Chapter 10 Banking and the Management of Financial Institutions Banks • Financial institution • Financial intermediary o Take deposits‚ make loans • Banks make money on the spread between what they take in from loans and what they pay out on interest on deposits o (minus their expenses) • Government licensed institutions o Can be licensed by the federal government or the state government o Federally chartered or state chartered • Receiving‚ keeping
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INNOVATIONS IN BANKING SECTOR INTRODUCTION The term innovation means”to make something new”. Banks no longer restricted themselves to traditional banking activities but explored newer avenues to increase business and capture new market. INDIAN BANKING SECTOR From 1806 qualitative & quantitative changes have been taken place. With 1935 regulation RBI was proclaimed as central bank of India. In 1990’s greater emphasis was placed on technology & innovation. New concepts like personal banking‚ retail
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Report on General Banking Activities of Sonali Bank Ltd. Mirpur-1 Branch‚ Dhaka. Prepared For: Md. Ashikur Rahman Lecturer‚ Dept. of Business Administration World University of Bangladesh Prepared By: Md. Shahidul Islam ID No: WUB 01/07/12/347 BBA 12th Batch Dept. of Business Administration World University of Bangladesh Date of Submission: May 2012 GENERAL BANKING ACTIVITIES OF SONALI
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Exchange and the Stock Exchange of Hong Kong and is in the top 25 FTSE-100 companies‚ by market capitalization. It serves both Consumer and Wholesale Banking customers. Consumer Banking provides credit cards‚ personal loans‚ mortgages‚ deposit taking and wealth management services to individuals and small to medium sized enterprises. Wholesale Banking provides corporate and institutional clients with services in trade finance‚ cash management‚ lending‚ custody‚ foreign exchange‚ debt capital markets
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cash withdrawals‚ debit card cash advances‚ and check their account balances. Mobile banking is a system that allows customers of a financial institution to conduct a number of financial transactions through a mobile device such as a mobile phone. Mobile Banking is a Banking process without bank branch which provides financial services to unbanked communities efficiently and at affordable cost. To provide banking and financial services‚ such as cash-in‚ cash out‚ merchant payment‚ utility payment
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Service Strategy McGraw-Hill/Irwin Copyright © 2011 by The McGraw-Hill Companies‚ Inc. All rights reserved. Learning Objectives Formulate a strategic service vision. Discuss the competitive environment of services. Describe how a service competes using the three generic service strategies. Explain what is meant by qualifiers‚ service winners‚ and service losers. Discuss the competitive role of information in services. Explain the concept of the virtual value chain and its role in service
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1.0 Introduction 1.1 Origin of the report The BBA internship program is a required course for the students who are graduating from the School of Business of Independent University‚ Bangladesh. It is a 12 credit hour course with duration of 14 weeks. Students who have completed all the required courses (at least 114 credit hours) are eligible for this course. In the internship program‚ I was attached to a host organization Standard Chartered Grindlays Bank for 14 weeks. During this period
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report has not been submitted to my Institute earlier for fulfillment of the requirement of a course of study. -------------------------- X Roll no. Sec. B‚ th Batch Dept. of Management Studies University of Dhaka. Abstract Banking is one the most sensitive businesses all over the world. Banks play very important role in the economy of a country and Bangladesh is no exception. Banks are custodian to the assets of the general masses. Dhaka Bank limited is a listed Commercial
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Malaysian Islamic banks for the period of 2005-2011. The stepwise multiple regression analysis and the moderated multiple regression (MMR) analysis will be used to analyze the data. Keywords: Islamic banking‚ internal banking ratios‚ external ratios‚ economic recession‚ conventional banking. Contents Abstract 2 1.0. Introduction 4 1.1. Background and Motivation 4 1.2. Objectives and Implications 5 1.3. Structure 8 2.0. Literature Review 9 2.1. Studies Conducted on Conventional
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ORIGIN OF BANKING Banks are among the main participants of the financial system in India. Banking offers several facilities and opportunities. Banks in India were started on the British pattern in the beginning of the 19th century. The first half of the 19th century‚ The East India Company established 3 banks The Bank of Bengal‚ The Bank of Bombay and The Bank of Madras. These three banks were known as Presidency Banks. In 1920 these three banks were amalgamated and The Imperial Bank of India
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