Guild Mortgage Company (“Guild”) is in receipt of your correspondence dated August 10‚ 2016 from the Consumer Financial Protection Bureau (“CFPB”). Guild appreciates the opportunity to review and respond to your concerns. Your correspondence indicates your dissatisfaction with the lack of communication you received form you loan representative and with the delays you experienced throughout the closing process. You also expressed concern as it relates to obtaining the Mortgage Credit Certificate
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Literary Terms (Third Person) Omniscient: The story is told in third person. Knowledge is unlimited. Third-person limited: The story is told from the viewpoint of one person in the story; A stream of consciousness; the uninterrupted thoughts in a character. First person: The author disappears into one of the characters who tells the story in first person; I. Objective: The narrator disappears into a kind of roving sound camera. This camera can go anywhere but can record only what
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option3‚ net income will increase to a benefit amount. However‚ if the promotion expense is equal to or less than 1548.72‚ this option should be taken consideration. 6. Based on my analysis above‚ Salem Data Services is a problem to Salem Telephone Company. Firstly‚ Flores should consider the promotion can be the turning point or not. Then decide if he will abort this service. For my consideration‚ I will recommend Flores to abort this unprofitable
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Determinig Motivation level of Bank Employees:A study of selected commercial Banks in Bangladesh QUESTIONNAIRE Name of the Respondent:Name of the Bank:Designation:Desk:Gender:Age: Please put tick mark how much you agree each of the following statements‚ where 1=Fully satis fied‚ 2=Satisfied‚ 3=Moderately Satisfied‚ 4=Dissatisfied‚ 5=Strongly dissatisfied. | Internal Environment S | Q. | 1 | 2 | 3 | 4 | 5 | 1 | What you feel about present Physical
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Inventory Costing Methods Simplified Cost of Goods Sold Formula Cost of goods sold: Beginning inventory + Net Purchases = Cost of goods available for sale - Ending inventory = Cost of goods sold $ 20 100 120 (30) $ 90 What Value Do You Assign Inventory & COGS If You Bought Inventory at Different Prices? Beg. Inventory Purchase #1 Purchase #2 Goods Available Cost of Goods Sold Ending Inventory 10 units 20 units 24 units 54 units 50 units 4 units @ $10 /unit @ $13 /unit @
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Ga. 31904 IF YOU WERE THE BOSS 1.You are the manager of a bank‚ and one of your employees comes in on a Monday morning with a pierced tongue and purple hair. What should you do? I would first call the employee into my office. The sooner I remove the employee from public view the better. Allowing an employee to badly represent the company that way would be bad for business. Our company could lose some of our major
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1. Describe the overall‚ current market situation with Saxonville All 3 major categories of Saxonville products- brats‚ breakfast‚ and Vivio Italian‚ are largely seasonal‚ gender-dominated‚ with higher than average Suggested Retail Prices (SRP). -Product Segmentation- 70% Bratwurst‚ 20% Breakfast sausage‚ 5% Vivio‚ and 5% other -Target- Mainly Female head of house‚ with Bratwurst targeting men through women head of house -Positioning-Bratwurst-mainly outdoor BBQ and grilling‚ between May and
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PHYSICAL SCIENCE I. HISTORICAL BACKGROUND A. Babylonians They recorded eclipses and they were able to predict future eclipses. They named the twelve divisions of the Zodiacs‚ divided the northern sky into constellation and gave their present names. Their priest recorded planetary motions especially those of Venus‚ geometry and mathematics were highly developed by these people. There were evidences of multiplication tables and tables of square and cubes. They created standards for measuring length
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Organization behavior Managing your boss Summary The relationship with your boss is one of the most important tasks that a manager has at work. The authors‚ John J. Gabarro and John P. Kotter‚ mentioned in the article that no matter how talented and aggressive you are‚ if you could not build or manage good relationship with your bosses‚ work could not be completed smoothly which the cumulative effect can be very destructive. Gabarro and Kotter pointed out that you should have a good understanding
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Softzen Tech Company (referred hereafter as SZ) is enlivened to offer a Search Engine Optimization (SEO) proposal for the client (enter customer company’s name). We are among the best SEO companies in India and our achievement speaks volumes about our understanding and process of work. We make the required changes in your website so as to improve its chances to top the major and important search engines like Google‚ Yahoo and Bing. Our SEO team is highly skilled and dedicated‚ and adding to that
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