into the credit granting field at Fair Isaac & Co. (FICO) in San Rafael. FICO was the world’s leading developer of credit scoring models at the time (they had already produced in excess of 650 scoring systems for credit grantors in the US and globally). In addition to building credit scoring systems for installment and revolving credit for banks‚ oil companies and department store chains‚ I also conducted research into competing methods and researched implications of Regulation B relative to credit
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the Sasser worm hit IT systems around the world hard and fast. Unlike the most Computer viruses before it‚ the Sasser worm didn’t spread through e-mail‚ but moved undetected across the Internet from computer to computer. It exploited a weakness in Microsoft Windows XP and Windows 2000 operating systems. By the first weekend in May‚ American Express‚ the Associated Press‚ the British Coast Guard‚ universities‚ and hospitals reported that the Sasser worm had swamped their systems. Computer troubles led
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Thinking Global Philippines as a Fashion Capital By Dr. Bernardo M. Villegas INQUIRER.net As the Filipino middle class expands more rapidly in the coming years‚ one of the sunrise industries catering to the domestic market is fashion. Filipino fashion designers and fashion companies will have a reasonable chance to compete with the foreign brands that are increasingly appealing to the large youth market. Having been nurtured in a multicultural society‚ Filipino fashion designers are among the
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CHAPTER II RELATED LITERATURE Blumea balsamifera(sambong) A Phytochemical and Pharmacological Review Sambong (Blumea balsamifera) is a native flowering or weed that is endemic in the Philippines and other tropical countries. It is a popular herb especially for its healing properties including antidiarrhetic‚ antigastralgic‚ expectorant‚ stomachic‚ and antispasmodic‚ among others. Aside from these‚ sambong is also popular for being emmenagogues‚ or for stimulating menstruation or the blood flow
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services Login for students Requires University-assigned student Internet ID and password Login for parents/guests If you do not have access to view bills and make payments‚ have your student add Parent/Guest Access The online billing and payment system is the official means of generating tuition bills to all currently-enrolled University of Minnesota students. Only non-enrolled students and Senior Citizen Education Program students will receive paper billing statements. If you are an enrolled student
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instruction and literacy. Santa Barbara‚ CA: Libraries Unlimited. Center for International Scholarship in School Libraries. (2009). Student Learning Impact Measure. Accessed 29 December 2009. (http://cissl.scils.rutgers.edu/) Daniels‚ H. (2004). Literature circles: Voice and choice in student-centered classrooms. Portland‚ ME: Stenhouse Publishers. Donham‚ J.‚ Bishop‚ K.‚ Kuhlthau‚ C. C.‚ & Oberg‚ D. (2004). Inquiry based learning: Lessons from Library Power. Santa Barbara‚ CA: Linworth Publishing
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entertainment but its role in education is also vast. Library is derived from the old French “libraries” which means “a collection of book”. Reading material in a school are stored in libraries. Library is place in which books and related materials are kept for use but not for sale. It is also organized for use and maintained by a public body‚ an institution or a private individual. In addition‚ it is a place in which we get information in any format and from many sources. The librarian has to keep the
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Foreign Studies A software system has therefore been designed and implemented which employs a variety of techniques for grading student exercises in terms of program correctness‚ efficiency‚ style‚ complexity‚ and the adequacy of test data. For a given exercise‚ the system generates a report summarizing the results of each form of analysis and the way in which it contributes to the final grade. Experiences to date are encouraging‚ the system offering much faster and more comprehensive marking than
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The Issues & Problems of Cafeteria Food The controversy over cafeteria food is whether or not it is healthy for all students from elementary schools to colleges. Numerous factors lead to unhealthy eating in schools and on campuses. Sometimes options with better nutrition are offered‚ but when there are they tend to be less appealing than the unhealthy foods (Obesity). Many schools are undergoing budget cuts and changes‚ and healthy food tends to take a back burner when deciding where the limited
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Technology Implementation in Schools: Key Factors to Consider New technologies have changed teaching and learning in a number of ways—from graphing calculators to online lesson plans to virtual field trips and simulated dissections‚ educational technologies can help students access content in new and often exciting ways. In fact‚ one would be hard pressed to find a single school that doesn’t have access to some kind of educational technology. According to surveys‚ as many as 95% of schools are connected
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