"Qualities need for credit officer" Essays and Research Papers

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    Agricultural Credit

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    An Assessment of Agriculture Credit at PNB Introduction Agriculture plays a crucial role in the development of the Indian economy. It accounts for about 15.7 per cent of GDP and 52.1 per cent of the total workforce of the population is dependent on the sector‚ and despite a steady decline of its share in the GDP‚ is still the largest economic sector and a significant piece of the overall socio-economic development of India. The importance of farm credit as a critical input to agriculture is reinforced

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    TAX CREDITS

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    Tax Credits [Name of the Writer] [Name of the Institution] Tax Credits Purpose of Tax Credits A Tax Credit is a specific amount that is subtracted from the accumulated amount of tax paid by a tax payer to the State. The tax credits can be settled in terms of income tax‚ property tax and VAT. It can also be settled for the purpose of recognizing the taxes that are already settled in form of subsidies or are paid for the purpose of encouraging investment in economy

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    credit appraisal

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    Chapter-1 Introduction Definition of banks In India‚ the definition of the business of banking has been given in the Banking Regulation Act‚ (BR Act)‚ 1949. According to Section 5(c) of the BR Act‚ ’a banking company is a company which transacts the business of banking in India.’ Further‚ Section 5(b) of the BR Act defines banking as‚ ’accepting‚ for the purpose of lending or investment‚ of deposits of money from the public‚ repayable on demand or otherwise‚ and withdrawal‚ by cheque‚ draft

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    Credit Rating

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    CREDIT RATING * A credit rating evaluates the credit worthiness of a debtor‚ especially a business (company) or a government. It is an evaluation made by a credit rating agency of the debtor’s ability to pay back the debt and the likelihood of default.[3] * Credit ratings are determined by credit ratings agencies. The credit rating represents the credit rating agency’s evaluation of qualitative and quantitative information for a company or government; including non-public information obtained

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    Probation Officer

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    Probation officers work with criminal offenders‚ some of whom may be dangerous. They also monitor offenders to prevent them from committing new crimes. Workers in this occupation must meet many court-imposed deadlines and also travel‚ especially if they work in rural areas. Probation officers usually have to have a bachelor’s degree‚ but the requirement varies by agency. Officers who work in the probation system have various duties that keep their job busy. They evaluate offenders to determine

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    Credit Appraisal

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    Corporation Limited - India confidential AUHF - 2007 AGM & Conference Program‚ Ghana - September 2007 Why do we appraise? Is a Selection Tool Quantifies Risk confidential Aids Decision Making Ensure Good Quality business with excellent creditworthiness What is Credit Appraisal? ABILITY confidential INCLINATION OBJECTIVE SUBJECTIVE KNOWLEDGE EXPERIENCE What are we Appraising? PERSON: Capacity - The ability to service the loan by financial resources/ income streams

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    Credit Agricole

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    Running head: Credit Agricole and BP Credit Agricole PARIS (AFP) – French bank Credit Agricole‚ one of the biggest European banks by capitalisation‚ reported a doubling of net profit to 1.0 billion euros ($1.42 billion) in the first quarter‚ on Friday. The price of shares in the bank showed a gain of 1.40 percent to 11.23 euros in a market up 0.57 percent overall. The outcome‚ marking an increase of 112 percent from the result 12 months ago‚ was in line with average estimates of analysts as

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    Intake Officer

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    Intake Officer As a juvenile intake officer your requirements for the job are‚ a bachelor’s degree in a field related to criminal justice‚ psychology or social work. In other cases‚ candidates may be able to start out in other positions in the juvenile detention system with only a high school diploma‚ often gaining the necessary experience to become a juvenile intake officer. Even if a candidate meets all the education requirements for a position‚ he or she may be required to complete a probationary

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    Credit and Collection

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    lending proposals banks apply certain general principles of good lending‚ often referred to as the canons of lending. Although not all of the principles can be applied by corporate credit managers to requests for trade credit‚ most are generally applicable. They provide an excellent framework for assessing all credit proposals. Because the purpose of lending is to earn interest and make a profit‚ it follows that principles of good lending should be concerned with ensuring‚ so far as possible

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    Police Officers

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    A police officer’s duty is to maintain public order‚ preventing‚ and detecting crime. The concept of police officers‚ also known as cops‚ and law enforcement has been around ever since the ancient Romans had a theory that an organization of "peacekeepers" would reduce the crime and violence being committed. This theory stuck with society and is still around today. People of law enforcement have a mission when they step into their police car‚ that mission is to enforce the rules of conduct or law

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