Traditional banking calls for each exposure — actual or potential — to be individually underwritten — a process which demands time‚ effort‚ and expertise. Many discussions of credit underwriting begin with the so-called Four Cs of underwriting (see Dun & Bradstreet’s take at http://smallbusiness.dnb.com/business-finance/business-loansbusiness-credit/12154-1.html‚ or a longer laundry list at http://www.creditguru.com). Not everyone agrees what constitutes the Four Cs‚ and what is indisputable is that more than
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future Value of 10‚000 for 30 years at 7% $76‚122.55 paying 10‚0000 enter it as a negative Develop Model inputs Quiz rate 7% 12% nper 30 6 pmt 0 -3500 pv -10000 0 output fv $76‚122.55 $28‚403.16 Quiz
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Week 3 Discussion Questions What type of compensation component would you like to have through your employer that is not currently offered? Explain your rationale. Is your request consistent with your employer’s organizational goals? A compensation component is not a benefit‚ but may refer to how compensation is calculated‚ as in the case of those paid on commission. I believe you are asking for a new benefit. Like 401K‚ profit sharing‚ or health benefits. Commuting reimbursement or funding. This
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Week 4 Tutorial - Types of Business Associations Partnership Complexity The process of establishing a partnership is informal and inexpensive. Commonly established under a written contract but at times can be established simply without any express oral or written consent‚ so long as it satisfies the definition outlined in section 1.1 of the partnership act: “Partnership is the relation which exists between persons carrying on a business in common with a view of profit” Advantage(A) Enjoys
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Week 1 Assignment Armando Samia migosamia@yahoo.com 949 600 3240 Entrepreneurial Finance January 13‚ 2013 1.[Financing Concepts] The following ventures are at different stages in their life cycles. Identify the likely stage for each venture and describe the type of financing each venture is likely to be seeking and identify potential sources for that financing. A. Phil Young‚ founder of Pedal Pushers‚ has an idea for a pedal replacement for children’s
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Caledonia Products Integrative Problem FIN370 Thomas Rindahl April 1st‚ 2013 1. Why should Caledonia focus on project free cash flows as opposed to the accounting profits earned by the project when analyzing whether to undertake the project? Caledonia should observe the free cash flows on the project instead of the accounting profits because free cash flows help show how well the project can pay back its initial investment. Of course it will also show the projected profit
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NETW310 09/30/2012 Lab #4‚ Installation in the Outside Plant Lab Report Each answer is worth seven points. Use a red colored font for you answers. Place the answers below the questions. 1. May we dig a trench across the city street shown in this lab? a. Yes we can‚ we must follow all the rules prior to being allowed to make the trench‚ which is getting all the required permits. 2. Who issues the permit for this work? a. The Department of Engineering Services of the city issues
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Chapter 8 Problem 6 The following are the historic returns for the Chelle Computer Company: Year Chelle Computer General Index Year chelle computer general index 1 37 15 2 9 13 3 -11 14 4 8 -9 5 11 12 6 4 9 Based on this information‚ compute the following: a. The correlation coefficient between Chelle Computer and the General Index. Answer : r= .1305 b. The standard deviation for the company and the index
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DQ 1 Anita Sabillo ECO 561 September 29‚ 2014 Dr. King DQ 1 Explain how the market economic system works to answer the fundamental economic questions. Explain how this may differ from a command economic system. Historically‚ which has worked best and why? There are three basic questions of economy and they are as follows: what to produce‚ how to produce it and who to produce it for. In a market economy‚ the organization is geared around producing or making the product and deciding what and
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CHAPTER 1. Introduction to the Field of Organizational Behaviour highlights rganizational behaviour (OB) is the study of what people think‚ feel‚ and do in and around organizations. It looks at employee behaviour‚ decisions‚ perceptions‚ and emotional responses. It examines how individuals and teams in organizations relate to each other and to their counterparts in other organizations. OB also encompasses the study of how organizations interact
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