costing‚ among others‚ contributed to business failures. Realising the importance of management accounting concepts and tools such as cost allocation and CVP analysis‚ Mr Aiman believed that the dealers and their relevant staff should have the knowledge in cost accounting. They should be able to differentiate between variable and fixed expenses‚ prepare a financial statement and perform a cost-volume-profit (CVP) analysis. To help the dealers perform the CVP analysis‚ an understanding of how to build and
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Cash and debit cards do not protect you like credit cards do. 2. Secure online shopping. That means fraud protection. 3. Having and using a card will build your credit‚ helping you later when you want a car or home loan‚ or want to refinance loans. Really‚ if you are responsible with your money‚ you have no reason to not have a credit card. Just make sure you pay off your balance every month so you don’t end up owing interest‚ and it is the same thing as having a debit card‚ just with more
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Introduction When it comes to credit card debt‚ one of the last things you want is a settlement or charge-off on your record‚ as it will show as a negative item on your credit report. Either one means that you’ve been seriously delinquent in paying your debts. While you can take some steps to minimize the damage‚ both settlements and charge-off accounts will affect your credit score. What Is a Settlement or Charge-Off? When you settle a debt‚ it means you don’t pay back the full amount you owe.
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(Thompson). The demand for contraceptive methods is increasing because the wish to have sex is also increasing. As teenager’s hormones fluctuate‚
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true that people who are given rights often abuse them and make society pay the price. Certainly‚ teenagers are old enough to make decisions about things that concern them. It is at the end of the teenage that a lot of decisions are made. Decisions made include the courses of study they wish to undertake‚ the career paths they wish to follow‚ and‚ perhaps‚ select the persons that each of them want to have as life companions. These are all important decisions. What usually happens is that parents will
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many different points‚ especially the issue of how old one should be‚ to access it without consent from a parent. Birth control is a contraceptive that can used to prevent unwanted pregnancies. However‚ there are other uses for this contraceptive such as for acne and cramps‚ but it’s main demand comes from sexually active girls and women. Girls should be able to have access to birth control without consent from a parent. Young girls have rights and one of them is privacy. If they feel‚ they do not
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The advantages of a credit card are that you don’t have to have the money available at that time to pay for your purchase. You will usually have at least 30 days to pay for the item and even then‚ based on the terms of your card‚ may not even have to pay the whole balance. The disadvantages of a credit card is that it becomes way too easy to use them and run up large balances. Then when it comes time to even pay partial payments it can be very difficult to make those payments. Add to that the
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1. Credit card companies should not be on campus marketing to college students. What young college student doesn’t need a little extra money for the weekends? I am going to explain why most college students are not ready for a credit card w and why credit card companies shouldn’t market on college campuses. A lot of students need some extra money while they’re in college but some are not ready for a credit card. Students are not being told of the dangers of credit cards consequently‚ young
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Barbara Burton Professor Singh English 111 November 13‚ 2012 Should Teenagers Have Access to Birth Control? Teenagers are still growing and learning. Sometimes we forget that they are making choices that can affect their whole life. Yes‚ we are here to teach them and to guide them in making decisions that will help shape their future. Are they going to make mistakes? Are they going to regret some of their choices? Are they going to wish that they had listened to their parents at times that they didn’t
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Credit card companies should not be on campus marketing to college students Credit card Company’s aim for the weak‚ the representatives that work for the credit card companies’ are trained to gain financially in any way possible‚ and by focusing on individuals who do not know better or have little experience on how debt follows you‚ such as college students‚ the credit card companies know they will make the money they are aiming for not in a honest way. Why should they care? Knowing that the majority
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