The magnitude of NPAs have a direct impact on banks profitability as legally they are not allowed to book income on such accounts and at the same time banks are forced to make provision on such assets as per the RBI guidelines. The Indian Banking sector is facing a serious situation in view of the Mounting NPAs which are the tune of Rs.56‚000 crores in March 2002.NPAs is an important parameter in the analysis of financial performance of banks. The reduction of NPAs is necessary to improve profitability
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IFRS 13 Fair Value Measurement applies to IFRSs that require or permit fair value measurements or disclosures and provides a single IFRS framework for measuring fair value and requires disclosures about fair value measurement. The Standard defines fair value on the basis of an ’exit price’ notion and uses a ’fair value hierarchy’‚ which results in a market-based‚ rather than entity-specific‚ measurement. IFRS 13 was originally issued in May 2011 and applies to annual periods beginning on or after
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HOLMES & RAHE STRESS TEST2 To assess the stress in your personal life‚ examine each life event on this list. See if this has applied to you at some point in the last 12 months. If it did‚ write the corresponding number in the Tally Column. If the event occurred more than once‚ multiply the score by the number of events‚ i.e.‚ if you moved twice in the past year‚ then score 2 X 20 points = 40. Be as honest as possible‚ then total your points. Life Events|Score|Tally| Death of a spouse|100||
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The purpose of Rosenhan’s study was to determine if sanity could be distinguished from insanity. Rosenhan wanted to determine if the diagnoses of some sort of mental illness came from the patients themselves or did the environment produce the diagnoses. The prevailing thought at the time was that sanity and insanity are easily distinguishable. The psychological symptoms of patients could be simply categorized which supported the idea of such a belief. The goal of the study was to test the idea whether
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Trevor Sanders INTASC Principles I believe that the INTASC Principles are worthy standards for an exceptional teacher. They make sure that teachers know the skills that are needed to become and stay a great instructor. If one has the qualities of constantly succeeding in doing all these standards then that person will make an outstanding teacher. Making sure that the staff of a school knows what needs to be done by these principles is a great way to ensure that the teachers of today are well
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Being a doctor itself has place the doctor to the eye of the society in a very good way. However‚ being a doctor can be really risky and a lot of things need to be sacrificed in order to fulfill the task as a doctor. There are several things that motivate me to become a doctor such as to fulfill my late father’s dream for me to become a doctor‚ my own way to help a lot of people‚ my curiosity about human being and disease‚ Firstly‚ I have been inspired to become a doctor ever since my first
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Is it possible to define and measure intelligence? Over the years there have been a lot of definitions for the word intelligence. Whether it is a fix concept like height or an innate general cognitive ability‚ intelligence can mean differently to everyone and consciously everyone has a definition for it. So does that mean there have a general understanding of the word? No‚ an agreement on some level has been found but there are some aspects that have yet to a fixed definition in psychology. The
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Detailed explanation of the principles of customer service Principles of good customer service is very important to give excellent customer service and to make the customer want to return the importance of customer service is to ensure the needs and wants of customers are met by the organisation‚ meeting customer expectations and ensuring satisfaction. Customer service aims to provide support and the best experience to a customer through actions that are taken by the seller. This includes actions
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consistent law has yet been discovered. The research and measurement of buyer behavior is vitally important to the field of marketing because it can provide insight into a possible future scientific law in this field. Before the question "Why measure buyer behavior?" can be addressed‚ the applicable terms‚ "buyer behavior" and "measurement" should be identified. The American marketing Association defines buyer behavior (AMA refers to this as "consumer behavior") as: "The dynamic interaction of
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from talents and skills of the black athlete. Rhoden’s historical narrative also identifies as what he calls the jockey syndrome‚ where he uses the exceptional story of Isaac Murphy who was at one point the most prominent and wealthiest black jockey during the 19th century. During Murphy’s brilliant career‚ he won three Kentucky Derby races and he even employed a White valet during the horse racing season. Murphy earned between $15‚000 and $20‚000 dollars per year during the height of his career
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