Chapter 3 Analyzing Bank Performance 1. Which of the following is not a characteristic of a typical commercial bank? a. Most banks own few fixed assets. b. Most banks have a high degree of operating leverage. c. Most banks have few fixed costs. d. Many bank liabilities are payable on demand. e. Banks generally operate with less equity capital than non-financial firms. Answer: b 2. Bank assets fall into each of the following categories except: a. loans. b.
Premium Financial ratios Generally Accepted Accounting Principles Debt
In chapter 7‚ Machiavelli talks about a prince who rose in power due to his own abilities. He sees Borgia as a model for all princely rulers. He was sent to look over this dynamic Duke by the Florence council to come up with another solution with Borgia about the connects with Florence. Borgia was very ruthless and ambitious. He contained a forceful personality that pleased other people who were around him. Borgia contains a lot of virtue but in the end‚ it was not enough to save him. He remained
Premium Florence Political philosophy The Prince
Chapter 1 1. What is the name of the superstore which exists in South Africa and other countries and is considered to be the next Wal-Mart? a. South-Mart b. African-Store c. World-Mart d. Shoprite Answer: D Factual‚ International Business‚ p. 5 2. Companies are no longer limited by their domestic boundaries and may conduct any business activity anywhere in the world; these companies are more likely to compete anywhere because of a. Technology
Free Globalization Multinational corporation International trade
Chapter 1 Carbon Compounds and Chemical Bonds. (Covered material: 1.1 - 1.8; 1.12 - 1.17) 1. Structural Theory – most fundamental theory of Organic Chemistry (developed independently by A. Kekule‚ A. Couper and A. Butlerov between 1858 and 1861). Organic Compounds – compounds of carbon and hydrogen. Other elements frequently found in organic compounds are: oxygen‚ nitrogen and halogens (F‚ Cl‚ Br‚ I); less frequently found are: sulfur and phosphorus. Review Periodic Table for determining valence
Premium Chemical bond Molecule Covalent bond
1. Question : A scientific hypothesis is Student Answer: CORRECT a tentative claim to be tested. INCORRECT a clever remark designed to confuse an audience. an appeal to radical skepticism. a valid argument. 2. Question : Descartes worried a great deal about the threat posed by which of the following? Student Answer: Christians CORRECT Skeptics Masons Jesuits 3. Question : Examining reasons and constructing
Premium Logic Philosophy Scientific method
Multiple choice/ Fill-in-the-blank 1. Many skills used in public speaking are the same as those used in everyday conversation: a) logically organized thoughts‚ b) messages tailored to audience‚ c) stories told for maximum impact‚ d) feedback adapted to listener. 2. Critical thinking – focused‚ organized‚ involves the logical relationships along ideas‚ the soundness of evidence‚ and the differences between fact and opinion. 3. Frame of reference – the sum of person’s knowledge‚
Premium Logic Critical thinking
Chapter 2: Foundations of Quality Management TRUE/FALSE 1. Deming laid out a “quality improvement program” for companies such as Ford‚ GM‚ and Procter & Gamble‚ when invited to work with them to improve their quality. ANS: F DIF: Difficulty: Easy NAT: BUSPROG: Analytic TOP: A-Head: The Deming Philosophy KEY: Bloom’s: Knowledge 2. Unlike other management gurus and consultants‚ Deming defined and described quality precisely. ANS: F DIF: Difficulty: Easy NAT: BUSPROG: Analytic TOP: A-Head:
Premium Quality management W. Edwards Deming Management
HOMEWORK ASSIGNMENT 1. Callaghan Motors’ bonds have 10 years remaining to maturity. Interest is paid annually‚ they have a $1‚000 par value‚ the coupon interest rate is 8%‚ and the yield to maturity is 9%. What is the bond’s current market price? PV factor of sum = (1+i)^-n = (1+9%)^-10 =1.09^-10 = 0.4224 PV factor of annuity = 1 - (1+i)^-n / i = 1 - (1+9%)^-10 / 9% = 1 - 0.4224 / 9% = 0.5775 / 9% = 6.417 = PV factor of Sum * Par Value + PV factor of annuity * coupon payment = 0.4224 * 1‚000
Premium Bond Bonds
The Indigenous People Of The Americas CXC Past Paper Question (1992) QUESTION 5 (a) Name two groups of Amerindians who lived in the Caribbean before the arrival of the Europeans in 1492. (2 marks) ANSWER Tainos (Arawaks) and Kalinagos Caribs (b) Give two examples of the way of life before 1492 of any one of the groups named at (a) above (6 marks) ANSWER (Group Tainos) The cacique was the head of the Tainos society. The cacique was a hereditary title which passed down from father
Premium Indigenous peoples of the Americas
Lyons Document Storage Corporation: Bond Accounting In December 2008 Rene Cook sat in her cubicle trying to remember what she had learned in business school about bonds and bond accounting. Ms. Cook‚ a new MBA and special assistant in a training assignment with the company president‚ had just met with David Lyons‚ president of Lyons Document Storage Corporation. He had asked her to think about the possible consequences of repurchasing company bonds outstanding using cash that he felt could
Premium Interest Loan Debt