EMERGING ISSUES & OPPORTUNITIES OF RETAIL BANKING IN INDIA 1.0 RETAIL BANKING –An Introduction Retail banking is‚ however‚ quite broad in nature - it refers to the dealing of commercial banks with individual customers‚ both on liabilities and assets sides of the balance sheet. Fixed‚ current / savings accounts on the liabilities side; and mortgages‚ loans (e.g.‚ personal‚ housing‚ auto‚ and educational) on the assets side‚ are the more important of the products offered by banks. Related ancillary
Premium Bank
History of Retail “Retailing consists of the final activities and steps needed to place merchandise made elsewhere into the hands of the consumer or to provide services to the consumer” (Dunnel/Lusch‚ 2008). The retail organizations that will be discussed in this paper will be Wal-Mart Stores Inc. This paper will examine the history of Wal-Mart‚ outline major events and the organization’s evolution in the global environment. I will also discuss how Wal-Mart has reacted to change in technology‚
Premium Wal-Mart Discount store Retailing
Retail Marketing Report 2036MKT Retail Marketing: Assessment item 1 Briahna Noonan s2951808 Executive Summary This report studies the aspects of merchandise assortment and store design within two retailers to identify and research a foundation area that positively and negatively affect the two stores through the literature and associated fieldwork. The two retailers under the retail category of convenience stores were selected and their merchandise assortments and store designs were observed
Premium Retailing Convenience store
Retail in London: Working Paper F International Comparisons of Retail March 2006 copyright Greater London Authority March 2006 Published by Greater London Authority City Hall The Queen’s Walk London SE1 2AA www.london.gov.uk enquiries 020 7983 4000 minicom 020 7983 4458 ISBN 1 85261 842 6 Cover photographs © Macy’s‚ Zara and Hayley Madden This publication is printed on recycled paper. For more information about this publication‚ please contact: GLA Economics telephone 020 7983 4922 email
Premium London Greater London New York City
Gopinath: Retail banking - opportunities and challenges Keynote address by Ms Shyamala Gopinath‚ Deputy Governor of the Reserve Bank of India‚ at the IBA - Banking Frontiers International Conference on “Retail Banking Directions: Opportunities & Challenges”‚ Mumbai‚ 28 May 2005. The assistance of S/Shri P. Vijaya Bhaskar and Partha Ray in preparing this address is gratefully acknowledged. * * * The issue of retail banking is extremely important and topical. Across the globe‚ retail lending
Premium Bank Credit card
Good or Bad for India Who will benefit in India if FDI is allowed in Multi Brand this is Kirana Business Few days back the Union Cabinet of India overcame years of indecision to allow up to 51% FDI in multi-brand retail. Government also increased the FDI limit in single-brand retail to 100% from 51% Government says it will benefit India. Traders fear the move. Opposition parties oppose the move as they know they will benefit if they support the traders. No one is touching the real issues
Premium Retailing Shopping mall Investment
Hansel and Gretel is a retail shop located in Dzowulu that sells candy to its customer. Since the beginning of the year‚ Hansel and Gretel has being experiencing a fall in their sales which is most retail shops sometimes experience. The firm can increase their sales through the use of many strategies such as location retail‚ promotional retail‚ diversification retail‚ relationship retail and pricing retail strategies. Retail Location Strategy The location of a shop is one of the most important
Premium Retailing Sales Shopping mall
control-OTB 3. Inventory planning 4. Managing Inventory 5. Vendor Selection 6. Vendor Negotiations 7. Merchandise Handling Dollar Merchandise Planning (314) * (up arrow) inventory cs (down arrow) inventory * Inventory=largest retail investment * Buyers responsible for a planning of merchandise requirements * Analyze inventory performance with: * Gross Margin return on inventory(GMROI): Gross margin divided by average inventory at cost; alternatively‚ it is the gross
Premium Marketing Pricing Sales
I. Outline-Retail theft A. Introduction " Excuse me‚ sir/madam can I check your bag please?” "Lifting"‚ "jacking"‚ "racking"‚ "nicking"‚ "boosting" and Five finger discount"‚ are some of the slang terms used for retail theft (also commonly known as shoplifting). Shoplifting is theft of goods from a retail establishment. It is one of the most common property crimes dealt with by police and courts. In the next few minutes‚ I
Premium Theft Shoplifting
Inadequate and insufficient supply chain existing in India‘s retail sector is a major deterrent to the growth of this market. There is a strong need for retail to concentrate on developing a back‐end solid chain support especially for perishable products to help reduce wastages which is estimated to be at 40% of national produce. Lack of cold chain infrastructure in India poses storage threat and acts as a major challenge for the retail sector. Due to India‘s complex tax structure and large geographic
Premium Supply chain management Supply chain Shopping mall