110 Ms. Willingham 10-09-2013 Substance Abuse among the Elderly There seem to be a problem growing in our society today that is affecting our Elderly‚ which is substance abuse. The baby boomers born between 1946 and 1964 which are reaching the retirement age seem to be the rising population in treatment centers in the United States. The reason this is an important subject is simple; the elderly people whom I’m talking about are dying from overdose of prescription and non-prescription drugs‚ also
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------------------------------------------------- Associate Program Material Aging and Disability Worksheet Part I Identify 2 or 3 issues faced by the aging population. 1. Social Isolation 2. Retirement 3. Ageism Answer the following questions in 100 to 200 words each. Provide citations for all the sources you use. * What is ageism? How does ageism influence the presence of diversity in society? Ageism is stereotyping and discriminating against individuals
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What cultural‚ economic‚ and/or political influences throughout their lifetimes have led Boomers to promote environmental sustainability? The elderly population encourages younger generations (Generation Zero) to vote and state the importance of voting as well as the void actions if they don’t. Older people have the patience to listen as well as be heard. Older people encourage and state that there is no reason not to vote‚ even from one whom is bed bound. The elderly population vote on issues
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Time Value of Money Q1. Mr. Sundaram is planning to retire this year. His company can pay him a lump sum retirement payments of Rs 2‚ 00‚000 or Rs 25‚000 life time annuity whichever he chooses. Mr. Sundaram is in good health and estimates to live for at least 20 more years. If his interest rate is 12%‚ which alternative should he choose? Ans Present Value of Annuity 25000*7.469*1.12 = 2‚09‚132 Which is greater than lump sum value of Rs. 2‚00‚000. So Annuity option is better
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people have pensions of some sort. Some contribute to employer-led schemes‚ and some will be claiming a public-sector pension in retirement‚ but a large number of us have a private pension‚ and understanding one of those can be a difficult job. Thankfully‚ an independent financial adviser can help guide you through your options to help you to stop worrying about retirement planning‚ and enjoy your life! A
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keep older workers: 1. Age-proof your organisation by identifying what you want to achieve‚ such as retention of skills and knowledge for competitive advantage. 2. Identify the current age profile of your organisation so that you know of retirement intentions and can effectively plan for succession. 3. To encourage job applications from older workers‚ consider different forms of flexible work arrangements including shorter weeks‚ extended leave periods and quality part-time work.
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an annual statement to individuals that provides information pertaining to the benefits they will receive at retirement. Armed with this information‚ combined with knowledge of their personal savings‚ investments‚ and workplace retirement benefits‚ individuals plan their retirement strategy inclusive of not working past the age of 65. In 1983‚ however‚ Congress changed the normal retirement age to gradually increase from age 65 to 67 depending on the year of birth. As a result‚ individuals who once
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of long-term assets‚ but avoiding the detrimental impact that recording those assets and obligations can have on their debt ratios. Pensions and Postretirement Liabilities Most companies have retirement plans for their employees. A pension is employee compensation that will be received during retirement. Companies also provide postretirement benefits‚ such as medical insurance for retired former
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previously encountered and which may require an adaptation of their earlier lifestyle. Some of these late adulthood changes are primary and secondary aging‚ issues regarding health and wellness‚ family and personal relationships‚ and the milestone of retirement. Understanding these changes can help late age adults better cope with the challenges and opportunities that arising during advanced aging. Primary and secondary aging are the two basic forms of aging. Primary aging is the gradual and inevitable
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and the elderly dissaves. With increasing share of elderly coupled with increasing life expectancy‚ elderly have to accumulate enough savings for their retirement during their working age years. There is an even greater need for females to do so‚ given their longer life expectancy. However‚ are Singaporean elderly financially prepared for retirement? And how does one go about assessing the old age income adequacy? It is not easy to measure as people have different characteristics and living standards
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