Was Christopher Columbus a hero or a villain? Did he help or hurt? Nobody today was alive when Columbus was alive‚ but there is evidence from letters and documents of his journeys and people who were with him. Children grow up believing that he was a hero‚ but documents and diaries tell a different story. Children grow up being taught that Columbus was a hero for discovering the America’s and that he was nice and kind to the native people which he called Indians even I was taught to believe these
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Columbus Day is a legal holiday that commemorates the discovery of the New World by Christopher Columbus himself‚ it is celebrated on the second Monday in October. The arrival of Columbus in 1492 marks the beginning of recorded history in what we now know as America. So I believe that we should keep this patriotic holiday due to its significance to what America is known for today. It not only helps teach about the history of America‚ but is a fun way to learn. Although‚ some believe we should terminate
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ROLE OF BANKS First‚ they take a leading role in developing other financial intermediaries and markets. Second‚ due to the absence of well-developed equity and bond markets‚ the corporate sector depends heavily on banks to meet its financing needs. Finally‚ in emerging markets such as India‚ banks cater to the needs of a vast number of savers from the household sector‚ who prefer assured income and liquidity and safety of funds‚ because of their inadequate capacity to manage financial risks Definition
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Grameen Bank: Taking Capitalism to the Poor Evaristus Mainsah* MBA ’04 Schuyler R. Heuer MBA ’04 Aprajita Kalra MBA/MIA ’04 Columbia Business School Columbia University School of International and Public Affairs Qiulin Zhang MPA ’04 Columbia University School of International and Public Affairs This paper was written as part of the course Emerging Financial Markets taught by David O. Beim‚ professor of professional practice‚ at Columbia Business School in fall 2003. The authors are
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value and the issue price‚ is the cost of borrowing to the issuer and the gain for the buyer of the P note. The roles of the parties to a P-note issue are dealers and lead managers. Most P-note issue is done by major commercial banks‚ investment banks and merchant banks. The lead manager would arrange for a dealer panel of market participants. The roles of the dealers are to distribute the notes in the market and to have good success with investors and to also oversee a secondary market for the
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SUMMIT BANK LIMITED MULTAN ROAD BRANCH [pic] An Internship report Submitted in Partial Fulfillment For The Degree of Masters of Science In Accounting & Finance AMNA HAMID Session (2008-2010) Department Of Accounting & FinanceKinnaird College for Women‚ Lahore [pic] Executive summary “The purpose of study was to know about SUMMIT BANK LIMITED and to analyze the financial statement. “ In this report the Summit Bank’s history‚ mission‚ vision and services as well as management is
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regional universal bank operating in high growth economies in ASEAN. CIMB Group has the widest retail branch network across the region and is an indigenous ASEAN investment bank. CIMB Group is Malaysia’s second largest financial services provider‚ and fifth largest in Southeast Asia by total assets. It is owned by Bumiputra-Commerce Holdings Berhad (BCHB)‚ which is listed on Bursa Malaysia with a market capitalization of over USD10 billion. CIMB Group operate as a universal bank offering a full range
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Columbus day is a national holiday in America celebrating the man that “discovered’ America. The problem is that he did nothing good for America. He brought slaves and disease to America‚ or what he thought was Asia. Columbus was an Italian‚ when Italy didn’t want to pay for his voyages he went to Spain’s king and queen to ask them for the money‚ they agreed on the condition that he paid them back. When Columbus got to what he thought was Asia‚ but in reality was the caribbean islands‚ he captured
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Christopher Columbus was an Italian explorer who was sailing for Spain. Many people credit him for the discovery of America‚ but he didn’t really discover anything. He took credit for finding land that already had people living on it and claiming it for Spain. Some people look at Columbus as a hero and the founder of America. Others look at him a different way‚ more like a villain for the terrible things he did to the native Americans and how he took credit for something he never discovered. Columbus is not
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None of the options is correct 2. ROE for a bank is calculated by: A. dividing net after-tax income by total equity capital. B. dividing total operating revenue less operating expenses by total assets. C. dividing net pre-tax income by total equity capital. D. noninterest income less noninterest expenses divided by total earning assets. E. None of the options is correct. 3. The employee productivity ratio for a bank is equal to: A. net operating revenue less
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