SUMMER TRAINING REPORT SUBMITTED TOWARDS THE PARTIAL FULFILLMENT OF POST GRADUATE DEGREE IN GLOBAL BUSINESS OPERATIONS CREDIT APPRAISAL AND RISK RATING IN PUNJAB NATIONAL BANK SUBMITTED BY: ADITYA SINGH PGDGBO (2012-20014) Roll No. : 17 INDUSTRY GUIDE FACULTY GUIDE Mr. RAJEEV SARDANA SENIOR MANAGER SENIOR FACULTY SHRI RAM COLLEGE OF COMMERCE‚ DELHI DELHI UNIVERSITY CREDIT SECTION
Premium Operational risk Credit rating Finance
Philippines Hopes Better Credit Rating Will Draw Investors The Philippines has shrugged off decades of financial woes to earn its first investment-grade credit rating from one of the world’s leading ratings agencies. Fitch Ratings cites the Aquino administration’s improved money management‚ pro-growth policies and plans to increase revenues through a new "sin tax." Economists say it was only a matter of time before the Philippines would be given an investment-grade rating. They point to the stock market
Premium Investment Foreign direct investment Macroeconomics
ScienceDirect Journal of Banking & Finance journal homepage: www.elsevier.com/locate/jbf The impact of bond rating changes on corporate bond prices: New evidence from the over-the-counter market Anthony D. May * Price College of Business‚ University of Oklahoma‚ 307 West Brooks‚ Norman‚ OK 73019‚ USA a r t i c l e i n f o a b s t r a c t I study the information content of bond ratings changes using daily corporate bond data from TRACE. Abnormal bond returns over a two-day event window that
Premium Bond Stock market Bonds
data mining approach to analysis and prediction of movie ratings M. Saraee‚ S. White & J. Eccleston University of Salford‚ England Abstract This paper details our analysis of the Internet Movie Database (IMDb)‚ a free‚ user-maintained‚ online resource of production details for over 390‚000 movies‚ television series and video games‚ which contains information such as title‚ genre‚ box-office taking‚ cast credits and user ’s ratings. We gather a series of interesting facts and relationships
Premium Actor Data mining Film
Identify some of the advantages and disadvantages of eliminating the use of appraisal forms and ratings. Appraisals are used by companies to identify employees‚ strengths and weaknesses. This process occurs annual or semi-annually. The appraisal provides employers with an assessment of how the employee does their job‚ interacts in a team environment‚ how they handle responsibilities‚ training and development opportunities‚ and areas of improvement. According to Mathis & Jackson (2008)‚ “Organizations
Premium Human resource management Employment
CRISIL’s Approach to Financial Ratios Executive Summary The analysis of a company’s financial ratios is core to CRISIL’s rating process as these ratios help understand a company’s overall financial risk profile. CRISIL considers eight crucial financial parameters while evaluating a company’s credit quality: capital structure‚ interest coverage ratio‚ debt service coverage‚ net worth‚ profitability‚ return on capital employed‚ net cash accruals to total debt ratio‚ and current ratio. CRISIL considers
Premium Finance Generally Accepted Accounting Principles Credit rating
Content validity Demographic variables and modified Conner’s rating scale for parents and teachers were translated to local language (Tamil). The English tools were sent for content validity to the various experts in the field of Paediatrician‚ Psychiatrist‚ psychologist‚ Paediatric nursing‚ Mental health nursing‚ Obstetrics and Gynaecology nursing‚ Medical surgical nursing‚ and Statistician. The minor corrections and suggestions were incorporated as provided by the experts after validating the
Premium Nursing Health care Medicine
The Great Sorting Out Thomas L. Friedman analyses technological advances that are making a more economic level playing field with disadvantaged countries rising in knowledge and wealth before. Countries such as China and India has mastered in telephone and computer technology to make these nations become competitive economically. As we explore America’s place in the fast-evolving world economic platform‚ Friedman presents not only the problems we face‚ but also the preventative and the possible
Premium The World Is Flat Globalization
have some of these companies been able to increase sales at more than the industry average? For some‚ growth will undoubtedly have been achieved via merger and acquisition. It could well be the case that none of these companies are your direct competitors‚ but do not dismiss these companies out of hand. They are telling us something about the future direction of the Industrial Fastners industry that you would do well to consider. Pink Page No. (Country) Company Name Sales Growth Total Sales
Free Types of companies Corporation Mergers and acquisitions
Company Background Name Logo Industries served Geographic areas served Headquarters Current CEO Revenue Profit Employees Main Competitors Wal-Mart Stores‚ Inc. Retail (Discount department stores and warehouse stores) Worldwide (10‚942 stores in 27 countries) [1] Bentonville‚ Arkansas‚ U.S. C. Douglas McMillon $485.651 billion (2015) 2% increase over $476.294 $16.182 billion (2015) 1.7% increase over $15.918 billion (2014) . 2.2 million (2014) Costco Wholesale Corporation‚ Dollar General Corporation
Premium Wal-Mart Kmart Department store