Introduction A German industrialist Dr. Wilhelm von Siemens proposed the concept of VAT in 1918. And‚ it was first introduced by Maurice Lauré (Joint Director of the French Tax Authority‚ the Direction générale des impôts) in 1954. Over 130 countries worldwide have introduced VAT over the past three decades and India is amongst the last few to introduce it. In France‚ it is the most important source of state finance‚ accounting for nearly 50% of state revenues. At the beginning‚ VAT was only applied
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1.1Introduction The growing use of the internet for business transaction has profound effect on the banking industry. In the developing countries‚ education and infrastructure are obvious factors in the slow adoption of technology in developing countries; there are probably other issues like trust that plays role. This study finds out into adoption issues of internet banking in Kenya. Internet banking allows customers to perform a wide range of banking transactions electronically via the bank’s
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Citi Research Equities 20 May 2013 │ 7 pages Retail REIT’s (GICS) │ Real Estate Investment Trusts (Citi) Asia Pacific │ Singapore CapitaMall Trust (CMLT.SI) Alert: NDR Takeaways We hosted CMT management on a non-deal roadshow to Hong Kong — Key Company Update Event takeaways are presented below. Investors were interested in management’s view on current trends in the retail sector (especially in light of the labour crunch) as well as acquisition and asset enhancement opportunities
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Running Head: RESEARCH PROPOSAL Liquidity Risk Management: Islamic Banks Table of contents Abstract.................................................................................................................................3 Introduction.......................................................................................................................... 4 Literature Review..........................................................................................................
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Customer Switching Behavior in the City Bank Ltd‚ Bangladesh A proposal Submitted in partial fulfillment Of the requirements for the degree of Master of Business Administration At Independent University‚ Bangladesh [pic] Research Proposal On Business Research Method (MBA-504) Submitted To Dr. Nadim Zahangir Lecturer Submitted By |Name |ID
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unpredictable foreign exchange rates‚ and alarming interest rates among other problems? As per the CBK annual report (2009)‚ banking sector comprised the Central Bank of Kenya‚ as the regulatory authority‚ Commercial Banks‚ Non-Bank Financial Institutions‚ Forex Bureaus and Deposit Taking Microfinance Institutions as the regulated entities. As at 31st December 2009‚ the banking sector was composed of 46 institutions‚ 44 of which were commercial banks and 2 mortgage finance companies. In addition‚ there
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a). According to the information in the case‚ do you think the bank satisfied the requirement to two-factor authentication? Generally‚ Two-factor authentication requires two forms of authentication (Panko‚ 117). For example most of the online banking today requires you to login with username/password and also identify security key or security image as additional key. According to the Federal Financial Institution Examination Council 2005 required bank to use at least two-factor authentication
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customer loyalty in the South African banking sector Introduction According to the Ernst and Young Global Consumer Survey(2012) titled ’The Customer Takes Control’ banks across the world are under intense pressure with a reported 40% decrease in customer confidence in the banking industry. The South African banking sector is no different as it also faces challenges to stay competitive in an ever changing business and operating landscape. The South African banking sector consists of local and foreign
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Evaluation of Service Quality in Internet Banking 1. Introduction: 1.1 Background 1.1.1 Banks have conventionally been in the vanguard of harnessing technology to develop their products‚ services and competence. They have‚ over a long time‚ been using electronic and telecommunication networks for delivering a extensive variety of value added products and services. The delivery channels include direct dial – up connections‚ private networks‚ public networks etc and the devices include telephone
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Name: Lolwa AlZamil ID: 42812 Assignment: Research proposal Course: ENG 204 Date: 22/10/2013 Banking: An Atomic Bomb The unfortunate financial crisis in 2008 is considered by many economists the worst after the great depression in 1930. It resulted in the threat of total collapse of large financial institutions‚ the bailout of banks by national governments‚ and downturns in stock markets around the world. Reasons that economists believe were behind the crisis
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