anywhere banking’‚ ‘Internet Banking’‚ ‘Tele Banking’ etc. to the customers to cope with competition. Online Banking was first introduced in India by ICICI Bank in 1996. There after many other banks like UTI‚ HDFC‚ IndusInd Bank‚ IDBI etc. followed the footsteps. As today private and public banks have started capturing the market through online-banking hence “the competition is heating up and lack of technology can make loose a customer.” Online
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A PROJECT REPORT ON “Recruitment and Selection at AVIVA LIFE INSURANCE” SUBMITTED TO UNIVERSITY OF PUNE BY SAUMYA MEHTA M.P.M. – IIIrd Semester (2006-08) CERTIFICATE This is to certify that Saumya Mehta student of SINHGAD INSTITUTE OF BUSINESS ADMINISTRATION & RESEARCH‚ Pune has completed her field work report at AVIVA Life Insurance on the topic of “Recruitment and Selection” and has submitted the field work report in partial fulfillment of MASTER IN PERSONNEL MANAGEMENT of the UNIVERSITY OF
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CAPITAL STRUCTURE DETERMINANTS THE CASE OF THE KENYAN BANKING INDUSTRY TABLE OF CONTENTS 1. INTRODUCTION Capital structure refers to the mix of debt and equity which a firm uses to finance its operations. Many theories have been formulated with regard to whether there exists an optimal capital structure mix and the role the various determinants of capital structure play in deciding the mix. The Modern theory of capital structure began with Modigliani and Miller in 1958 (Harris
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growing quickly over the last couple of years. Growths in working capital necessities have surpassed the capacity of the company to produce funds by itself. Also‚ part of the finances was used to buy out a partner‚ further raising the pressure. The company couldn’t appreciate discounts on accounts payable and started borrowing larger funds from the bank in order to keep up its development. The issue Mr. Clarkson is facing is how can he raise capital necessary to support the expansion. In order to achieve
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organization Janata Bank Limited is the 2nd largest state owned commercial bank in Bangladesh. Immediately after the emergence of Bangladesh in 1971‚ the erstwhile United Bank Limited and Union Bank Limited were named as Janata Bank. It was established under the Bangladesh Bank order 1972. During the privatization process it was incorporated as a public Limited Company on 21‚ May 07 vide certificate of incorporation No-C66933(4425)07. The Bank has taken the over the business of Janata Bank at a purchase
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B.Sc. Microbial & Food-Tech. PANJAB UNIVERSITY‚ CHANDIGARH DATESHEET FOR THE B.SC. (MICROBIAL & FOOD TECHNOLOGY) 1ST YEAR (EXAM CODE 207) 2ND YEAR (CODE 208) & 3RD YEAR (CODE 209) (FOR FULL SUBJECTS/ADDITIONAL SUBJECTS/IMPROVEMENT OF PERFORMANCE/MERCY CHANCE/ADDITIONAL CHANCE CANDIDATES) EXAMINATION COMMENCING W.E.F. 2ND APRIL/MAY‚ 2014 (THEORY EXAMINATIONS) (The candidates must be on their seats at 9.00 a.m. and 2.00 p.m. sharp as per date-sheet below. The answerbooks with Optical Mark
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reviewed reports & journals published by forest department / NGOs on Bamboo resource in NE Region‚ visited & discussed with the Bamboo growers‚ met with machinery manufacturers in India & abroad‚ attended seminars‚ studied market for flooring and its development potential‚ consulted technocrats from India and abroad about the possibility of making flooring in India using India Bamboo. We received encouraging response and could feel the potential. Now we are determined to put up project and
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The Role of Banks and Capital Markets in resource allocation between surplus and deficit units in an economy. By: Adetokunbo Olu. Aofolaju Introduction The issue of how scarce societal resource should be apportioned to different uses has always remained the central focus of economics. Given that the wants of a society are insatiable‚ the policy thrust of managers of any economy is establishing an appropriate framework for ensuring the deployment of resources to areas of needs that ultimately increases
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Present Marked Variants Of the Horlicks 1) Junior Horlicks 2) Horlicks Regular 3) Horlicks Mother 4) Horlicks Lite and Lite Bite Marketing Demand of Different Variants “Horlicks ~ The great Family Nourisher. Horlicks is the leading Health Food Drink in India and as the „Most Trusted Drinks Brand‟ (Economic Times Survey‚ 2004) in India enjoys more than half of the Health Food Drink Market. t has a strong marketing network in India comprising over 1800 wholesalers and direct coverage of over
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Ratio Analysis of IFIC Bank Introduction This is a report of performance analysis of the company entitled IFIC Bank. The ratio analysis will help to find out the financial performance of this bank for the period of 2006 to 2009. The performance of IFIC Bank has been analyze in terms of Activity (Efficiency) ratios Profitability ratios Market Position ratios Objectives The objective of this report is to analyze the financial performance of IFIC Bank from the years 2006 to 2009
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