Using Earnings-at-Risk to Assess the Risk of Indonesian Banks Elisa R. Muresan‚ Ph.D. 1 Nevi Danila‚ Ph.D. 2 JEL Classifications: F37‚ G20 Authors’ Keywords: Capital Adequacy Ratio (CAR) Earnings-at-Risk (EaR)‚ Bank Risk‚ Indonesian Banks Questions and feedback may be directed to both authors. 1 Elisa R. Muresan is an Assistant Professor of Finance at The School of Business‚ Public Administration‚ and Information Sciences‚ Long Island University‚ 1 University Plaza‚ Brooklyn‚ NY 11201
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Subject Paper #0001 Return to Subject Index top Risks to System Implementation Categories of Risks Impact of Failure to Manage Risks Assessment and Counter Measures Risk assessment and risk management are regarded as key activities during preparation‚ critical reviews and implementation of a major application system like a VAT system. The risks that may impede the implementation covers a much broader spectrum than that of the information system itself as depicted below. The scope
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School of Technology and Society MASTER DEGREE PROJECT Title: BANK PERFORMANCE AND CREDIT RISK MANAGEMENT Master Degree Project in Finance Level ECTS: 15 Spring term Year: 2008 Takang Felix Achou Ntui Claudine Tenguh Supervisor: YingHong Chen (PhD) Examiner: Bernd-Joachim Schuller (PhD) ACKNOWLEDGEMENT We would like to express our immense thankfulness to all those who gave us the possibility to complete this thesis. We would like to thank the library staff of the University of Skovde
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Discuss ethical issues arising from studies of obedience to authority. Ethics are standards which distinguish between what is right and wrong‚ and psychological studies must comply with certain ethical guidelines. Studies face issues regarding whether the study is acceptable and justified. Some of these guidelines include deception‚ consent‚ psychological harm‚ right to withdraw‚ confidentiality and a thorough debriefing‚ which were produced to help psychologists resolve ethical issues in research
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article Boyd tells of how different teachers are working media into their curricula by teaching students what is real news and what is fake news. This is a current popular topic in teaching. In the text book‚ Posner analyzes the work of “A Nation at Risk.” This report tells of how a curriculum is developed around economy‚ society‚ and our values in education. Posner (2003) states‚ “Americans were engaged in a bitter economic competition with foreign countries‚ and education was the key to success
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Brief Introduction of Financial Risk Management Huang Xuan Financial risk management is an interdiscipline with various researching subfields including the studies of mathematical methods to maximum the profits‚ quantitative analysis of financial databases and investment decisions. In other words‚ it is aimed to bridge the gap between mathematical theories and practical financial analysing tools (Nawrocki 1999). It could also be defined as“Living with the possibility that future events may
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Rate Risk (IRR) Management What is Interest Rate Risk : Interest rate risk is the risk where changes in market interest rates might adversely affect a bank’s financial condition. The management of Interest Rate Risk should be one of the critical components of market risk management in banks. The regulatory restrictions in the past had greatly reduced many of the risks in the banking system. Deregulation of interest rates has‚ however‚ exposed them to the adverse impacts of interest rate risk.
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FINANCIAL DERIVATIVES “Risk in Investing in Derivatives” Submitted By: Zeeshan Saeed (9961) Hashim Mamsa (10138) Fawaz Shaikh (11276) Ali Kazi (10537) Submitted To: Mrs. Shazia Farooq TABLE OF CONTENTS INTRODUCTION_______________________________________________________________________ 3 Types of Risk:_________________________________________________________________________ 4 I. Market Risk:…………………………………………………………………………………………………………………………………………. 4 II. Default risk…………………………………………………………………………………………………………………………………………
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Introduction The current regulatory structure in Hong Kong 3. Hong Kong’s current approach to regulation can be characterized as institutional with functional aspects. This means that the firm’s legal status (bank‚ broker or insurance company) determines which regulator is responsible for supervising its activities from both a prudential and conduct of business perspective. However‚ this has been modified in Hong Kong to allow for the fact that banks are conducting a broader range of financial
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Risk Management Toolkit Contents • Section 1 – Introduction 3 • Section 2 – Risk definition and language 7 • Section 3 – Risk appetite 33 • Section 4 – Risk governance‚ roles and responsibilities 51 • Section 5 – Risk policy 65 • Section 6 – Risk and control self assessment 93 • Section 7 – Key risk indicators 113 • Section 8 – Internal loss events 129 • Section 9 – External loss data 143 • Section 10 – Management
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