Building an Emergency Fund & Why It’s So Important As people grow and become more aware of the world‚ they sometimes learn lessons the hard way. Life is unexpected‚ so anything can happen to anyone at any moment without notice. People fall ill‚ cars break down and houses flood whether people are prepared or not. After something unfortunate has happened‚ it is very likely that you will need money to pick up the pieces and start to build again. The problem with this is you may not have the money needed
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How has the representation of women changed? Despite recent critical successes of films featuring female leads (The Hunger Games‚ Brave‚ Beasts of the Southern Wild) and the fact that women ages 12 and over are 51 percent of moviegoers‚ the study found that women on the big screen remain under-utilized. In film‚ female characters are on the rise–one-third of all characters in the top 100 grossing films of 2012 were women. However‚ the percentage of female protagonists in film has fallen from
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History Assessment: How Has WW1 Been Remembered? WW1 has‚ and always will be seen as one‚ if not the most significant war in all of history. One of the reasons for it being such a tragic event was that it was deemed at the time to have been ‘the war to end all wars‚’ however that tragically was not the case. World War One was caused by several contributing factors‚ which resulted on Britain declaring war on Germany. They are: The alliance system‚ Imperialism‚ The Naval Race‚ The Schlieffen Plan
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HOW THE MEDIA HAS AFFECTED BODY IMAGE AMONG THE YOUTH What is body image? It is the subjective picture or mental image of one’s own body. People view their bodies differently that’s what makes an individual to have his or her own unique style of dressing. People pick up different styles from different places some have a negative impact while others positive. Body image includes: It takes time for some one to come up with an image that can be spotted a mile away by anybody. Some
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Kenya’s Pension Fund Industry amounts to approximately KShs 200 billion reference‚ or the equivalent of 23% of Gross Domestic Product (GDP). These funds are currently operated by statutory contributions under National Social Security Fund (“NSSF”)‚ sponsor-led schemes and individual Retirement Benefit Schemes reference. | These pension funds are established by employers to facilitate and organize the investment of employees’ retirement funds contributed by both the employers and the employees
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Liberty Mutual M&A of SAFECO May 9‚ 2014 Company Profile Liberty Mutual Insurance Group is an American based global insurer that was founded in 1912‚ located out of Boston‚ Massachusetts. Liberty Mutual was created shortly after Massachusetts’s legislation passed a law requiring employers to protect their employees with workers’ compensation benefits. Liberty Mutual was established as a mutual company‚ which means it works on the behalf of its policyholders. With this type
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first thing we do is observe that person and find out to yourself if you have in common either man or a woman. Then friendship will start for a trial period of time and we all know that observation wont stop until you can say to yourself you know him or her from head to toe. Sometimes it takes longer when one part is a little bit reserve to her or himself or vice versa. When two persons seems don’t agree even to just a single thing they will call it quits. They will talk when they meet‚ laugh
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areas. How has Suburbanisation changed Sydney? Urbanisation: Is the process by which the proportion of a country’s population in urban areas increases. The original settlement for Sydney was Sydney Cove. Stage 1: 1788-1860 (walk to work) 80‚000 lived in Sydney. People had to live near workplaces. Residential areas at the time included The Rocks‚ Woolloomooloo and Pyrmont. Stage 2: 1860-90 (the railway era) By 1880‚ Sydney had spread south and west. This suburbanisation was made possible
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I for one‚ have experienced first hand that truth can indeed change. My encounter of when truth changed was when the day my mother had attempted to murder my dad‚ brothers‚ and I. The changes began slowly‚ then escalated to change the only truth I had known my entire life. Some examples of how truth changed for me was we had believed she would never hurt us‚ I had to begin living with just my dad‚ and my role in the house changed. At the time truth changed for me‚ I was 12 years old. I had
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Q1‚ While pension funds hold bonds as their asset‚ they also have obligations as liability. Lower interest rate‚ namely a lower discount rate‚ on one hand‚ increases bonds’ return‚ on the other hand‚ it also increase pension funds’ liabilities‚ which is the discounted value of future obligations. Moreover‚ bonds in asset side are usually in shorter term than long-term liabilities‚ and therefore are less sensitive to interest rate change. As a result‚ the increase in liability exceeds the value increase
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