1. How much will $1000 deposit in savings account earning a compound annual interest rate of 6% be worth at the end of the following number years? a) 3 years $1‚191 b) 5 years $1‚338 c) 10 years $1‚791 2. If you require a 9% return on your investment which would you prefer? a) $5‚000 today PV = $5‚000 b) $15‚000 five years from today PV = $9‚748.50 c) $1‚000 per year for 15 years PV = $8061 Select option b
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Highlights Board of Directors Principal Officers New Horizons III 2011 Report Card Operations Review Corporate Social Responsibility Corporate Governance Additional Information Required under the SGX-ST Listing Manual Capital Management Risk Management Basel II Pillar 3 Risk Disclosure Financial Report Management Discussion and Analysis Financial Statements Group’s Major Properties Ordinary/Preference Shareholding Statistics Investor Reference Further Information on Directors International Network Financial
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| 2013 | | | Net Promoter Scores By: Tamika Anthony Everest College | | Net Promoter Score The Net Promoter Score is calculated by taking the percentage of Promoter customers and subtract the percentage of Detractor customers. The following is an example of a net promoter score calculation. 21 customers responded to their satisfaction of Product X on a 0-to-10 point scale. The results were 9‚4‚7‚4‚2‚0‚10‚9‚3‚6‚8‚7‚3‚9
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characteristic of a bank is not only it demands deposits in order to write loans. Banks are refer to lending institutions that intermediate (they compete for deposits to write loans) and subsequently‚ they hold two legal commitments across their balance sheets (equity‚ traded on the stock exchange and deposits) and hold exchange settlement accounts with Reserve Bank of Australia‚ the Australia’s central bank. ESAs streamline the settlement of interbank transactions. Bank that acquires the rival bank cheques
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Net National Product Definition Net National Product (NNP) is the total market value of all final goods and services produced by citizens of an economy during a given period of time (Gross National Product or GNP) minus depreciation. Depreciation (also known as consumption of fixed capital) measures the amount of GNP that must be spent on new capital goods to maintain the existing physical capital stock. NNP is the amount of goods in a given year which can be consumed without reducing the
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the objectives of bank performance analysis? • evaluate progress towards meeting the goals and objectives set out by management‚ and • compare a bank’s performance relative to other banks • highlight strengths and weaknesses • for management to take appropriate remedial action 2. What are the main external forces that have an impact on a bank’s performance? • Deregulation – unleashed competition on both sides of the balance sheet. • Innovation and Globalisation – expanded banks’ balance sheets in
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This is a necessary regulation‚ but it begs the question: why does net neutrality matter? Net neutrality being enforced enables users to communicate freely over the internet. In other words‚ net neutrality forces internet service providers (ISPs) to follow an open access requirement that prohibits them from discriminating against content providers or charging extra fees based on
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“Made in China” nowadays is the most worldwide recognizable label. Since 70 decades the 1970s‚ the Chinese economy has been performing dramatically‚ plus with the support of Globalization and overseas outsourcing waves‚ “Made in China” has been becoming a global empire. The goods manufactured in China are known as variable‚ updated‚ and above all‚ affordable products. However‚ many people‚ including me‚ have starting doubting the quality of cheap import‚ typically “Made in China” products. My concern
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WORKING REPORT ON “CREDIT POLICY AND CREDIT RISK MANAGEMENT OF IFIC BANK LTD” Chapter 01 Introduction 1.1 Background of Study: A banking institution is crucial at today’s modern macro-economic system both for domestic and international perspective (Mr. Toha‚ personal communication‚ October 5‚ 2011). Banks play a vital role in the economy by providing means of payment and in mobilizing resources (Mr. Shoel‚ personal communication‚ October10‚ 2011). Now people directly or indirectly
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Net Neutrality has gotten a lot of buzz in the media lately‚ but what does it mean? Why should anyone care? Net Neutrality is actually an extremely important issue in a society that is growing more and more dependent on the internet. It is the concept that all data on the internet should be treated equally. That sounds vague‚ but make no mistake‚ the state of Net Neutrality is integral to our modern world‚ not only in recent years‚ but in the future as well. To discuss Net Neutrality‚ we must look
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