com/locate/jebo Operational and reputational risk in the European banking industry: The market reaction to operational risk eventsଝ Philipp Sturm ∗ Department of Banking‚ University of Tübingen‚ Mohlstraße 36‚ 72074 Tübingen‚ Germany a r t i c l e i n f o Article history: Received 19 August 2011 Received in revised form 17 February 2012 Accepted 13 April 2012 Available online 21 April 2012 JEL classification: G14 G21 Keywords: Banks Event study Operational risk Reputational
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Efficiency and Collaboration Proposal Learning Team “B” BIS/220 June 20‚ 2013 Malinda Marsh Proposal: Efficiency and Collaboration with Microsoft Excel Table of Contents: Proposal……..……………………………………………………………………………….……. Summary…………………………………………………………………………………………… TO: KEVIN WILLIAMS‚ PRESIDENT/CEO FROM: OLIVA AGUIRRE‚ MONICA CARTER‚ MARISOL OSUNA‚ ANA VELAZCO SUBJECT: IMPROVING EFFICENCY PROPOSAL: Discount Part Supplies has now been open for three years and the volume of our
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improving quality‚ companies will decrease expenses as well as increase productivity and market share. Below is the main contribution of Edward Deming: 1. 14 points for quality management 2. 7 deadly sins and diseases 3. The theory of variance 4. PDCA cycle. This essay focus on the Deming’s 14 points which introduced by Edward Deming that have essence on management philosophy which emphasizes the role of top management in overseeing all other quality implementations in the company. The 14 points
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I. Cutting jobs at General Motors is a case that explains the issues taking place‚ and have been taking place with General Motors (GM). GM is at a place where the only money being dealt with is the money they have to pay their workers. This includes hourly pay‚ benefits‚ and pay to their retirees. Since the 1970s‚ GM sales has been declining. To better the company‚ and get them back on track‚ the CEO of GM‚ Rick Wagoner‚ announced a restructuring of the company. He explained how he wanted to
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A Winning Proposal A winning proposal takes a considerable amount of time and thought. A winning proposal is written to the evaluators‚ addresses all points of the RFP‚ uses clear and effective communications‚ and is formatted according to the specified guidelines of the RFP. Writing to the evaluators requires knowing what the evaluator wants. Determining what the evaluators want involves communicating with the evaluators well before the government need is solicited in a RFP. The point of communicating
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About Proposal Templates The following document is a typical business proposal template taken from one of the Proposal Packs available from my favorite proposal tools website. These stand-alone Proposal Packs were created for just about any type of proposal you can imagine: business proposals‚ grant proposals‚ technical proposals‚ project proposals‚ sales proposals‚ and many more. They are stand-alone sets of proposal templates designed using industry standard guidelines. Each Proposal Pack
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Times Pike‚ R Singapore data‚ 2012‚ Government of Singapore‚ available at http://www.data.gov.sg/ [accessed November 11‚ 2012] 10 NPV = (11‚448‚000 x PVIFA (3‚ 15)) – 127‚700‚000 = (11‚448‚000 x 11.9379) -127‚700‚000 Other property expenses | (1872) | Property expenses | (3096) |
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business proposal Today’s world runs on business and commerce. Opportunities for economic development‚ despite the ups and downs of the markets and the variable conditions experienced by national economies‚ translate into a demand for quality business documents that meet the needs of business persons all over the world. Let your proposal stand out from the crowd by using one of Biztree’s business proposal sample templates. It is no longer necessary to employ an army of legal experts and documentation
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Welding‚ Cutting and Brazing 29 CFR 1910 Subpart Q By Occupational Safety and Health Standards (OSHA) definition any operator of electric or gas welding and cutting equipment is called a "welder" and "welding operator". The standard 29 CFR 1910 Subpart Q which pertains to welding‚ cutting‚ and brazing. The standard consists of 5 parts‚ they include: 1910.251 Definitions‚ 1910.252 General requirements‚ 1910.253 Oxygen-fuel gas welding and cutting‚ 1910.254 Arc welding and cutting‚ 1910.255
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Introduction It is our pleasure to present you‚ our proposal to help you make your current accounting system work more efficiently and effectively. Our company‚ WCG Sdn Bhd provides enterprises with accounting software to record and amend with ease. Our company‚ WCG Sdn Bhd‚ is founded in 1996 which has been in the software industry for more than 15 years‚ Within the years‚ our company received numerous awards and nominations such as best consumer award in 2008‚ 2nd place of annual best selling
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