COMPUTERIZED RECORD MANAGEMENT SYSTEM FOR THE BUREAU OF FIRE PROTECTION IN IBA‚ ZAMBALES A Thesis Presented to College of Communication and Information Technology Ramon Magsaysay Technological University Main Campus Iba‚ Zambales In Partial Fulfillment of the Requirements for the Degree Bachelor of Science in Computer Science By Ziedee B. Datugan Kevin L. Miclat Reina L. Sadile March‚ 2011 Approval Sheet Republic of the Philippines Ramon Magsaysay Technological University
Premium Management Records management
Finance journal homepage: www.elsevier.com/locate/jbf The impact of bond rating changes on corporate bond prices: New evidence from the over-the-counter market Anthony D. May * Price College of Business‚ University of Oklahoma‚ 307 West Brooks‚ Norman‚ OK 73019‚ USA a r t i c l e i n f o a b s t r a c t I study the information content of bond ratings changes using daily corporate bond data from TRACE. Abnormal bond returns over a two-day event window that includes the downgrade (upgrade)
Premium Bond Stock market Bonds
COMPOUND INTEREST Making or Spending Money SIMPLE INTEREST FORMULA If a principal of P dollars is borrowed for a period of t years at a per annum interest rate r‚ expressed as a decimal‚ then interest I charged is I Pr t This interest is not used very often. Interest is usually compounded which means interest is charged or given on the interest and the principal. Simple Interest Example COMPOUND INTEREST Payment Periods: Annually Once per year Semiannually Twice per year Quarterly
Free Compound interest Time value of money
Cash balance on January 1 equals $162‚900. If the firm develops a cash shortage by the end of the month‚ sufficient cash is borrowed to cover the shortage. Any cash borrowed is repaid one month later‚ as is the interest due. The interest rate is 12 percent per annum. Required: Prepare a monthly operating budget for the first quarter with the following schedules: 1. Sales budget 2. Production budget 3. Direct materials purchases budget 4. Direct labor budget 5. Overhead budget 6. Selling
Premium
How to Prepare for an Interview Rasmussen College Author Note This essay is being submitted on April 20‚ 2013 for Brooke Easton’s B080 Section 16 Reading and Writing Strategies course. How to Prepare For an Interview When preparing for an interview‚ there are a few steps to follow in order for it to be successful. The first step before going on an interview is to find out as much as possible on the company as you can. This is a very important factor because during the interview it will
Free Interview Question Semi-structured interview
e EDouble entry - Income statement 1. Sales When sales are made‚ capital increases by the amount of profit made on the sale. 2. Expenses When ongoing costs‚ such as wages or rent are incurred‚ capital decreases. 3. Income and expense accounts Periodically‚ usually once a year‚ the figure of profit (income - minus expenses) is added to capital. During the year figures are accumulated in separate accounts for each item of income and expenditure. 4. Cost of sales At the end of the year‚ the
Premium Generally Accepted Accounting Principles Depreciation Expense
UNIT - 3 Electronic Payment System Contents • What is E-payment? • Types of E-payment Systems • Digital Token-based Electronic Payment Systems • Smart Cards & Electronic Payment Systems • Credit Card-based Electronic Payment Systems • Risk & Electronic Payment Systems • Designing Electronic Payment System What is E-payment ? • E-payment systems is the mechanism of transferring money over the Internet and technology used in this transfer is called as EFT. • EFT defined as “ any transfer of fund initiated
Premium Credit card Debit card Electronic commerce
How to Prepare to a Storm There are so many storms that are going on in the United States at the moment. You never know what is going to happen to your town. For example‚ New York didn’t know they were going to have an earthquake‚ which happened during the summer. That shows that any storm can happen anywhere‚ so always be prepared. Different things like snow‚ ice‚ high winds‚ severe thunderstorms‚ tornados‚ and hurricanes can cause power outages. Depending on the destruction‚ it takes time to het
Premium Storm Thunderstorm Wind
THE PROBLEM OF FINANCIAL RECORD-KEEPING IN SMALL BUSINESSES According to Dictionary.com‚ record-keeping is the maintenance of a history of one’s activities by entering data in ledgers or journals and putting documents in files. “Taking time to organize a good system can be tedious and time consuming‚ but it only takes one visit by a tax auditor or a turndown for a loan by a bank to convince any business owner that an organized system would be useful.” (http://www.smallbusinessnotes.com/operating/finmgmt/recordkeeping
Premium Balance sheet Income statement Small business
ijokl Interest Rates and Required Returns As noted in Chapter 2‚ financial institutions and markets create the mechanism through which funds flow between savers (funds suppliers) and borrowers (funds demanders). All else being equal‚ savers would like to earn as much interest as possible‚ and borrowers would like to pay as little as possible. The interest rate prevailing in the market at any given time reflects the equilibrium between savers and borrowers. INTEREST RATE FUNDAMENTALS The
Premium Interest Interest rate Bond