CREDIT APPRAISAL PROCESS IN BANK OF MAHARASHTRA A Summer Internship Project Report Submitted in partial fulfillment of the requirements of the PGDM (Post Graduate Diploma in Management) ITM BUSINESS SCHOOL‚KHARGHAR SUBMITTED BY: RACHANA SINGH CHANDEL (KHR2011PGDM21F216) UNDER THE GUIDANCE OF: Mr. Suhas V. Vaishampayam Mr. Narendra Jain Faculty Guide‚
Premium Credit Debt Interest
Module 2 - Communication Skills Communication is a complex process by which the sender encodes the message with language and sends to the receiver through an appropriate medium. When the other person receives the message‚ the receiver will listen to decode and interpret the message with understanding and then responds effectively as a feedback. However‚ it is not as easy as it seems. Below I will briefly explain about interpersonal communication before moving into communication roadblocks and
Premium Communication Interpersonal communication Nonviolent Communication
Interpersonal relationship refers to a strong association between individuals sharing common interests and goals.A sense of trust‚ loyalty and commitment is essential in a relationship.Individuals need to trust and respect their partners to avoid misunderstandings and conflicts in relationship.Stages in an interpersonal relationshipIt takes time for a relationship to grow and pass the test of time.There are two possibilities in a relationship: 1. Possibility - 1: Two people might start a relationship
Premium Interpersonal relationship Love Friendship
The Human Resource issue 10 7.0 Impact on Human resource 11 7.1 Low employee morale 11 7.1 Loss of Trained workforce 12 7.2 Cost for new recruitment 12 8.0 Conclusion 13 9.0 References 16 ANNEX A. NDSQ Performance appraisal (iniciated in Nov 2012) 17 Executive Summery Human Resource management refers to the policies‚ practices‚ and systems that influence employees’ behavior‚ attitudes‚ and performance. There are some important human resource
Premium Human resource management Human resources
therapy in the United States effective? There are many types of therapy in the United States such as psychoanalysis ‚ psychodynamic therapy ‚ cognitive ‚ behavior therapy ‚ interpersonal therapy. psychodynamic therapy is some time called psychoanalysis lite You may not dig deep as in psychoanalysis but the treatment still focuses on the unconscious ‚personal development ‚ and the relationship between therapist and patient. cognitive therapy is geared toward solving immediate problems it is highly
Premium Psychology Psychotherapy Cognitive behavioral therapy
Daniel Czinski Interpersonal Communication - SPCH 277 Professor Ralph Millsap DeVry University August 9‚ 2012 Midterm Many important speeches have been presented since the birth of the United States. One of the greatest speeches in American history was entitled “I Have a Dream” by Dr. Martin Luther King Jr. This essay will analyze and evaluate his speech using the criteria presented in the course text and the criteria used to evaluate in class‚ student presentations. The most important elements
Premium Martin Luther King, Jr. United States Rhetoric
for 5 years 3 Sales budget for 5 years 3 Purchase budget 3 Wages Budget 3 Other expenses 3 Net Present Value Statement 3 Recommendation 3 Personal Learning Experience 3 Background of chosen business For the purpose of investment appraisal assignment we have chosen a fancy furniture business in which we have selected three items which we are going to sell in our business. As UK is the market where people use to decorate their home by antiques and fancy products our three selling items
Premium Expense Budget Marketing
RESEARCH METHODOLOGY * INTRODUCTION: Credit appraisal means investigation/assessment done by the bank before providing any loans and advances/project finance and also checks the commercial‚ financial &industrial viability of the project proposed its funding pattern and further checks the primary & collateral security cover available for recovery of such funds. CHAPTER 1 INTRODUCTION TO BANKING SECTOR A snapshot of the banking industry The Reserve Bank of India (RBI)‚ as the
Premium Bank
Common Appraisal Errors Error Contrast Effect Definition Tendency of a rater to evaluate people in comparison with other individuals rather than against the standards for the job Example Think of the most attractive person you know and rate this person on a scale of 1 to 10. Now think of your favorite glamorous movie star. Rerate your acquaintance. If you rated your friend lower the second time‚ contrast effect is at work. A new supervisor noticed an employee who was going through a divorce performing
Premium Individual Person Mode
(p. 135). A qualitative study attempts to describe an experience from the participant’s perspective. Additionally‚ to enhance understanding‚ the objective of a qualitative study is to increase awareness of human experiences. Performing a critical appraisal of qualitative research requires knowledge of philosophical foundations‚ the different approaches‚ and empathy for the perspective of the participant involved (Grove‚ Burns‚ & Gray‚ 2013; Powers‚ 2011b). For this evaluation‚ Phoenix‚ Griffin‚ and
Premium Scientific method Quantitative research Qualitative research