operates in four business segments‚ namely Treasury‚ Corporate/ Wholesale Banking‚ Retail Banking and Other Banking Business. The Treasury segment includes the investment portfolio and trading in foreign exchange contracts and derivative contracts. The Corporate/ Wholesale Banking segment comprises the lending activities of Corporate Accounts Group‚ Mid Corporate Accounts Group and Stressed Assets Management Group. The Retail Banking segment consists of branches in National Banking Group‚ which primarily
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Travel Retail Analysis The Travel Retail industry can be defined as the sale of services and products trough channels such as airport stores‚ airlines‚ cruise lines‚ downtown duty free stores or any other related to travel environment. Even tough these retail stores have to pay for concession fees; they are exempt from the payment of certain taxes that make the product very attractive to the final customer. I believe the Travel Retail is very susceptible to the economic variations and
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of the nation. It went through many milestones and today it’s a group that has many financial services under one umbrella. NDB Bank is the retail banking unit of the NDB group and having a vast range of mass market financing and banking products for it’s customers. (Refer Appendix 1 for Company background) What NDB offers…? Products & Services Retail Banking Services Foreign Currency Asst. Leasing Home Loans Personal Loans Rattharan Ithurum Corporate Services Project Financing Corporate
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OJT NARRATIVE REPORT *TABLE OF CONTENTS I. Introduction II. Objectives III. Narrative A. Orientation (Campus) 1. With Training Coordinator 2. Seminar OJT Students 3. My Journey B. Orientation (Off Campus) 1. My 1st Day in OJT 2. My Duties‚ Functions & Responsibilities C. Company Profile 1. History of Company 2. Organizational Chart of the Company 3. Assigned Division or
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Indian Retail Industry: Current Scenario Indian retail industry is going through a transition phase. Most of the retailing in our country is still in the unorganized sector. The spread out of the retails in US and India shows a wide gap between the two countries. Though retailing in India is undergoing an exponential growth‚ the road ahead is full of challenges. What is retailing? The word "Retail" originates from a French-Italian word. Retailer-someone who cuts off or sheds a small piece
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CIMB Group announces record RM4.35 billion Net Profit for FY12 Monday‚ 25 February 2013 for immediate release 1) Summary CIMB Group Holdings Berhad (“CIMB Group”) today reported a record net profit of RM4.35 billion for Financial Year 2012 (“FY12”)‚ representing a 7.8% year-on-year (“Y-o-Y”) growth and equivalent to net earnings per share (“EPS”) of 58.4 sen and net return on average equity (“ROE”) of 16.0%. The Group announced a second interim dividend of 18.38 sen in the form of cash or an
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Every retailer has to make some fundamental choices in terms of the merchandise to be stocked. More than a decade ago‚ the concept of category management revolutionized retailing and its fundamental approach towards merchandising. Category Management is a way of managing products on the level of a product group‚ rather than on the level of single product. At the core of the Category management concept is a focus on a better understanding of consumer needs as the basis for retailers and suppliers
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Summery of Literature 1: This paper was starting with the shopping experience of Marie LaTortue who is shopaholics. She shops crazyly. However‚ the author did not be scared and wrote that” Marie scares me a little. Not because what she’s saying sounds alien to me‚ but because I can see a bit of myself in her.” Moreover‚ the author was introduced shopaholism as a “sickness”‚ as she wrote Marie told her that. Then‚ she thinks that compulsive shopping is a disorder of classic american. Psychologist
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it is one of the most renowned Private Commercial Banks having multiple branches in the major cities of the Country. Dhaka Bank Limited (DBL) has started its Business with all the features of a Corporate Bank and the Products of both Corporate and Retail Banking System; to facilitate the daily clientele requirements. DBL is always trying to improve their Customer Services in every sector‚ but in today.s Competitive Business World‚ Banks need to offer additional concentration to the Clients. requirements
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1. Acknowledgement “IN THE NAME OF ALLAH‚ THE MOST GRACIOUS AND MERCIFUL‚ THE BENEFICENT” First of all I would like to bend over my head in front of ALMIGHTY ALLAH. It was HE who direct me in every stage of my life‚ and who bestow me with capability to accomplish the best and helped me to conquer every attempt and difficulty I faced during my journey of getting education at UMT. Then I would like to thank my teacher‚ Mr. Qazi Muhammad Irfan for guiding me throughout this internship. My
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