Chapter - 01 Introduction 1.1Background of the Study: SME loan playing a significant role for the development of our economy by creating employment opportunity and producing important alternative machines and machinery parts for saving huge foreign currency for the country. So as a part of the development strategy‚ we should intensify our efforts to develop this sector to grow industrial base and volume of foreign trade. As we know that in
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4.0 Definition of SME An SME is defined as‚ “A firm managed in a personalized way by its owners or partners‚ which has only a small share of its market and is not sufficiently large to have access to the stock exchange for raising capital”. SMEs ordinarily have few accesses to formal channels of finance and depend primarily upon savings of their owners‚ their families & friends. Consequently‚ most SMEs are sole proprietorships & partnerships. As with all definitions
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ISLAMABAD EXECUTIVE SUMMARY This project’s report is about MOTIVATION.I tried my best to discuss all the relevant concepts and topics of Learning and motivation in SME BANK. To complete my task I select head office of SME BANK‚ BLUE AREA ISLAMABAD to gather all the relevant information regarded with my topic. Motivation has a big impact on the performance and productivity of the employee in almost all the organizations. In the motivation‚ same
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CHAPTER ONE INTRODUCTION SME (Small & Medium Enterprise) is an Enterprise that is independently owned an operated and is not dominant in its field of operation. Most of the countries of the world defined small & medium enterprises (SMEs) depending on the size and the size is measured by annual turnover‚ the number of employees and the balance sheet‚ i.e. the value of enterprise’s assets. According to Industrial Policy Order 2010‚ micro enterprises consist of those having assets worth Taka
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banking sector is emphasized. But the banking sector of our country is already overburdened with huge amount of classified loans. Government tries to improve the situation. Mercantile Bank Limited was incorporated in Bangladesh as a Public Limited Company with limited liability under the Bank Companies Act 1991on 20 May 1999 and commercial operation on June 1999. The Bank went for public issue of shares on in 2003 and its shares are listed with Dhaka Stock Exchange and Chittagong Stock Exchange
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Bank Loan Bank loan is borrowing money from the bank. A bank loan is the most common form of loan capital for a business and usually provides loan for medium and long term. It is one of the safest source of finance because it has fixed interest rate. Advantages One of the benefit of borrowing money from bank is better rates. Normally‚ bank will offer loans with interest less than 10%‚ making them a better choice for large loans and purchases‚ as well as expanding their business with lower cost compared
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BANK LOANS- statistics project on bank loans 1. Introduction This study has been conducted in order to obtain some extra information regarding credit retrieval from banks. We have collected data from 120 people which have contracted bank loans‚ by asking them to answer our questionnaire. The questionnaire consists of 15 interconnected questions we consider relevant and might help interpret the results better. In a loan‚ the borrower initially receives an amount of money‚ called the principal
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Months from 1st February to 30th March 2013 in BASIC Bank Limited karonbazer Branch‚ Dhaka. In two months I have through various banking activities. This report is a brief overview of those daily activities I have done during the internship period. 1.1 Introduction of the Report In today’s fast moving world‚ business is more complex and competitive. Banking is an essential industry. It is where we often wind up when we’re seeking a loan to purchase a new automobile‚ tuition for college or trade
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Management Practices of Mercantile Bank Limited with Legal Environment of Bangladesh. AN OVERVIEW OF MERCANTILE BANK LIMITED 1. Brief History. Mercantile Bank Limited was incorporated in Bangladesh on May 20‚ 1999 as a scheduled bank in the private sector. The bank went into commercial banking operation since June 02‚ 1999. The first branch was opened at Dilkusha Commercial area in Dhaka on the same day. 2. Nature of Company and Ownership Structure. Mercantile Bank is a public limited
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important of all business functions. It remains a focus of all business activities. Financing SMEs has acquired enormous importance in contemporary world of finances. This is primarily due to the national focus and priority of various countries - developed and developing ones as well. In the Sri Lankan context ‚ the government has provided impetus to the authorities to increasingly cater to the emerging financial needs of the SMEs. Bank and Institutional finance are expected to be made available on easy
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