“The Super Six” focussed our research on the problem of ethics and actuarial science. As Sholom Feldblum states “The actuary has a dual role: an objective professional providing guidance on insurance issues and a business manager promoting the goals of an insurance company” (Sholom Feldblum‚ pg.1). The purpose of our research was to determine the most common ethical problems an actuary faces‚ and the most appropriate methods to solve these problems. Solutions were necessary so that our stakeholders
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Short-term interest expense= $625‚000 x 5% = $31‚250 Total interest cost = $31‚250 +$77‚500 = $108‚750 Earnings before interest and taxes = $200‚000 - $108‚750 = $91‚250 Earnings after taxes = $91‚250 – 30% = $91‚250 - $27‚375= $63‚875 b. As an alternative‚ Lear might wish to finance all fixed assets and permanent current assets plus half of its temporary current assets with long-term financing. The same interest rates apply as in part a. Earnings before interest and taxes will be $200‚000. What will
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The Gettysburg Address: An Analysis On 19 November‚ we commemorate the anniversary of Abraham Lincoln’s Gettysburg Address in 1863. In one of the first posts on this blog‚ I compared Lincoln’s two-minute address with the two-hour oration by Edward Everett on the same occasion. Today the former is universally regarded as one of the most famous speeches in American history; the latter is largely forgotten. Indeed‚ Everett himself recognized the genius of Lincoln’s speech in a note that he sent to
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In 1978‚ Hungarian poet George Faludy (pictured here) gave the convocation address at the University of Toronto. He described his experiences in a communist concentration camp (after the Soviet invasion of 1956) and made several profound and intriguing observations about the significance of a liberal arts education. As part of his attempts to survive the horrors of the camp‚ Faludy (a university professor) gave mini-lectures in the barracks at night on a variety of subjects. Some of the fellow prisoners
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Alternate Energy What would it be like to live in the dark? Finding new forms of alternative energy has been a major concern throughout the world for the past several years. Currently‚ our main sources of energy are coal for electricity‚ and oil for transportation. Alternative energy‚ also known as renewable energy‚ is defined as energy derived from sources that do not use up natural resources or harm the environment. At the rate we are using these nonrenewable resources oil is scheduled to run
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Is alternative medicine effective or ineffective? Since the beginning of time there have been various cultures that have counted on what modern Western physicians refer to as alternative medicine. Before modern Western medicine became what it is today every illness was treated by some sort of natural remedy or alternative medicine. The debate still continues today whether or not alternative medicine is effective or if they are temporary solutions that will eventually lead to a turning towards Western
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SALUTATORY ADDRESS Kristine Ann Villanueva To our outstanding guest-speaker‚ Dr. Florentina R. Lizano‚ firm yet caring director Mr. Antonio Punzalan‚ ever-calm and patient directress Mrs. Angelita Punzalan‚ dynamic principal Mrs. Joy Mercado‚ kind and warm faculty and staff‚ ever-supportive parents‚ gratified fellow graduates‚ Good Evening! A Chinese Proverb goes : To get through the hardest journey‚ we need to take only one step at a time‚ but we must keep on stepping. First and foremost
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know that today’s function is organized to commemorate the International Animal Protection Day..................................................... On this occasion‚ I am entrusted by the Organizing Committee of today’s function to give a welcome address. First of all‚ I on behalf my organization‚ heartily welcome the honorable Chief Guest‚ His Excellency‚ the Governor of California‚ Mr. Arnold. I am specially thankful to him because when we approached him with an invitation and requested him
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observational activity on an article I found titled “After Death: 8 Burial Alternatives That Are Going Mainstream.” I randomly stumbled upon this article after researching eco-friendly/bio-degradable caskets and “natural” cemeteries. This article discusses eight ways a person’s body can be buried or rather handled after death that are not mainstream (ex. wood casket placed in a cement vault or cremation.) One alternative mentioned is resomation. Anderson-McQueen funeral home in St. Petersburg‚
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“Whistle! Point! Clear the Pool!” is a phrase that completely dominates my life. For the past two summers I have been blessed worked as a lifeguard for AMS Pools. This year I was lucky enough to compete in the lifeguard Olympics in my area within the company. Lifeguard Olympics are an organized set of events and relays where we compete to show off‚ which team has the best overall lifeguarding skills and techniques. Each event has some type of scenario in which the lifeguard has to rescue the Guest
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