Municipal Bonds The greatest advantage of municipal bonds can be summed up in two words: tax free. The interest rates on municipal bonds may seem low compared to similar long-term securities like Treasury bills and CDs‚ but tax advantages may level the playing field. Let ’s look at some examples. If you ’re in the 25 percent bracket for 2008 federal income taxes‚ you ’d have to find a taxable security with an interest rate of 4 percent to equal the yield of a tax-free municipal bond with an interest
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Prospect Theory Review This paper is written in order to compare and contrast two articles that were chosen from the social psychology field. I chose my topic as Prospect Theory. It is one of the theories related to decision making process. This theory not only supported in social psychology but also supported fields of economic‚ consumer choice‚ political science and marketing. Prospect theory explains that people
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What are your survival prospect? By: Nuragiyanti Dewi Permatasari 10E Binus Interational Simprug 26 September 2011
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Kellie 15 May 2010 Writing 1200 The Human-Animal Bond: How animals enrich our lives The year 2003 started out the same as any other year. It was my second year in the Army and I was just beginning to get used to the demands of military life‚ when‚ all of a sudden‚ my unit got orders to go to Iraq. I felt as if my world had been turned upside down‚ and I had no idea how I was going to get through the deployment and still keep my sanity. About three months into the deployment‚ I was taking the
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utual’s C Covered Bond ds September of 20 was not a calm time fo the world’s capital mark 008 or s kets. On Sept tember 7 fede erallybacke mortgage loan compani Freddie M and Fann Mae were placed into c ed l ies Mac nie conservatorsh by hip the U.S. governme a move de ent‚ esigned to sta abilize the em mbattled lenders. On Mond day‚ Septemb 15‚ ber global investment bank Lehma Brothers filed for Cha an apter 11 bank kruptcy protection. Broa US ad equity market inde y exes
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STRICTLY PRIVATE AND CONFIDENTIAL Singapore: Loan vs. bonds in the banking books 504‚ Morya Classic‚ Off New Link Road‚ Andheri (W)‚Mumbai‚ India - 400053 Singapore: Loan vs. bonds in the banking books ______________________________________________________________ Characteristics of corporate loans1 Loan growth2 Total outstanding loans and advances issued by Domestic Banking Units (DBU) stood at SGD 393 billion as of April 2012 with a 20.5% Y-o-Y increase. Total outstanding loans and
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Austin Beeler American and North Vietnamese Perceptions of War To the American Soldiers and the NVA/VC soldiers‚ the Vietnam War was both very similar and very different. Most of soldiers in Vietnam went into the war with a purpose‚ and they had a very high morale levels. Both the Americans and the NVA soldiers left with many problems. The war left most soldiers with very severe cases of mental issues. There were also many things about the war that differed to the soldiers. One was the type
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has already gone through a bit of experience on digitization through few national level of ICT projects‚ such as‚ Chittagong Customs Automation System‚ selection process of teletalk mobile user through internet‚ project initiated by the previous government on machinereadable digital passport system and finally the successful computerization of national voter ID. However‚ we have full trust and faith in our newly elected
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believed that the government should be ruled by middle class men and that people should be trusted to govern themselves but only the properly educated middle class men. Aristotle analyzed all forms of government and found both good and bad examples but he preferred and favored a constitutional government. Aristotle even feared that democracy could lead to mob rule and favored the polity. His ideal form of government was more of a democracy than autocracy. Aristotle that the power of government rested with
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SINGAPORE Singapore is located in a small island in the south East Asia. It has a dense population of 5.183.700 in 2011. There are four major races in Singapore; they are Chinese‚ Malaysians‚ Indians‚ and Singaporeans. Its economic view is free market. Also‚ Singapore has very strict laws and they love to enforce them. It is a democratic country and acquired independence in 1965 and since then‚ it has achieved political stability and high economic growth. It is the second richest country in the
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