more people use credit cards nowadays and that the number of tragedies arising from bad debts has been surging over the past few years. Write an essay outlying the advantages and disadvantages of using credit cards‚ and at the end state your personal view. Give your essay a title. Credit cards : friends or enemies? When checking what you should put into your wallets before going to work‚ you won’t miss credit cards which are as vital as paper currency. Nowadays‚ credit cards are one of our daily
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Pl card services offers loyalty card services to businesses of all sizes..Loyalty cards is a form of identification when dealing with a retailer and your entitled to either a discount on the current purchase or an allotment of points that can be used for future purchases which brings the customer back again. Hence‚ is a new innovation in Nigeria though it’s been existing in other countries like UK‚ USA etc. therefore PL card services have seen the need to providing these services that will meet the
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Term Random Variable Definition A variable that takes on different numerical values based on chance Term Discrete Random Variable Definition A random variable that can only assume a finite number of values or an infinite sequence of values such as 0‚1‚2‚3.... Term Continuous Random Variables Definition Random variables that can assume any vallue in an interval. Term Expected Value Definition The mean of a probability distribution. the average value when the experiment
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CASH VS CREDIT CARDS September 27‚ 2012 Paying cash has been the simplest form of payment since currency has been established. Due to technology there are several ways one can purchase merchandise. Credit by far has become popular of most ways to purchase merchandise. Paying cash has no fees‚ no identity theft‚ and debt free. Credit cards has fees‚ theft safety programs‚ can cause debt‚ and can make fast payments. Both methods are necessary for today’s economy and both are necessary depending
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Multiple choice/ Fill-in-the-blank 1. Many skills used in public speaking are the same as those used in everyday conversation: a) logically organized thoughts‚ b) messages tailored to audience‚ c) stories told for maximum impact‚ d) feedback adapted to listener. 2. Critical thinking – focused‚ organized‚ involves the logical relationships along ideas‚ the soundness of evidence‚ and the differences between fact and opinion. 3. Frame of reference – the sum of person’s knowledge‚
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P-Cards works best with the Category C suppliers where the frequency and the size of the transaction are low and the departments served or the users served are high. Each user or the department transacts with the supplier based on its feasibility and pays for the purchases through the cards issued to them by UVic. The nature and the frequency of the transactions are not constant at UVic hence incorporating any other system or payment method would not be financially feasible. The situation with the
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TIPS FOR MUET CANDIDATES! Try not to treat or think of MUET as a scary test. However‚ don’t under estimate the preparation‚ time and effort required for this test either. If you have friends or classmates who have taken the test‚ ask them about it. You’ll probably get many many different types of answers. "OMG! It’s tough!" or "Actually‚ its not that hard." Their experiences may vary depending on the amount of preparation done as well as their background in English. Well‚ MUET is a test. So
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Is speaking the most difficult skill? In my opinion it is hard to say. It depends on the age of the speaker‚ his level of English‚ how long is he learning and also what kind of English does he operates (possess). There is a big difference between a student of a university where he is studying English and a person (e.g. at the same age) who knows English from some courses. So that is why I am not sure about question whether is speaking the most difficult skill. From my own experience I would say that
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Confidence in Speaking As we know today learning other languages like English and french is a common problem in the world. So people want to find better ways to improve their language. Speaking is an important skill to communicate with other people. But‚ How can we improve speaking skill? How we are going to learn speaking properly and confidently? Are we speak quickly‚easily and automaticaly. In traditional way‚ people a lot of time when learning a language focous on speaking well. In this
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SPCM 101 Chapter 15: Speaking to Inform There are three criteria for effective informative speaking: 1. The information should be communicated accurately. 2. The information should be communicated clearly. 3. The information should be made meaningful and interesting to the audience. I. Informative speeches can be classified into four types A. Some informative speeches are about objects. 1. Speeches about objects describe something that is visible‚ tangible‚ and stable in
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