Introduction: IDS Financial Services operate in the consumer financial service industry. After the acquisition by American Express in 1984 the company went through tremendous growth for three consecutive years in terms of revenue (average 30%)‚ financial plan fees (174%) and its sales force (annual rate11%). The company was facing new challenges as to how to maintain this 30 percent growth rate in the market place where the competition was increasing day by day. The consumer financial industry is growing
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International Research Symposium in Service Management ISSN 1694-0938 The Impact of the Global Financial Crisis on the Mauritian Financial Services Sector Aleesha Mohamudally-Boolaky University of Technology‚ Mauritius La Tour Koenig‚ Pointe aux Sables E-mail: aboolaky@umail.utm.ac.mu Indranarain Ramlall University of Technology‚ Mauritius La Tour Koenig‚ Pointe aux Sables E-mail: ramindra0001@yahoo.co.uk Abstract Le Meridien Hotel‚ Mauritius‚ 24-27 August 2010 1 International
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1.Specific Features of Financial Services Marketing It has been suggested that there are two characteristics‚ which are specific for financial services marketing. The first one would be fiduciary responsibility and the second one is the two-way information flows. 1.1Fiduciary Responsibility Fiduciary responsibility is one of the most important features within the financial sector. It has been described through Arthur Meidan as "the responsibility of any financial services organisation to guard
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Corporate Investment Analysis 1 Basic Measures‚ Policy Statement‚ and Securities Markets Alvaro Reis Professor Dr. Anthony Criniti. October 16‚ 2011 Corporate Investment Analysis Abstract 2 Investment world has become in a very competitive arena where every penny if battled. Financial analyst need different tools to scrutinize the market and identify the most succulent securities available for their clients‚ to accomplish this objective they utilize different mathematical and
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Cody Tidwell Project Part 1 Task 1: Outline Security Policy IS3440 Mr. Lyles Project Part 1 Task 1: Outline Security Policy For the recommendations on the tiered architecture I suggest three-tier architecture. This architecture is the most common. It consists of three tiers; a presentation tier‚ a logic tier‚ and a data tier The presentation tier is the top most level of the application. It is the users interface. Its main function is to translate tasks and results to something
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suppliers. (4) Consumer Goods Sector: beverages‚ Tobacco‚ Recreational products‚ Clothing and Accessories. (5) Health Care Sector: Biotechnology. (6) Consumer Services Sector: Travel & Tourism‚ Restaurant & bars‚ Hotels and Gambling. (7) Financial Sector: Consumer finance‚ Residential REIT and Retail REIT. (8) Technology Sector: Computer services‚ and Computer Hardware and Equipment. • The following industries tend to be poor performers in the medium and long-term: (1) The Basic materials sector:
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Security Challenges Intelligence and Policy in the New Strategic Environment Sandy Gordon Western intelligence services face a significant broadening in the nature of threat. Previously‚ intelligence was predominantly focused on state-on-state threat‚ and to a lesser extent human generated threats such as terrorism and transnational crime. Now new types of threats are emerging‚ such as pandemic disease and global warming. In parallel‚ new technologies and doctrines have re-shaped the contribution
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Customer Satisfaction Policy Intent Thomas Cook Group is one of the oldest and most respected travel agencies in Britain. We contribute to creating excellent holidays not only through the flights and accommodation we provide‚ but also the service given by our staff at every stage‚ from a customer’s initial enquiry through to their journey home. All customer-facing employees are therefore given training in customer service and creating the best-possible holidays for our guests. -For the purpose
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“The Color of Water”‚ written by James McBride‚ is a memoir. The book was introduced to us in 1995. The main narrator‚ James‚ born in the year of 1957 to an African-American father and a Jewish mother. James‚ at that time‚ was not to keen about the black power in the sense he had a white mother. During the Civil Rights‚ his stepfather had passed away. From this point on; James realizes the true responsibility of himself towards his friends and family. He unveils his true self to the world with his
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Case Study Maxine Mcgee SOC320: Public Policy & Social Services Instructor: Geoff Wood April 16‚ 2012 As I focus on summarizing the case study pertaining to “Intergovernmental Relations and Ocean Policy Change: 1971-85”‚ there are several aspects that should be considered. One of the most essential as well as important aspects involves understanding the affects that policy changes have toward society. In my opinion‚ this case study is an appropriate example of how the concerns within
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