FIN 101 Exam 1 Chapter 1 Commerce Bank Credit What does your credit card really cost you? APR- Annual Percentage Rate Prime 3.25% Amount: $51‚649 Rate: 4% Years: 4 = $60‚422.02 Time Value of Money- TVM Future Value FV=PV*(1+i)^n FV= future value PV= present value i= interest rate n= time The Rule of 72 If at 10%‚ it will take 7.2 to double (just divide 72 by 10) 72 DIVIDED BY ANY NUMBER is how long it will take to double Present value PV=FV/(1+i)^n
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language consisting of a single uninterrupted sound. For example: what‚ are‚ king consist of 1 syllable. Cassette‚ recipe and English are made of 2 syllables Stress in phonetics is the degree of emphasis given to a syllable or sound in speech. Its main function is to provide a way of distinguishing degrees of emphasis or contrast in a sentence. For example in the following nouns such as PRESent‚ SLENder‚ CLEVer‚ HAPpy‚ the stress is on the capital letters. Intonation implies
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Unit 101 – health and safety in a business environment 1.1 state health and safety responsibilities of employers and 1.2 state their own responsibilities for health and safety in the business environment Everybody is entitled to a work environment that are safe for them to do so‚ and that customers‚ visitors and contractors can be protected from any risk to health and safety whilst they are on the premises. Your employer’s basic responsibility is to provide safe and healthy conditions and processes
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My Ideal Classroom Students prefer different settings in which to learn‚ and teachers may be wise to create different scenarios inside of the classroom. A separated desk shielded by bookshelves could be good hide spot for a student who likes silence for individual learning. Most of the students like to learn and work as a group‚ so a round group table may be the ideal place for them to gather. I believe that the ideal classroom needs to be learner focused. According to Kearsley & Shneiderman (1999)
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Art Timeline Alicia Hansen Art/101 2/13/2011 Art Timeline As curator of the museum I have been asked to develop an interactive timeline based on one art medium to improve the content of the museum website. I have chosen to do a time line based on paintings from the Chinese. I chose to do nature and landscape art work. The first art piece is known as Chinese landscape artist from the 11th century developed the Old Tree‚ Level Distance hand scroll using ink and color on silk
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The Amish Culture Valerie Lewis ANT 101 Michael King 03/18/2013 The Amish Culture The Amish culture is one of fascination and attracts tourist. “The Amish family is the foundation of the Amish way of life. The family structure and traditions that seem to be taken from a page out of history have
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Myth or Reality? Identify whether each of the following sentences is a myth or a reality. Explain your answers. 1. You communicate only when you consciously and deliberately choose to communicate. Myth or Reality 2. Words do not mean the same things to the listener as they do to the speaker. Myth or Reality 3. You communicate primarily with words. Myth or Reality 4. Nonverbal communication is not perceived solely through sight. Myth or Reality
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experience; she had to deal with the trauma of the past. This admired contemporary writer has grown up‚ and through her writings‚ it is evident that she is still trying to understand and live with the "silence" which her blood relations bestowed upon her. A Room on the Roof displays the innate tension when prejudice‚ misunderstanding and fear that arises when not knowing‚ and questioning what is known to ones self. It seems that individuals adopt thinking‚ values and beliefs of those around them‚ which is
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Philosophy 101 Ivan Karamazov and “The Grand Inquisitor” Introduction In understanding “The Grand Inquisitor” and chapters taken from The Brothers Karamazov‚ the heart of Ivan’s search is a philosophical question: if God is almighty‚ why would God allow people to suffer? While this line of questioning can be seen as attacking faith by asking why God punishes people‚ it opens the door to understanding that faith requires willingness. Ivan Karamazov’s rejection of secular and Westernized faith
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A Room with a View written by E.M. Forster is a story about love‚ conflict‚ and finding your way. The story is set in both Florence Italy and England during the Edwardian era where societal standards were different and the upper class were unforgiving on lower class peasantry. Lucy Honeychurch is an exception‚ as a naïve‚ sheltered young women brought to Italy by her older cousin‚ Charlotte Bartlett. She begins to learn the struggles of love through unexpected encounters and memorable people. Lucy’s
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