& OPPORTUNITIES OF RETAIL BANKING IN INDIA 1.0 RETAIL BANKING –An Introduction Retail banking is‚ however‚ quite broad in nature - it refers to the dealing of commercial banks with individual customers‚ both on liabilities and assets sides of the balance sheet. Fixed‚ current / savings accounts on the liabilities side; and mortgages‚ loans (e.g.‚ personal‚ housing‚ auto‚ and educational) on the assets side‚ are the more important of the products offered by banks. Related ancillary services
Premium Bank
WHAT ARE BANKS AND W H A T D O T H E Y D O? 1 1.1. Introduction1 The term ‘‘banking’’ can be applied to a large range of financial institutions‚ from savings and loans organisations to the large money-centre commercial banks in the USA‚ or from the smallest mutually owned building society to the ‘‘big four’’ shareholder owned banks in the UK. Many European countries have large regional/cooperative banks in addition to three to five universal banks. In Japan‚ the bank with the largest retail
Premium Bank
An Executive Development Program on ’Green Banking Initiative: Opportunities for Bangladesh’ was organized by Islami Bank Bangladesh Ltd (IBBL) on September 28‚2010 at the Mohammad Younus Auditorium of Islami Bank Tower in the city. Presided over by Mohammad Abdul Mannan‚ Managing Director of the Bank‚ Prof Dr Bandana Saha‚ Director General of Bangladesh Institute of Bank Management (BIBM) was present in the program as Chief Guest. The key discussion was presented by Dr Shah Md Ahsan Habib‚ Associate
Premium Bank
MONEY AND BANKING CONTENTS What is MONEY? 3 Characteristics of money 3 Measurements of money 4 Money and the economy 6 Relationship between Prices and Inflation 6 Why Money Supply Matters 7 Banking 8 General History 8 History in United States 8 Banking basics 9 Other Financial Institutions 9 International Banks 10 Structure of banking industry in U.S. 10 Interest Rates 11 Banking Business 11 Liquidity management by banks 11 Multiple Deposit Creation 14 Banking services 16
Premium Bank Central bank Money
understand International banking‚ students should first understand the overall history and development of banking. Although many of the examples of either a banking or country financial collapse may appear to the student to be outdated‚ the lessons learned (or not learned) are still relevant in today’s more globalized world of banking. For example‚ in applying the elements of the current sub-prime lending crisis‚ students will find that the three main causes for a banking crisis that is covered in
Premium Bank
RELATIONSHIP BETWEEN CUSTOMER SATISFACTION AND MOBILE BANKING ADOPTION IN PAKISTAN Abstract With the emergent of new technology especially mobile technology as given new direction with respect to its corporate usage. Mobile banking is one of new way of banking with the emerging technology adopted by banks around the globe. The purpose of this research is to identify the key factors of mobile technology adoption which influence customer satisfaction in Pakistan. Questionnaires are used to
Premium Bank Online banking Factor analysis
Role of Electronic Banking in the Development of Financial Institution in Saudi Arabia Name: Course: Tutor: Date: Contents Abstract 3 1.0 Introduction 3 1.1 Introduction to study 3 1.2 Statement of the problem 4 1.3 Research objectives 4 1.4 The purpose of the study 5 1.5 Significance of the study 5 2.0 Literature Review 5 3.0 Methodology 9 3.1 Study population 9 4.0 Data analysis 10 5.0 Findings and Discussions 10 6.0 Conclusion 11 7.0 References 13 Abstract Electronic banking is popular in the
Premium Bank Online banking Credit union
Introduction: e-banking is defined as the automated delivery of new and traditional banking products and services directly to customers through electronic‚ interactive communication channels. E-banking includes the systems that enable financial institution customers‚ individuals or businesses‚ to access accounts‚ transact business‚ or obtain information on financial products and services through a public or private network‚ including the Internet. Customers access e-banking services using an intelligent
Premium Bank Credit card
is a bank? The term bank is derived from the French word Banco which means a Bench or Money exchange table. A bank is a financial institution which deals with deposits and advances and other related services. It receives money from those who want to save in the form of deposits and it lends money to those who need it. Why are banks important? Banks are large and complex organizations. Their clients range from individuals and institutions‚ all the way up to the governments and central banks of entire
Premium Bank Banking
of IT for banks Banking sector is becoming highly competitive day by day. So banks can not break away from themselves from changing technological environment. Banks are dependent on IT based systems for almost all of their activities‚ although the level of sophistication and refinement in such systems may vary from bank to bank or across activities or banking Industry segments (commercial banks‚ cooperative banks etc.). Internet has significantly influenced delivery channels of the banks. Internet
Premium Bank