Project Report On “ CAPITEC bank (South Africa) implementing the Bottom of Pyramid strategy ” Submitted To: Dr.Veena Dutta Prepared By: Fagun Naiyyer PGDM 2011-13 11GM021 Executive Summary Little research has yet been undertaken in South Africa about commercial banks that are servicing the microenterprise and micro lending market. The objective of this project was to investigate the key factors that should be considered by capitec bank in South Africa servicing the microenterprise market.
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Gang Violence Gangs are becoming a growing problem in American society. More young people are turning to gangs to solve problems in there lives. When youths join gangs they drop social activities with family‚ friends and school. Members fall behind their classmates in school and do not try. A study shows that less than 1% of gang bangers is literate1. Gangs destroy teenager lives and destroy their chances for a good education and happy life. Gangs are now a haven for rats. Teenagers
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articles were specific in trying to understand the relationship between ethnicity/race‚ violence‚ and the culture of gangs. Most of them focused on adolescence and creating a way to view how violence‚ defining of ethnicity‚ and other environmental forces cause the gang culture. In the journal Ethnic Identity and Offending Trajectories Among Mexican American Juvenile Offenders: Gang Membership and Psychological Maturity‚ George P. Knight et al. constructed a way to identify and be able to measure the
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Youth gangs in North American society are nothing new. When we turn on the news we often hear stories of misguided youth contributing to yet another gang related crime. Even though it is known that youth crimes are overrepresented in the media today‚ the subject of youth gang activity is quite a predicament to our society. Over the last few years‚ there has been a moral panic created by constant exposure to the media which portrays a great amount of youth crimes and violence. In Canada there
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Conditions in South Africa before Nelson Mandela’s Presidency (1994) Before 1994‚ in South Africa a racial segregation system called apartheid was implemented under which the rights‚ associations and movements of the majority black inhabitants were curtailed and Afrikaner minority rule was maintained. With the enactment of apartheid laws in 1948‚ racial discrimination was institutionalized. Racial laws touched every aspect of social life‚ including a prohibition of marriage between non-whites and
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A molecular method for identifying Calicophoron infecting cattle in South Africa Lavinia Perumal School of Biological Sciences and Conservation‚ University of KwaZulu-Natal‚ Westville‚ Durban. Email:209512772@ukzn.ac.za Abstract Calicophoron species were collected from the ruminants of cattle from a Kokstad abattoir in South Africa. The second internal transcribed spacer (ITS-2) of the ribosomal DNA had been used as the genetic marker in this molecular study. In an attempt to identify as
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Teens & Gangs : Why are teens involved in gangs Since the beginning of the decade‚ teenage homicides increased by one hundred and fifty percent This sharp increase is largely due to the rapid formation of gang activity throughout the United States. In today ’s larger cities‚ gang violence is a reality that people have to deal with every day. As gang related crimes increase‚ officials are trying to find out why people join and remain loyal to gangs. Unfortunately‚ experts can only hypothesize
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Smuggling and the hawkhurst gang 1. From source A we learn that: people smuggled because poor people did not want to pay and “duty tax” on their goods. Also it was believed that there was ‘nothing in the crime of smuggling’. This source is second hand information and it could be false‚ also it has apart missing which could be useful. 2. When studying this source you should be careful because‚ firstly it is from a crime and punishment book and therefore not completely about smuggling and therefore
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his cabinet included his attorney general Harry Daugherty‚ his secretary of the navy Edwin Denby‚ and his secretary of the interior Albert Fall. These three men along with Charles Forbes‚ Thomas Miller and Jess Smith were coined ‘The Ohio Gang’. ‘The Ohio Gang’ was a group of men either in Harding’s cabinet or they directly knew Harding. Although some of the members are not from Ohio‚ they were coined this name due to their relation to Harding. In fact a majority of the members were not from Ohio
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Memo Date: March 27‚ 2013 To: Federal Bureau of Prisons From: Karrington C Norris Subject: Overcrowding of Juvenile Correctional Facilities Introduction Within the juvenile correctional facilities community‚ there are public and private institutions that both experience and suffer from similar problems. The problems that face these facilities are overcrowding. Through close comparison of the major issues with juvenile correctional facilities‚ the institutions are revealed to be ineffective
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