FINANCIAL INCLUSION: banking the unbanked Aluwani Nengovhela Milpark Business School Research paper on financial inclusion by the banking sector 18/10/2013 EXECUTIVE SUMMARY Millions of South Africans are either not banked (as many as 13 million people) or are under-banked by the banking sector and are therefore financially excluded. The exclusion of so many South Africans from the financial system‚ limits the ability of a material portion of the population to ultimately
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ABSTRACT ON BANKING SECTOR REFORMS IN INDIA POLICIES AND IMPACTS The banking sector reforms in India were started as a follow up measures of the economic liberalization and financial sector reforms in the country. The banking sector being the life line of the economy was treated with utmost importance in the financial sector reforms. The reforms were aimed at to make the Indian banking industry more competitive‚ versatile‚ efficient
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BASEL III AND ABOLITION OF UNIVERSAL BANKING MODEL – IMPLICATION FOR NIGERIAN BANKS Introduction: In the aftermath of the economic recession which pulled down many global banks and exposed multiple weaknesses in regulation and banking structures‚ the Basel Committee on Banking Supervision agreed to new rules on the minimum level (capital ratio) and composite structure of Banks capital on the 12th of September‚ 2010. Broadly speaking‚ the new rules which are widely referred to as Basel III (and are
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management system is developed for the human resource term of any organization. At present‚ HR does the complete process of performance appraisals manually. In the existing process‚ each employee has to fill the HR. The HR manually keeps track of form submission of each employee and submits these forms to the managers for review. The managers then review each employee’s form and hand over the reviewed form back to HR. This process is tedious in keeping track of each form submission‚ sending reminder mails
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Services in Indian Banking Sector Satisfied customers are the best guarantee for the stability and growth. Customers will be satisfied only when the banks provide the customized and innovative products and services at responsible cost. This article focuses on the kind of services provided by developed countries and level of innovative services provided by Indian banks. Many innovative services are currently available from Indian banks like E-Banking‚ ATMs‚ Anywhere Banking etc.‚ but there is a
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International Journal of Multidisciplinary and Current Research Research Article ISSN: 2321-3124 Available at: http://ijmcr.com An Empirical Study on Role of ICT in Banking Sector 1 2 Saranya. J ‚ Anitha. K ‚ Dr. S.Vasantha 3 Research Scholar‚ School of Management Studies‚ Vels University‚ Pallavaram Chennai‚ India1 Research Scholar‚ School of Management Studies‚ Vels University‚ Pallavaram Chennai‚ India2 Professor‚ School of Management Studies‚ Vels University‚ Pallavaram Chennai‚ India3
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all aspects of society‚ with widespread use in a majority of industry and business sectors. In today’s global economy many industries have to invest heavily in Information technology in order to keep its competitive advantage and to ensure they will be able to compete with competitors who now operate within a global economy. It can be said that there is an established trend within the financial services sector of increasingly heavy dependence on technology for delivering services and that this
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ReseaRch PaPeR Commerce Volume : 3 | Issue : 1 | January 2013 | ISSN - 2249-555X Operational Risk Management in Banking Sector: An overview Keywords Rakesh Chutia Assistant‚ State Bank of India Margheita-786181 Dist.-Tinsukia Assam ABSTRACT Operational risk is inherent in all banking products‚ activities and processes and systems and the effective management of operational risk is of paramount importance for every bank’s board and senior management. With globalization and deregulation
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Lhr.‚ Pakistan. Abstract Banking sector of Pakistan is characterized by the high competition and in order to survive in the market place‚ employers have understood the need for ongoing training and development to equip their employee to better cope up with the demands of the dynamic environment today. This study seek to determine the impact of this training and development on motivation and job involvement along with what training methods are widely used in the banking sector of Pakistan. The primary
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Accounts Payable: This is the amount of money that is owed for the purchase of either goods or services from any organization or any entity at a particular date. This is a kind of current liabilities. This term is showed in the Balance Sheet as part of the Total Liability of the organization. Importance of Account Payable: Accounts Payable is one of the major liabilities for an organization. An organization must clearly and precisely identify the amount of Accounts Payable to compare the liability
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