The Theory and Practice of Insurance Sovereign Catastrophe Risk Financing Limitations of Traditional Insurance and the Potential of Alternative Risk Transfer Solutions Supervised by: Prof. Christopher L. Culp Authors: Martin Reinhard ID- No: 05-723-648 martinreinhard@gmx.ch Aicha Khuder ID- No: 11-106-937 aicha_khuder@yahoo.de Susanna Kullenberg ID- No: 11-111-499 susanna.kullenberg@gmail.com Bern‚ February 27th 2012 Table of Content Abstract ...................................
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Do Violent Videogames Cause Behavior Problems? "It’s not as if this is a light switch that either videogames do or do not cause aggression. You have to think about the strength of that effect. Most people assume it has a really big effect‚ but what we find from research is it actually has a very tiny effect." said Professor Patrick Markey. Do children become more aggressive after playing videogames or are aggressive kids more attracted to violent videos? Don’t violent videogames help angry
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“What College Can Mean to the Other America” by Mike Rose: Currently‚ there are very few programs and policies that help the poor with postsecondary education; American capitalism is the underlying cause of the lack of support. Mike Rose spent a year and a half going to community colleges to see those hardships in effect. He believes the disadvantaged should have the same equal opportunities in secondary education. However‚ such opportunities are being slashed due to government budget cuts. If these
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Shelly Govila 10565436 STARBUCKS’ RAPID EXPANSION IN CHINA Introduction Starbucks‚ one of the largest coffee houses in the world‚ was started in 1971 in Seattle‚ USA. It started its international expansion in 1995 by entering Japan‚ followed by several other countries in the following years. It entered China in the mid-1990s with just a distribution business and opened its first retail store in mainland China in Beijing in January 1998. This report covers the topics of Starbucks’ expansion
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The skill I’ve chosen that could benefit and relate to Human Services would be speaking a second language. I feel all people would benefit from mastering a second language. I have spent several days researching this and I have found out that there are many wonderful benefits to this skill. The job opportunities are incredible. It has even been proven that bilingualism has cognitive advantages across the entire lifespan‚ from children to adults. According to the “Canadian Modern Language Review”
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geographic area assigned to a sales person who can effectively and economically serve customers of that particular area. However sales territories are just not about assigning geographical areas to sales persons‚ the following are the steps to follow in designing sales territories; * Select basic control unit. * Analyze workload. * Determine basic territories. * Assign territories. * Customer contact plan. * Evaluate‚ revise if needed. The objectives of sales territories are to;
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Not for profit organization: A non profit organization (NPO) is an organization that uses surplus revenues to achieve its goals rather than distributing them as profit or dividends. While not-for-profit organizations are permitted to generate surplus revenues‚ they must be retained by the organization for its self-preservation‚ expansion‚ or plans.[3] NPOs have controlling members or a board of directors. Many have paid staffs including management‚ while others employ unpaid volunteers and even
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film was directed in Spanish‚ with a Spanish crew and was located in Spain. However since it was set in the United States during the Spanish Civil War‚ all American actors acted in ‘The Others’ in it including Grace ‚ played by the internationally known Hollywood actress‚ and public figure Nicole Kidman. ‘The Others’ was nominated for global film awards. The film was nominated for six Saturn Awards including Best Director and Best Writing for Amenábar and Best Performance by a Younger Actor for Alakina
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Chapter 5 120 – Sales forecast‚ quotas • sales forecast: the future market potential for a specific product • quota: sales goals for different sales territories and individual people 121 – contingency‚ sales and operational planning • contingency: events that are conceivable but less likely than those based directly on the forecast • sales and operational planning (S&OP): an organized process that uses sales inputs to forecast business for upcoming periods of varying length 123 – SIC‚ NAICS
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Answer Book and for Section A the Multiple Choice Sheet provided. THIS PAPER MUST NOT BE REMOVED FROM THE EXAMINATION ROOM. The use of electronic calculators is not permitted. P.T.O SECTION A: Answer any 3 1. The Solow model emphasizes the role of which of the following factors of production? (a) Land (b) Labor (c) Capital (d) Natural resources [16 marks] 2. In an exogenous growth model‚ growth is caused by (a) capital accumulation. (b) government policies. (c)
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