Blue Cross and Blue Shields Association Saint Leo University Blue Cross and Blue Shield Association is one of the many major health insurance companies in the United States. The company was started by a man named Dr. Justin Ford Kimball in 1929. Kimball started the program because he noticed that teachers had a huge burden of medical bills in his area. He started a plan for teachers to be able to have a three week hospital stay covered for as little as fifty cents a month.
Premium Health care Health insurance Medicine
Strat. Change 13: 405–422 (2004) Published online in Wiley InterScience (www.interscience.wiley.com). DOI: 10.1002/jsc.696 Strategic Change Strategy and financial management in the football industry Tony Grundy* Cranfield School of Management‚ UK The literatures on strategy and finance have developed very separately‚ notwithstanding the fact that they have a common economic underpinning.Whilst a number of strategic theorists have looked at how strategic management facilitates the most effective
Premium Premier League Strategic management
Question 1: Assumptions: • • • • • • Assuming revenue growth rate = 9% until year 2019‚ and 4% thereafter Assuming working capital increases proportionally with revenue increase‚ thus 9% until year 2019‚ and 4% thereafter Assuming CAPEX grows by 4% annually Terminal value is computed after year 2020 Valuation using the WACC method‚ and assume the cost of capital = 10.25% Valuation using the WACC method Please refer to exhibit DCF Analysis in attached excel file.
Premium Stock market Discounted cash flow Net present value
My informative speech was executed very differently than my shield speech. I did not prepare my visual aid as early as I did for my shield speech‚ but I think that’s because I wasn’t sure which type of aid I wanted to use. I am proud of my speech overall‚ but it did have its ups and downs. I knew my information well‚ but still used my note cards thoroughly throughout my speech. I didn’t feel like I was lacking in eye contact and spoke well throughout the room‚ although I did look over peoples’ heads
Premium Writing Essay Psychology
Business A CASE STUDY: ORGANIZATIONAL CULTURE OF ULTIMATE SHIELD SECURITY In Partial Fulfillment of the Course Requirements in Organizational Behavior and Processes (HRM511M) Submitted to: Mr. Michael Joseph Submitted by: Arnigo‚ Ralph Choemm‚ Rotha Flor‚ Chino Partido‚ Karina Section: GRA October 29‚ 2012 Ultimate Shield Security Services‚ Incorporated Background Ultimate Shield Security Agency‚ Incorporated is a security agency established
Premium Security guard Security Metro Manila
My shield speech went a lot better than I thought. Speaking in front of a crowd creates nerves‚ but I was able to take a deep breath and control my nerves. The pace I developed remained constant and created fluency and clarity for the audience. The longer I was in front of my fellow classmates‚ the more comfortable I became. My practice tactic was simple; practice in front of people I would naturally get nervous in front of. An example of this would be my boyfriend who I practiced in front of twice
Premium English-language films Speech Public speaking
Two. Two What? Two artistic‚ meaningful‚ and melodic poems dummy. The cleverly crafted poem entitled “Outside/Inside” by Carol Diggory Shields describe a young child in elementary school who wants to play outside in the rain‚ but is not allowed to and has to color in geography maps with other classmates. The witty poem entitled “Lunch Money” Carol Diggory Shields describes a child who has asked every single one of his elders for lunch money and can only rely on his piggy bank for providing money
Premium Rhyme Poetry Rhyme scheme
Introduction After reading the case‚ you ought to realize that our protagonist‚ Seamus Reynolds‚ is between the proverbial “rock and a hard spot” and you are probably thinking “I would hate to be him”. Guess what? You are going to be him in this assignment. There is quantitative data in the case that we can analyze; however‚ we are also going to “quantify” the qualitative data provided – think of it as reducing numerical and non-numerical data to a set of numbers we can use to make a decision
Premium Decision making Decision theory Costs
My shield speech went a little better than I intended it to go. I thought it was going to go horribly wrong. That I wouldn’t know what to say next. My attention getter‚ I thought was a pretty good one‚ at the beginning of the speech I was really nervous about the whole thing. My knees were shaking uncontrollably‚ and so I started to move around. That’s one way you could tell that I was nervous. I was trying to move around. Towards the middle of the presentation‚ I made people laugh a couple times
Premium Psychology Thought Feeling
The Shield Project has you choose 4 things that describe you as a person‚ who you are. I choose a theatrical comedy mask‚ a great white shark‚ a plate of spaghetti‚ and a russian flag with a bear as well as a star. My first choice for the Shield Project was a theatrical comedy mask. I have always thought that i was funny‚ my family and friends can tell you otherwise. My friends tell me i have a gift of making situations less “awkward”. My second choice was a great white shark‚ my love for sharks
Premium Shark Fish Great white shark