The magnitude of NPAs have a direct impact on banks profitability as legally they are not allowed to book income on such accounts and at the same time banks are forced to make provision on such assets as per the RBI guidelines. The Indian Banking sector is facing a serious situation in view of the Mounting NPAs which are the tune of Rs.56‚000 crores in March 2002.NPAs is an important parameter in the analysis of financial performance of banks. The reduction of NPAs is necessary to improve profitability
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The recovery model of treatment is a new way of showing clients and patients how they can be treated in a facility. According to Rosenberg & Rosenberg (2013)‚ recovery is looked at in two different ways. One is that it is understood in the terms of outcomes; people learn how to overcome or live with their psychiatric disabilities as well as any symptoms or dysfunctions. The second way recovery is viewed is as process; reintroduction to such an important process in a way of rehabilitation (p. 3).
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important step to recovery. We learn that once recovery is what we want in our lives there are steps to take these steps is to mean we are ready to completely give yourself to a higher power. This higher power can be anything or anyone we want it to be‚ whether it be God or someone we can really trust and depend on. There are 12 steps to recovery that will help us stay clean and help us be successful in staying in recovery. This we call the “12 Step Program.” The first step to recovery is we admit we’re
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Journal of Banking & Finance 37 (2013) 433–447 Contents lists available at SciVerse ScienceDirect Journal of Banking & Finance journal homepage: www.elsevier.com/locate/jbf Islamic vs. conventional banking: Business model‚ efficiency and stability Thorsten Beck a‚⇑‚ Asli Demirgüç-Kunt b‚ Ouarda Merrouche c a CentER‚ Department of Economics‚ Tilburg University and CEPR‚ The Netherlands World Bank‚ Development Research Group‚ United States c European Securities and Markets Authority
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RURAL BANKING IN INDIA Introduction Rural banking in India has been the subject of study Survey Committee Report in 1954‚ literally thousand of reports have examined and investigated the problems relating to the credit delivery for agriculture and rural area. Latest magnum opus on the subject is the National Agricultural Credit Review report 2000. The Expert Committee on Rural Credit (Chairman: Professor V.S.Vyas) submitted its report in 2002.One
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Customer Relationship Management: Strategies And Practices In Selected Banks Of Pakistan Iftikhar Hussain ‚ Mazhar Hussain‚ Shahid Hussain and M. A. Sajid∗ As economic globalization intensifies competition and creates a climate of constant change‚ winning and keeping customers has never been more important. Nowadays‚ Banks have realized that customer relationships are a very important factor for their success. Customer relationship management (CRM) is a strategy that can help them to build long-lasting
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National Recovery Administration The National Recovery Administration (NRA) was established by Congress in June 1933. The goal of the NRA was for representatives of business‚ labor‚ and government to establish codes of fair practices that would set prices‚ production levels‚ minimum wages‚ and maximum hours within each industry. The NRA sought to establish the economy by ending overproduction‚ labor conflicts‚ and deflating prices. Businesses that participated and collaborated with the NRA were
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INTERNATIONAL BANKING UNIVERSITY OF MUMBAI MASTERS OF COMMERCE (BANKING AND FINANCE) SEMESTER I 2012-13 SUBMITTED BY SARMISTHA SASMAL PROJECT GUIDE PROF. DR. TUKARAM B. GADWE SYDENHAM COLLEGE OF COMMERCE & ECONOMICS ‘B’ ROAD‚ CHURCHGATE‚ MUMBAI- 400 020 |DECLARATION | I‚ Miss. Sarmistha Sasmal‚ the student of M.Com (Banking & Finance)(Semester-I)
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Customer Relationship Management in Banking with a case on HSBC A Project Report presented to Dr. Shweta Dixit Faculty Member Narsee Monjee Institute of Management Studies Mumbai on March 21‚ 2007 in Partial fulfillment of the academic requirements for the Part Time MBA Programme by Mr. Kapil Bhatia (03) Preface The service industry has always been of vital component of all economies. It has become more so these days. From
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examine the relationships banking‚ starting with the Definition of Relationship Banking‚ then I will explain the benefits and costs of relationships banking‚ and in the end I will answer the question how relationships banking reduces information asymmetries. Definition of Relationship Banking The concept of Relation Banking is a strategy used by banks to their enhance profitability. They accomplish this by cross-selling financial products and services to strengthen their relationships
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