because banks were reluctant to lend money to certain individuals or groups. Those underserved consumers pooled their resources and formed cooperatives which are owned by their members. This afforded cooperatives better known as credit unions‚ to be classified as not-for-profit‚ which means that they are not subject to corporate income taxes. Cooperatives were formed to give the working class affordable access to credit. One of the most notable characteristics of credit unions is that they
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key stakeholders – co-operatives and government – would read‚ interpret and respond to the events that will impact on cooperatives. If positive consciousness is generated and channelled to common action‚ we may yet see opportunities for real change happen in the country in the years ahead. But‚ first‚ an analysis of what has happened since the 1950s‚ the time when real1 cooperatives started to take root in the country. 1950 – 1970s: Three Decades of Self-Awareness Before the 1950s‚ co-operatives in
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POLYTECHNICS IN NIGERIA (Scroll down for the list of polytechnics) Polytechnics play a vital role in the educational‚ scientific and technological progress of Nigeria. They are established to train and produce the technical manpower necessary for the execution of the Nation’s development plans‚ goals and strategies. This is a role which they have effectively played since the establishment of the first polytechnic‚ Yaba College of Technology‚ in 1947. The 72 existing and growing polytechnics
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organised the first multifacet cooperative enterprise of the country "The Cuttack Cooperative Store" as early as 1898. 2. The Cuttack Co-operative Store came into existence on 11th June‚ 1898 with Madhusudan Das as the honorary secretary and Jankinath Bose‚ the father of Netajee Subash Chandra Bose as the treasurer. 3. To save the poor cultivators from the exploitation of the money-lenders‚ the Co-operative Movement started in Orissa as early as in 1903. By the Cooperative Credit Societies Act‚ 1904
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the demographic profile of your country based on the latest census data including: size of population‚ sex composition‚ age structure‚ racial composition‚ educational achievement composition‚ employment status BRIEF INTRODUCTION: Nigeria‚ located in West Africa‚ Nigeria is the population giant of Africa‚ with more than 140 million people. The terrain changes from the oil-rich Niger Delta in the south to a belt of rain forests inland and to high savannah-covered plateaus in the north. With her Federal
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unemployment in Nigeria The federal government recently inaugurated inter-ministerial committee on job fair to address all the identified barriers to job creation and sustainable livelihood in the country‚ OLUGBENGA SALAMI writes Tell those graduates to stop combing here and there for jobs. If there are no lucrative offers of employment‚ they should establish themselves by starting something. Unemployment is a pest that has and still eating deep into the fabric of Nigeria. Let them start
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How has human practices at harvesting ocean resources affected the ecological state of the ocean? What are sustainable ways we can harvest these much needed resources? Work Log: Narrowed the topic down from human intervention into a report about how the harvesting of ocean resources affect the natural order Structure: Introduction- Talk about the Background statistics‚ introduce what this report will be on‚ and present a few maps. Present the areas this report covers to answer the question
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WHAT ARE THE STATISTICS ON COOPERATIVE LEARNING ANYWAY? Cooperative learning has been debated by educators for a long time and continues to be questioned today. Many educators feel that cooperative learning strips students of the benefits of direct instruction. Proponents of homogeneous learning tend to stray from cooperative learning because it seems to deprive gifted students of learning with their gifted peers. Five studies will be summarized that look at different
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Cooperative Federalism was that all the levels of government had to work together to achieve and solve problems. " This type of federalism was most popular in the 1930’s‚ following the Great Depression‚ and lasted up until the 1970’s"(types of federalism‚ pg 1). In this time there was many power struggles
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Caroline Martinez English 101 CRN: 4144 Aug. 10‚ 2010 Facing Discrimination I was eight years old when my father abandoned my pregnant mother. She had four children to provide for and awaiting another; she acquired zero work skills while being a stay at home mom‚ which is a requirement for those looking to join the work force. She had no money and was obligated to live off of what friends and family could spare. It’s amazing how the discrimination of others impale mothers from moving on in
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