Question Presented Can an insurance company be held liable for the insurance agent’s error? Short Answer Yes. Missouri does distinguish that in assured environments an insurance agent may be obligated to owe certain liabilities to its clients and also may be accountable for an inattentive breach of such liabilities. However in this situation‚ Davis inferred the lease as not to require coverage on the building. He was performing activities particular to his role as an insurance broker‚ not as a soliciting
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Cigarette Smoking The effects of cigarette smoking can be horrifying. Smoking is dangerous not only to those who smoke‚ but to non-smokers and unborn children as well. Cigarette smoking is also physically and socially harming. The large particles in cigarette smoke‚ commonly known as "tar"‚ collect in the branching points of the lungs. The tar contains carcinogenic compounds that increase the risk of lung cancer. The small particles in cigarette smoke‚ including carcinogens‚ irritants‚ and
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Should auditors be held more accountable in uncovering financial fraud? Table of Contents Introduction Currently in the United States‚ the American Institute of Certified Public Accountants (AICPA) the International Auditing and Assurance Board (IAASB) are the most influential accounting standard boards able to influence fraud detection standard setting in financial reporting. In recent years‚ there has been a growing trend in financial scandals such as WorldCom‚ Enron and Madoff
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Original Research The smoking habits‚ attitudes towards smoking and knowledge regarding anti-smoking legislation of students in institutions of higher learning in the Eastern Cape Province of South Africa Awotedu AA‚ FMCP (Nig)‚ FCCP‚ FCP (SA-PR)‚ Department of Internal Medicine‚ Walter Sisulu University‚ Mthatha Jordaan ER‚ MSc‚ Biostatistics Unit‚ Medical Research Council of South Africa‚ Tygerberg Ndukwana OZB‚ BACur‚ BACurHons (UNISA)‚ MPH‚ Department of Health Promotion‚ Walter Sisulu University
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Jesus’ Death While ultimately it is sinners who sent Jesus to the cross to bear their sins‚ Jewish leaders sought to kill Jesus from the beginning of his ministry for several reasons. Jewish leaders felt threatened by Christ’s leadership when He challenged the temple‚ but they also made accusations that He worked on the Sabbath‚ and they felt that He was attempting to make himself equal to God by claiming that He is the son of God. Pastor David L. Brown writes‚ “…the Jewish leadership (the Scribes
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the ban on tobacco advertising in India: India has several million smokers accounting for a significant proportion of the world’s smokers. According to the article‚ the World Health Organization (WHO) said that tobacco accounted for over 3 million deaths in 1990; and by 1998 the figure would rise to 4.023 million with an increasing threating rate of 10 million in 2030. The tobacco problem in India is peculiar; it is characterized by a large proportion on non-cigarette and smokeless tobacco use. Many
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THE INSTITUTE OF CHARTERED ACCOUNTANTS OF PAKISTAN Foundation Examinations Autumn 2009 September 10‚ 2009 FUNCTIONAL ENGLISH Module A Q.1 (a) (MARKS 100) (3 hours) State whether the underlined words in the following sentences are adjectives‚ adverbs or none of these. (i) (ii) (iii) (iv) (v) (vi) (vii) (viii) (ix) (x) The French town has an interesting history. Akram said that he was sincerely sorry for misusing the tax fund. He ran fast. This is a fast car. You don’t look well today
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There are many different types of mental health illnesses. In this section I am going to be explaining three mental health illnesses in detail. The three mental health illnesses that I have chosen to write about are; obsessive compulsive disorder (OCD)‚ phobias and eating disorders. Obsessive Compulsive Disorder (OCD) Definition Obsessive compulsive disorder is a mental health condition and a serious anxiety-related condition where a person has obsessive thoughts and compulsive behaviour
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Teens Smoking: Anti-smoking Advertisements Do Not Work Smoking is a recreational activity in which a substance‚ most common tobacco‚ is burned and the smoke tasted or inhaled. Smoking is primarily done as a form of recreational drug use as combustion releases the active substances in drugs such as nicotine and makes them available for absorption through the lungs. It can also be made as part of religious or non-religious rituals‚ to induce trances and spiritual enlightenment. The most common method
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Some of us get mixed up and do not make the right decision for ourselves. Smoking and other tobacco products are being used every second of every day. More young adults are consuming tobacco products now than before‚ due to big tobacco companies and society portraying them as harmless and the cool thing to do. Parenting can be difficult‚ but sometimes parents do not stress the important topics of health. We know that smoking is not good‚ but it seems that we need somebody to tell us. Just because
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