company’s financial leverage‚ calculated by dividing a company’s total liabilities by its stockholder’s equity. This ratio indicates how much debt a company is using to finance its assets relative to the amount of value represented in shareholders’ equity. Most company is taking on debts as to increase its value by using borrowed money to fund various projects. A high debt/equity ratio generally means that a company has been aggressive in financing its growth with debt. If a lot of debt is used to finance
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(U109057) Ayan Ghosh (U109059) Batala Mayuri (U109060) Bank: Punjab National Bank Category: Nationalised Bank Year and Basis: Financial Year 2009-10 (Annual Report) There are three components to the Term Paper: 1. Benchmark Prime Lending Rate (BPLR): 2. Base Rate: 8.99% 3. CRIB Score based on CAMEL Rating: 73.166 (Credit Rating: A‚ Modest Risk) Detailed calculations are shown in subsequent sections. I. Benchmark Prime Lending Rate (BPLR) II. Base Rate What is Base Rate?
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fluctuation appeared. Ratio analysis Year/ratio 2011 2012 2013 Industry average Current ratio 0.90 0.77 0.82 Quick ratio 0.78 0.65 0.70 Gross profit ratio 55.6 51.7 54.6 Receivable turnover ratio 13.59 13.95 12.49 Inventory turnover ratio 18.45 19.25 19.51 Net profit ratio 1.74 -1.64 0.03 Debt to equity ratio 0.89 0.92 0.88 Asset turnover ratio 0.70 0.71 0.77 Current ratio is always larger than quick ratio‚ it may because that inventory
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Words Essay on if I were the Prime Minister of My Country www.preservearticles.com/.../549-word... इस पृष्ठ का अनुवाद करें 03-08-2011 - I have so many schemes in mind for the upliftment and development of my country. If I were the Prime Minister‚ I would put into practice all the. Essay for students on If I were to become the Prime Minister of India www.preservearticles.com/.../essay-for-... इस पृष्ठ का अनुवाद करें 11-08-2011 - If I were to become the Prime Minister of India. I will live
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Financial Results FIN/571 July 22‚ 2013 Interpreting Financial Results Liquidity: Current Ratio Parrino‚ Kidwell‚ & Bates (2012) detail the current ratio as current assets divided by liabilities. The current ratio identifies a firm’s potential to pay short-term liabilities; higher liquidity is a good sign for potential creditors (Parrino et al.‚ 2012). At the same time‚ however‚ the current ratio should not greatly exceed benchmarks of other competitors (Parrino et al.‚ 2012). This could be
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Ratio Analysis and Statement of Cash Flows Financial ratios are "just a convenient way to summarize large quantities of financial data and to compare firms’ performance" (Brealey & Myer & Marcus‚ 2003‚ p. 450). Financial ratios are very useful tools in order to determine the health of a company‚ help managers to make decision‚ and help to compare companies that belong to the same industry in order to know about their performance. Home Depot and Lowe’s are two home improvement chains in the United
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Financial intermediaries Done by Mirmanova S.‚ 303 gr. Almaty 2014 A financial intermediary is a financial institution that connects surplus and deficit agents. The classic example of a financial intermediary is a bank that consolidates deposits and uses the funds to transform them into loans. Through the process of financial intermediation‚ certain assets or liabilities are transformed into different assets or liabilities. As such‚ financial intermediaries channel
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11 ANALYTICAL PROCEDURES—RATIO ANALYSIS FORM The auditor can use this form to document the performance and evaluation of ratio analysis in connection with analytical procedures performed in an audit. The form is only a guide and is not a substitute for professional judgment. The form may be modified by adding or omitting certain ratio analysis. AUDITING COURSE PROJECT GROUP B: CLIENT NAME: | Pinnacle Manufacturing Company | DATE OF FINANCIAL STATEMENTS: | July 15
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How governments are formed There are no codified rules in the UK to state how government is formed‚ in theory it is in the hands of the monarch – up until the 19thCentury this was largely a reality. However the monarch no longer plays any active role in this process. The party that wins a majority of seats in the House of Commons after a general election‚ its leader will be invited by the monarch to form a government. 2010 Coalition Conservatives were longest party in HoC but failed to win overall
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The Golden Ratio By : Kaavya.K In mathematics and the arts‚ two quantities are in the golden ratio if the ratio of the sum of the quantities to the larger quantity is equal to the ratio of the larger quantity to the smaller one. The golden ratio is an irrational mathematical constant‚ approximately 1.6180339887. Other names frequently used for the golden ratio are the golden section and golden mean. Other terms encountered include extreme and mean ratio‚ medial section‚ divine
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