Foreign First‚ you should know that fair and responsible lending has always been a concern of mine dating back to 1974‚ when I completed my studies at Stanford University and began my career in credit at Standard Oil of Indiana (AMOCO brand). That year I witnessed the enactment of theEqual Credit Opportunity Act (implemented by Regulation B)‚ whose purpose was to promote the availability of loans to creditworthy applicants and prohibit discrimination based upon gender and marital status (subsequent
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Thinking Global Philippines as a Fashion Capital By Dr. Bernardo M. Villegas INQUIRER.net As the Filipino middle class expands more rapidly in the coming years‚ one of the sunrise industries catering to the domestic market is fashion. Filipino fashion designers and fashion companies will have a reasonable chance to compete with the foreign brands that are increasingly appealing to the large youth market. Having been nurtured in a multicultural society‚ Filipino fashion designers are among the
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ADJECTIVE SERIES Series-when two or more adjectives are used in a sentence following a pattern. The pattern: 1.The Determiner came first which as the adjective (a.an.the)or pronominal adjectives (these‚our‚several.....) 2.Numerical adjectives-follow however the ordinal number (first second...) comes first the cardinal number (one‚two) 3.The descriptive adjectives-come last when there are more than one descriptive adjective used follow this order: The order a.size b.shape c.quality
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University of minnesota Online billing & payment services Login for students Requires University-assigned student Internet ID and password Login for parents/guests If you do not have access to view bills and make payments‚ have your student add Parent/Guest Access The online billing and payment system is the official means of generating tuition bills to all currently-enrolled University of Minnesota students. Only non-enrolled students and Senior Citizen Education Program students will
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Chapter 3 COMPUTER AND INTERNET CRIME In view of all the deadly computer viruses that have been spreading lately‚ Weekend Update would like to remind you: when you link up to another computer‚ you’re linking up to every computer that the computer has ever linked up to. * Dennis Miller‚ Saturday Night Live‚ U.S. television show QUOTE VIGNETTE Treatment of Sasser Worm Author Sends Wrong Message Unleashed in April 2004‚ the Sasser worm hit IT systems around the world hard
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The Issues & Problems of Cafeteria Food The controversy over cafeteria food is whether or not it is healthy for all students from elementary schools to colleges. Numerous factors lead to unhealthy eating in schools and on campuses. Sometimes options with better nutrition are offered‚ but when there are they tend to be less appealing than the unhealthy foods (Obesity). Many schools are undergoing budget cuts and changes‚ and healthy food tends to take a back burner when deciding where the limited
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Technology Implementation in Schools: Key Factors to Consider New technologies have changed teaching and learning in a number of ways—from graphing calculators to online lesson plans to virtual field trips and simulated dissections‚ educational technologies can help students access content in new and often exciting ways. In fact‚ one would be hard pressed to find a single school that doesn’t have access to some kind of educational technology. According to surveys‚ as many as 95% of schools are connected
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Philippines.[3] Cebu is the Philippines’ main domestic shipping port and is home to about 80% of the country’s domestic shipping companies.[citation needed] It is the center of a metropolitan area called Metro Cebu‚ which includes the cities of Carcar‚ Danao‚ Lapu-lapu‚ Mandaue‚ Naga‚ Talisay and the municipalities of Compostela‚ Consolacion‚ Cordova‚ Liloan‚ Minglanilla and San Fernando . Metro Cebu has a total population of about 2.55 million people (2010 Census). Cebu City is bordered to the northeast
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Foreign Studies A software system has therefore been designed and implemented which employs a variety of techniques for grading student exercises in terms of program correctness‚ efficiency‚ style‚ complexity‚ and the adequacy of test data. For a given exercise‚ the system generates a report summarizing the results of each form of analysis and the way in which it contributes to the final grade. Experiences to date are encouraging‚ the system offering much faster and more comprehensive marking than
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gives rise to tardiness in the workplace. Traffic jam might be a reason for getting late‚ but why can’t you wake up 5-10 minutes early or if you were late because you could not find the keys or the wallet‚ then you are a very irresponsible person. So‚ why should a firm waste its valuable time and money looking at the clock and waiting for you. They can easily find some other eligible and responsible person for the job. Punctuality is the most demanding workplace ethic. Nowadays‚ tardiness at the workplace
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