of units that must be produced during each budget period to meet sales needs and to provide for the desired ending inventory. Production needs can be
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Budget The Budget is prepared by the ministry of Finance ant the union budget is presented by the Finance Minister. Our constitution has made it compulsory that every year The Budget is presented before the Parliament . The overall responsibility of preparing the budget lies with the Ministry of Finance. Various departments of this ministry work for several months to prepare the budget. Each department has a specific responsibility. The departments are: Department of Expenditure‚ Department
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The 21st February and Creativity muzahid billah There are some movements in history whose events decide not only the fate of the present‚ but of all time to come‚ setting the stage for the emergence of the free spirit of man and his realization of the ends of his creation. These events are shaped by the inevitable forces of history‚ and they take a clear dialectical pattern of conflicts involving good and evil‚ justice and injustice‚ freedom and bondage‚ truth and falsehood. And in course of
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Midwest: Kansas City‚ Des Moines‚ Omaha‚ and St. Louis. At the corporate level‚ Gordon Rockwell uses Excel to summarize monthly maintenance expenses submitted by each complex manager. He asks you to total the maintenance costs of each apartment complex’ for each month‚ and then format each worksheet. Gordon also needs you to add another worksheet to calculate summary costs for each city and maintenance category. STUDENT START FILE Download Excel_T6_Data_File.xlsx from Moodle. Instructions
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cash Budget: A document (or electronic spreadsheet) that shows the timing of cash flows into and out of the company. Pro Forma Statements: A projected income statement (for the next several months) and balance sheet (at the end of the forecasted time period). The Cash Budget One of the major functions of corporate finance is to anticipate the need for funds in the company. Although there are several methods for forecasting these needs‚ the cash budget is the most accurate (and most commonly
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