distributed sales volume in East African countries Grameenphone • Goal: to provide universal access to telecommunications services in remote‚ rural areas of Bangladesh • Villagers were too poor to afford telephones • Partnered with Grameen Bank‚ microfinance institution‚ to provide local women with microloans to purchase mobile phones • The women sold calling services in their villages‚ repaid the loans‚ earned income‚ and improved their social status Grameenphone • For-profit model with a positive
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MICRO-FINANCE AND POVERTY ALLEVIATION IN NIGERIA: A CASE STUDY OF LIFT ABOVE POVERTY ORGANISATION (LAPO) IN EDO STATE By Lucky Ossai JANUARY‚ 2011 DEDICATION This work is dedicated to the glory of ALMIGHTY GOD and to all good people that love progress. ABSTRACT The efforts by the managers of Micro-Finance Institutions to tackle the seemingly intractable
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Saving first and credit later Intra group appraisal systems and prioritization: Credit rationing Shorter repayment terms Market rates of interest Progressive lending “WE MAKE BANKING POSSIBLE WITH THE LAST ‚ THE LOST AND THE LEAST” NABARD and microFinance NABARD INFLUENCING POLICY INVOLVING INSTITUTIONS ENCOURAGING INNOVATIONS CREDIT SUPPORT MOTIVATING PARTNERS NABARD TECHNICAL SUPPORT COORDINATION WITH PARTNERS GROUP FORMATION TRAINING AND CAPACITY BUILDING GROUP LINKAGE
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Dhaka‚ 1999. Ledgerwood‚ Joanna. Microfinance Handbook. Washington‚ D.C.‚ World Bank‚ 1998. ASA‚ Dhaka‚ 1995. Todd‚ Helen Women at the Center: Grameen Borrowers After One Decade. University Press Ltd‚ Dhaka‚ 1996. University Press Ltd.‚ Dhaka‚ 1997. Yunus Muhammad‚ Moingeon Bertrand & Laurence Lehmann-Ortega‚ "Building Social Business Models: Lessons from the Grameen Experience”‚ April-June‚ vol 43‚ n° 2-3‚ Long Range Planning‚ 2010‚ p Public Affairs‚ 2003. ^ Microfinance Information Exchange‚ Inc. (2009-12-01)
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Poverty Alleviation Effort in Bangladesh: Involvement of Selected Banks and NGOs Munim Kumar Barai* Md. Liakat Hossain Moral* Abstract Reduction of poverty has remained the most important national goal since the independence of Bangladesh. Though it was initially the sole responsibility of the government‚ banks‚ FIs and NGOs got themselves involved in the effort beginning from the late 1970s. Now their role has emerged as to be vital in the entire pursuit of poverty alleviation. Available statistics
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programmes in women empowerment for poverty eradication. Secondly‚ we should look beyond microcredit to other financial services including savings. In the interest of the poorest and women in particular‚ there may be new possibilities when we view microfinance as a tool not only for income promotion‚ but income protection as well. Thirdly‚ maximizing impact requires that we understand the limitations of microcredit‚ work to improve programs‚ and‚ in some cases‚ offer alternatives for those excluded
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Recent Controversies and Lessons. World Development‚ 14 (4)‚ 477-487. Adams‚ D. W.‚ Graham‚ D.H.‚ Pischke‚ J.D. (1984). Undermining Rural Development with Cheap Credit. Westview Press‚ Colorado‚ USA. Aghion‚ B. and Murdoch‚ J. (2005). Economics of Microfinance. Cambridge‚ MIT Press Books. Aryeetey‚ E. and Udry‚ C. (1997). The Characteristics of Informal Financial Markets in Sub Saharan Africa. Journal of African Economics‚ 6 (Sup)‚ 161-203 Barham‚ B.P.‚ Boucher‚ S (1996). Credit Constraints‚ Credit Unions
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Question 1 3 out of 3 points A corporation’s issue management activities are usually linked to: Answer Selected Answer: Both the board of directors and top management levels. Correct Answer: Both the board of directors and top management levels. Question 2 3 out of 3 points The “graying” of the population is an example of: Answer Selected Answer: Customer environment. Correct Answer: Customer environment. Question 3 3 out of 3 points Overtime‚ the nature
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References: Bamisile A. S. (2006)‚ Developing a long term sustainable Microfinance sector in Nigeria: the way forward. A paper presented at Small Enterprises Educational and promotion Network Annual General Meeting‚ Washington DC‚ 23rd – 27th October‚ 2006. 5 Bullion and CBN‚ (1992)‚ Central Bank of Nigeria (CBN) Prudential guidelines
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Introduction To Social Business Social business is a cause-driven business. In a social business‚ the investors/owners can gradually recoup the money invested‚ but cannot take any dividend beyond that point. Purpose of the investment is purely to achieve one or more social objectives through the operation of the company‚ no personal gain is desired by the investors. The company must cover all costs and make profit‚ at the same time achieve the social objective‚ such as‚ healthcare for the poor‚
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