The issue of non-performing assets (NPAs) in the fast expanding retail segment has started haunting the the domestic banking industry. The recent phenomena like high real estate prices‚ the rising interest rates and falling Sensex where a great deal of funds out of personal loans have been invested will impact the sticky assets in the retail segments‚ said a chief of public sector bank.. For a quality asset player like HDFC Bank though ratio of gross non-performing assets (NPAs) to total customer
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Question1(a) Factors to consider when deciding on the segments to serve as a market * Population The density of the people in a given place is a very important aspect to consider when segmenting a market . A densely populated area is usually preferred as a destiny to market the product. * Consumer behaviour How a consumer perceives when purchasing or deciding to purchase a product is very vital. * Social class Different consumers have different classes .in this case a seller should consider
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1.1 Review the range of groups and individuals whose communication needs must be addressed in your own work job role. As an early years practitioner communication within the role is an essential skill required in any setting and is the foundation in which we are able to find out information needed for different purposes. Having an excellent communication scheme allows for a great team and a successful setting‚ there are many different means to communicate with others‚ some of these are: Verbal
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Managing Strategic Change on Nokia’s high-end Smartphone segment Contents Background 3 Problem statement: 4 Objective: 4 Research questions: 4 Methodology 5 Research activities planned: 5 Research approach: 6 Research Design: 6 Research limitations: 6 Referencing 7 Report outline: 9 Timescale 10 Resources 11 Background The high-end Smartphone market segment has developed tremendously in the recent years. The beginning of this growth was marked by Apple
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Answer each question below. Answers should be approximately 100 words per question. 1. What are the primary roles of media delivering news to the public The primary roles of media delivering news to the public are to inform‚ explain‚ update‚ educate‚ and entertain. The media wants to send the news out to the public. This means citizens; including members of the news media should be respectful of readers and tell the truth at all times. People want quick and truthful information on what is happening
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our minds is through pictorial media. Thank you to the house speaker‚ Good morning to the honourable adjudicators‚ worthy opponents and members of the floor. As a second speaker‚ I would like to firm our stand for today which is mass media do not promotes healthy lifestyle. Now I will continue with my task by putting forward the argument. My first and foremost point is mass media brings negative idealism. Statistic shows that the advice of teachers‚ parents and relatives may fall on deaf ears
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elders‚ including statesmen‚ expect India ’s youth to do vote their energies to the task of reconstructing India in accordance with the long accepted ideals. There is little doubt that given the right lead and guidance‚ India ’s youth can create a new society by eliminating the evils‚ making good the flaws and deficiencies and facilitating the reinstatement of the highly cherished moral values of the East. In addition to this they can lay the basis for reconstruction in all spheres-social‚ economic
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The New Negro In the last decade something beyond the watch and guard of statistics has happened in the life of the American Negro and the three norms who have traditionally presided over the Negro problem have a changeling in their laps. The Sociologist‚ The Philanthropist‚ the Race-leader are not unaware of the New Negro‚ but they are at a loss to account for him. He simply cannot be swathed in their formulae. For the younger generation is vibrant with a new psychology; the new spirit is awake
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Why Should Government Promote Vocational Education and Training? Introduction Vocational education and training can be seen as “deliberate interventions” (UNESCO’S) designed to bring about learning which help youth and adults develop necessary skills and qualifications required by employment. It may have many different aims‚ but the distinctive purpose of VET is to make worker more productive. There is no denying the fact that well-educated and highly-skilled workforce is important for an economy
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Don’t Gamble Your Future and Vote Why should you vote on Tuesday? You should vote on Tuesday because as a young adult you don’t want to jeopardize your future. Your vote can only benefit and help our country‚ also support prop 30 if you’re attending college‚ so that politics can stop cutting our school budgets. The more young adults get involved on Tuesday’s elections‚ the greater the chances are for their voices to be heard. As a young adult you might to think to yourself “Does my vote count
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