still work in progress A credit manager is defined as an individual who is responsible for the monitoring‚ planning and directing the output of the individuals employed by an organization in the credit department and makes decisions concerning credit limits‚ acceptable levels of risk and monitoring portfolio of clients. The functions of a credit manager are guided and controlled by the credit policy of each particular organization. One of the key roles of a credit manager is the provision of
Premium Decision making Credit rating Credit
A smart card is a plastic card about the size of a credit card‚ with an embedded microchip that can be loaded with data‚ used for telephone calling‚ electronic cash payments‚ and other applications‚ and then periodically refreshed for additional use. Currently or soon‚ you may be able to use a smart card to: * Dial a connection on a mobile telephone and be charged on a per-call basis * Establish your identity when logging on to an Internet access provider or to an online bank * Pay for
Premium Smart card
Credit Rating (CR) as financial service‚ has come a long way‚ since John Moody first introduced the concept 1909. In India it started in 1988. Credit rating is has been used to rate debt instrument viz. Fixed Deposit‚ Commercial Paper Credit rating is a technique of credit risk valuation for the corporate debt instruments reflecting borrower’s expected capability and inclination to pay interest and principal in a timely manner. * In evaluation both qualitative and quantitative criteria are
Premium Credit rating Collateralized debt obligation Bond
Women on every part of the world at one point or another have had to deal with discrimination due to fact that they are women. Unfortunately there are some countries where women suffer this injustice to a whole other level to the point where they cannot even provide for their family because they cannot attain a job or develop their own business due to lack of sufficient funds. It is because of this vicious cycle of poverty that programs such as structural adjustment and microcredit were created in
Premium Microfinance Muhammad Yunus Grameen Bank
know the struggle they have endured. Most people think of teenagers as liars‚ stealers‚ or a hoodlum. Most of these thoughts and ideas about us teenagers are completely false‚ but we still have to shoulder the burden of these words. As time passes school‚ parents‚ and stereotypes become worse and worse for teens’‚ making it the worst of times for them. We need to see and understand both sides of the story. It’s the best of times to be a teenager because it’s easier for a teenager to
Premium Psychology Mind Adolescence
Some people say teenagers are careless and do not think about the consequences of their actions. I agree that they are careless and do not think about the consequences of their actions. Teenagers are careless when it becomes to choosing friends. We choose friends who contribute to our downfalls instead of our success. We try to fit in with friends by doing drugs‚ having sex‚ and drinking‚ but in reality the only thing our friends are doing is hurting us. We do not realize that out actions now affect
Free Adolescence
smokes ‚for relaxing or father’s hobby‚they will think cigarette contains none of harm.It results in the fact that the kid will try to smoke once‚twice and many times later‚for the though of relaxing or just playing for fun.Besides‚ teenagers nowadays tend to have a lot of friends‚not only their friends at the same class with them but also the older than them.That boy or girl will give it a try just to be though to be equal with friend.They think knowing to use bad gas they will be accepted in
Premium Drug addiction Drug abuse Domestic violence
Social Media have on Teenagers? By:Ashton Marshall Introduction The speed of social media’s progression is at an alarmingly high rate. New Yorkers received tweets about an east coast earthquake thirty seconds before they had even felt it. To older generations‚ this social media explosion seems unfamiliar and strange; however‚ this has become custom for teenagers in their everyday lives. That being said‚ social media can have great effects‚ both negative and positive‚ on teenagers in today’s
Premium Social media Adolescence Mobile phone
Being a Teenager: Is hard‚ harder than some can imagine‚ harder than some can even remember. It’s those years you’ll never forget‚ though sometimes you wish you could wipe away. They seem to last forever‚ but when you look back‚ they went by so fast. Being a teenager is falling in love too fast‚ and too hard‚ talking for hours on the phone to your best friends‚ being talked about and talking about others. It’s being guilty when you’re innocent‚ it’s standing out and fitting in‚ it’s when you have a million
Free Love English-language films Interpersonal relationship
Credit Appraisal is the process by which a lender appraises the technical feasibility‚ economic viability and bankability including creditworthiness of the prospective borrower. Credit appraisal process of a customer lies in assessing if that customer is liable to repay the loan amount in the stipulated time‚ or not. Here bank has their own methodology to determine if a borrower is creditworthy or not. It is determined in terms of the norms and standards set by the banks. Being a very crucial step
Premium Loan Debt Mortgage loan