Interest Rate Risk in Islamic Banking Introduction Many countries‚ especially those with a substantial number of Muslim citizens operate a dual banking system. This system has both the Islamic and conventional banking systems which cater for the needs of both the Muslim bankers and the non-Muslim bankers. In a conventional and theoretical banking system‚ it would be expected that a change in the banking interest rates would yield a responsorial change for customers in the event that the customers
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1001334484 Lecturer : Mr. Philip Wee Compare and Contrast Between Public University and Private University A university is an institution of higher education and research which grants academic degrees in a variety of subjects. A university is a corporation that provides both undergraduate education and postgraduate education. Actually‚ University was divided into two which are public university and private university. In fact‚ the people have their argument about this issue and about choosing
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University of Amsterdam‚ Business School Caput Commercial Banking Academic Year 2010/2011 Exam January 2011 Student name …………….. Student ID …………….. Signature …………….. Instructions The rules of this exam are as follows: • Please write your full name‚ student ID and signature. • Please keep all answers brief and to the point. Do not provide irrelevant informa- tion‚ but show all steps that are necessary to solve a problem. • There are 12 pages in this exam including this page. Questions start
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Why consumers are not using internet banking: a qualitative study Philip Gerrard Nanyang Business School‚ Nanyang Technological University‚ Singapore J. Barton Cunningham School of Public Administration‚ University of Victoria‚ Victoria‚ British Columbia‚ Canada‚ and James F. Devlin Nottingham University Business School‚ Nottingham University‚ Nottingham‚ UK Abstract Purpose – This paper illustrates why consumers are resistant to using internet banking. Design/methodology/approach – A survey
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The working environment is categorized into two sectors which is the private sector and government sector. Private sector includes all types of profit business that are not owned or operate by the government. Meanwhile‚ the government sector provides services that non-payer cannot be excluded from and services that benefits the society rather than just the individual who uses the service. There are some differences based on the working hours‚ benefits and room of improvement possess by these two
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school? If you want to dress differently every day‚ then public school might be the right choice for you. But if not‚ private school might be preferred. Although‚ this not the only attribute to compare; there are many others to compare. Most parents are in a predicament to send their child to a private school or to a public school. “How to decide whether my child should go to a private or a public school? Which is better‚ and suitable for my child?” These questions are asked all the time. There are
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BANKING REGULATIONS ACT 1949 The Banking Regulation Act was passed as the Banking Companies Act 1949 and came into force wef 16.3.49. Subsequently it was changed to Banking Regulations Act 1949 wef 01.03.66. Summary of some important sections is provided hereunder. The section no. is given at the end of each item. For details‚ kindly refer the bare Act. * Banking means accepting for the purpose of lending or investment of deposits of money from public repayable on demand or otherwise and withdrawable
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conducted to identify the customer perception about the private label brands at the Big bazaar. The study was limited to the private label brands in the food‚ apparels and the electronics section. The research was mainly conducted to identify various factors which influenced the buying behaviour of the private label brands. The study also intended to identify the demand for certain products which the customers would prefer to buy if included in the private label category. The main objective of the study
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A public or a private university is better. Some people prefer public universities to private ones and vice versa. I am in the second group‚ that’s why I choose to Dai Nam university. My arguments for this point are listed as follows. The first reason is entrance requirements. For private universities‚ the entrance requirements are usually more flexible and would not be as stringent as public universities. And in comparison‚ it would definitely be easier to get into a private university compared
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Private vs. Public School Attending either a Private school with a religious background or a Public school can have advantages and disadvantages. Both Private and Public schools have their respective benefits; however‚ private school has countless amounts of benefits. From Kindergarten through eighth grade‚ I attended a 6A size public school with approximately one thousand kids attending. Prior to my freshman year‚ I decided to move to a private school for my highschool years. I found myself in
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