sector have been incessantly rising in the past six months. Historically‚ in 1997‚ NPAs were 15.8% of loans for the banking sector‚ which nosedived to 2.4% in 2008. This figure stands at 2.94% of loans in 2012. In absolute figures‚ NPAs have doubled from 2009 to 2012 and assets under reconstruction had trebled during the same period. India’s biggest lender‚ State Bank of India‚ is experiencing an NPA level of 4.99% of total loans. According to a recently published Credit Suisse Group AG report‚ 10
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Letter from Birmingham Jail was written by Martin Luther King Jr. As he states in the title‚ in a Birmingham‚ Alabama jail. Martin Luther King Jr. was jailed because he participated on a nonviolent protest of segregation in public places such as lunch counters and public restrooms. During his jail time‚ Martin Luther King Jr. read a criticism about a protest made by a group of white ministers‚ accusing King of being an outsider‚ of using extreme measures that incite hatred and violence‚ that his
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Mohandas Gandhi ’s‚ "Satyagraha‚" and Martin Luther King Jr. ’s‚ "Letter from Birmingham Jail‚" each argue for non-violent civil disobedience. However‚ each author uses different rhetorical appeals‚ such as ethos‚ to establish their credibility. In paragraph ten of King ’s statement he asks rhetorical questions the Clergymen might have. "You may well ask: "Why direct action? Why sit-ins‚ marches and so forth? Isn ’t negotiation a better path"(King 2)? Gandhi also does a great job of breaking down
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leader and a powerful historical figure. He is often remembered most for his writings and speeches‚ in which he invokes many philosophical theories and speakers to justify the opinions he expresses in them. In MLK’s‚ “Letter from Birmingham Jail‚” he uses philosophical thinkers from the past to support the idea that civil rights activists should be allowed to protest peacefully‚ in spite of the laws against it. One of the thinkers MLK uses to support his argument is St. Thomas Aquinas‚ who wrote
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more reputable managers are able to convey the intrinsic value of their firm more credibly to outsiders‚ thus reducing the information asymmetry facing their firm in the equity market. Given this‚ firms with better and more reputable managers will have more access to the equity market‚ so that we expect lower leverage ratios for these firms. In addition‚ they will have less need to signal using dividends‚ so that they will have lower dividend payout ratios. Further‚ since better managers are likely to
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FINANCE 2 ASSINGMENT 2011-2012 Nikesh Hindocha (10044607) Part A. Introduction As part of my assignment‚ I have been asked to discuss the following statement “Mergers and acquisitions can be value destroyers or value creators”. A merger can be defined as when two equal businesses in terms of profit margin and status‚ combine in order to become one legal entity. Initially‚ the fundamental reason for this merge is to produce a company that is worth more than the sum of its parts
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Helal Ahmed Professor Smith English 125 October 6‚ 2010 Summary of M.L.K.’s Letters from Bringham Jail Martin Luther King Jr’s “Letter from Birmingham Jail” was written during his 8 day sentence in jail in 1963. He chose to travel and protest in Birmingham due to the fact that it was widely known as one of the most segregated city in the U.S. The letter not only addresses the issues of unjustly being arrested for being an "extremist" of his approach to the protest‚ and of the
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ii) Activities in order to create awareness Business ethicists always ask‚ ‘’what is right and wrong‚ good and bad‚ harmful and beneficial regarding decision and actions in organisational transactions?” Ethical solutions to business and organisational problems may have more than one alternative‚ and sometimes no right solution may seem available. Learning to think‚ reason‚ and act ethically can enable us to first be aware of and recognize a potential ethical problem. Then we can evaluate values
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9:00-10:20Section 3: 10:30-11:501800 Bus Ed Complex | Professor:Jennifer IrwinOffice: 2712 BECjenniferirwin@lsu.edu | Office Hours:1:00-2:30 pm T/Th(Other times by appointment) | Course Objectives: Strategic management deals with the decisions that managers make that decide the direction and success of organizations. These decisions involve the utilization of resources‚ design of organizational structure‚ and positioning the organization to create‚ capture‚ and sustain competitive advantage. Strategic
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symmetry with other manuscripts. It provides an evenness of construction that makes reading pleasurable. You are required to follow APA guidelines in preparing your exit project‚ thesis‚ or dissertation. It will be helpful for you to have a quick reference outlining some of the basic requirements regarding presentation format. These notes will guide you. Additionally‚ some tips are offered to help you to identify and overcome some of the peculiarities of APA style‚ and some common errors are identified
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