CLIMATE CHANGE AND CARBON TRADING: NEW AVENUES FOR ACTUARIES (Submitted By: Anupam Sharma‚ Deepa Gupta‚ Subhash Goyal‚ Swati Kwatra) Executive summary The increasing risk of Climate change can be measured by the fact that natural catastrophes in 2008 cost the global economy $225 billion‚ which is one of the costliest year in the history of Insurance business. It will have an impact on Insurance sector in terms of changing pattern of mortality‚ more frequent property claims etc. Climate change
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it’s crazy to think you wouldn’t then count them as anything but a whole person. The people were already enslaved and now they were being used as numbers. Each State had their own reasons for wanting to use the slaves to their advantage. The Three Fifths Compromise made it fair for all involved or so the states would want us to believe such nonsense. The population numbers detremine the taxes as well the representation of each state. Who would be counted as population in the census became a big debate
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Raise your hand if you have been watching Teen Wolf every Monday and have been left with your jaw wide open at the end of every episode. The fifth season of Teen Wolf has confused me‚ made me cry‚ and basically pulled at every heart string it could possibly pull since it premiered on June 29th. Jeff Davis has went all out this season and has really put a little Saw into the series. I don’t want to spoil too much‚ but there may be some tongue ripping. Yep‚ I said tongue ripping. I know you are cringing
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In literature‚ a character’s obsession with key events in their life can lead them to either success or failure. Obsession is defined as an idea or thought that continually preoccupies or intrudes on a person’s mind. In Robertson Davies novel‚ “Fifth Business”‚ the central character’s intruding thoughts bring him to failure. Throughout the novel‚ it is evident that Dunstan Ramsay’s obsessions are what cause his slow‚ tragic‚ exclusion from society. Dunstan’s involvement with Mary Dempster‚ his
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Kenzie Espinoza-Finch 11/18/15 George Martin George Henry Martin‚ sometimes known as “the fifth Beatle” was born January 3‚ 1926 in London‚ England. His interest in music started early‚ at the age of six when his family bought their first piano and he started taking lessons. However‚ he only went to eight lessons due to disagreements between the piano teacher and his mother. In 1943 at the age of 17‚ Martin enlisted in the Royal Navy and served until 1947. After leaving the Navy
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Taylor Jemilo Chicago History Final The Union Stockyards: Chicago’s Fifth Star Beginning in the early 1860s the way of life in America was beginning to change at a very rapid pace. With tensions in the country growing due to various political struggles‚ a Civil War was nearly inevitable. When a war finally did break out in April of 1861 resources and a way to move those resources was needed more than ever before. One of the most necessary resources‚ food‚ was scarce to soldiers because
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keep on conducting space explorations to discover other galaxies‚ stars‚ and possible life forms that cease to exist outside the planet. We tend to cross the boundary of what we learn from one thing‚ going to another. If I were to visualize this avenue of reality and unknown reality‚ Reality is already a familiar path we walk on yet there are roads that
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LEARNING ORGANISATION As been reviewed by Rohan Nagwekar‚ in The Fifth Discipline written by Peter Senge‚ Learning organization was defined as “a place where people continually expand their capacity to create results they truly desire‚ where new and expansive patterns of thinking are nurtured‚ where collective aspiration is set free and where people are continually learning how to learn”. The core of a learning organisation’s work was based upon five learning disciplines and they represented lifelong
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“A study on perception of investors towards gold as an investment avenue in India” EXECUTIVE SUMMARY The perception about gold in India has come a long way from the days when its main function was to merely adorn and act as a status symbol. The emotional investment in the metal was so huge that parting with it seemed unthinkable. Now‚ however‚ it is becoming clear that an increasing number of Indians are realizing that gold deserves a place not just in the cupboard at home or the bank locker
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Study of Investors Preference towards Various Investments Avenues in Dehradun District V. Alagu Pandian‚ Faculty Member ‚ Institute of Cooperative Management‚ Dehradun G. Thangadurai‚ Assistant Professor‚ Department of Commerce (C.A‚ E.C)‚ A.N.J.A College‚ Sivakasi. ABSTRACT The major features of an investment are safety of principal amount‚ liquidity‚ income stability‚ appreciation and easy transferability. A variety of investment avenues are available such as shares‚ bank‚ companies‚ gold and
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