take home income is $62450. Her take home pay is $601*52 equals $31252 per year‚ which is after tax amount. So their total take home income is $93702 per year ($7808.5 monthly) Expense Their total expense includes the mortgage loan payment of $2566 per month‚ two personal loans with monthly cost of $2489‚ monthly children care fee of $2470‚ store credit payment of $640 per month‚ and 3% minimum payment to the outstanding amount on credit card cost $256.8 this month. Besides those‚ they also spend $293
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American Loan Sharks Throughout history‚ Americans have worked hard and saved their money to achieve the American dream. In spite of these core values‚ something significant happened to the American culture that effected the financial position of half of American consumers. Charles R. Geisst‚ author of Collateral Damaged explains that‚ “Since banks and finance companies developed and began to provide the necessary means or credit to achieve the American dream‚ debt has
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Chapter - 01 Introduction 1.1Background of the Study: SME loan playing a significant role for the development of our economy by creating employment opportunity and producing important alternative machines and machinery parts for saving huge foreign currency for the country. So as a part of the development strategy‚ we should intensify our efforts to develop this sector to grow industrial base and volume of foreign trade. As we know that in
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The Chinese Economic Reform: a Blueprint for Nigeria’s Economic Plans By: Salim Salihu Muhammed Over the years‚ government had embarked on several economic reforms aimed at bettering the lives of its citizenry; promising fulfilment of human needs for peace and security ‚ clean air and water‚ food‚ shelter‚ education‚ arts‚ culture‚ and useful and satisfying employment; maintenance of ecological integrity through careful stewardship‚ rehabilitation‚ reduction in wastes and protection of diverse
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Environmental Change Evolution is the process of change that occurs in living organisms over many generations. It is the result of natural selection by the environment of favourable variations in the organisms. Changes in the environment of living organisms can lead to the evolution of plant and animal species. These environmental changes in condition may be physical- temperature‚ rainfall‚ sea level and landforms e.g. Peppered Moths chemical- water salinity‚ acidity‚ use of pesticides‚ oxygen
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200- to 300-word response defining what intermediate sanctions are‚ their purpose in the criminal justice process‚ and their function as a sentencing alternative. Then‚ answer this question: Do you feel intermediate sanctions are an appropriate punishment? Explain your rationale. * Intermediate sanctions are sanctions that are more restrictive than probation and less restrictive than imprisonment. The main purposes of intermediate sanctions are to reduce the pressures of overcrowded jails and
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Persuading Courts to Impose Sanctions on Your Adversary by Douglas J. Pepe We’ve all been there. You’re embroiled in a knock-down‚ drag-out fight. Your adversary crosses the line separating forceful advocacy from misconduct. Not once. Not innocently. Not trivially. Sanctions are in order. Yet‚ most judges don’t like them. So‚ how do you persuade the court to impose them? What kinds of sanctions can you ask for? Here are five tips for filing an effective sanctions motion. Tip Number 1: Know
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efficiency. The project gives real life understanding of Online Banking System and activities performed by various roles in the supply chain. Scope of the Project This Project investigates the entry threshold for providing a new transaction service channel via the real options approach‚ where the entry threshold is established by using an Internet banking system designed for the use of normal users(individuals)‚ Industrialists‚ Entrepreneurs‚ Educational Institutions(Financial sections)‚ Organizations
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Countrywide Home Loans is one of the larges mortgage companies in the United States. The company was founded in 1969 and the business is focused primarily on real estate finance and related activities. For years the company has been consistently among the top mortgage companies in the country. Recently‚ the mortgage industry has been in turmoil. Adjustable rate mortgages and a poor housing market are a few of the factors that are causing the industry to be essential turned upside-down. Even
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adequate service The level of service quality a customer is willing to accept. aftermarketing Marketing technique that emphasizes marketing after the initial sale has been made. after-sales surveys A type of satisfaction survey that addresses customer satisfaction while the service encounter is still fresh in the customer’s mind. ambient conditions The distinctive atmosphere of the service setting that
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