Emergency Fund Ratio For households with dual-earners‚ like yours‚ we normally recommend you hold in cash or cash equivalents 3-6 months of fixed expenses. These fixed expenses are what would be left if you both lost your job. Certain expenses like: income taxes and contributions to retirement plans would not be included when calculating the size of your emergency fund. You currently hold 15x your expenses in cash and cash equivalents. Since both of you work‚ in addition to earning strip mall income
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Supply Chains In The Fmcg Sector Commerce Essay The cadbury is the company which is in production of delicious chocolates the main and famous products of cadbury are cadbury dairy milk‚ cadbury gems‚ cadbury 5 star‚ cadbury Celebrations‚ Temptations‚ and Gems. In Milk Food drinks segment‚ Cadbury’s main product - Bournvita is the leading Malted Food Drink in the country. Cadbury is one of the biggest confecionary company in the world established in 1783. . The operations of cadbury started in india
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Collaborative Fund-Raising Activity The Phoenix Homeless Agency (PHA) needs to increase funding to continue funding job counseling to qualifying recipients. While they regularly access traditional contracts and grants‚ the economy has increased the need for services immensely and required them to look for other sources. The Executive Director and Board of Directors have begun their search by using the internet‚ other agencies‚ and community networking. They have decided that there are three options
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what kind of stocks do you trade or invest in? 7. How much of your total investment is invested in equity market? 8. From how long you are investing in equity market? 9. What attracts you towards equity market? 10. What type of mutual fund scheme you invest‚ Is it SIP‚ MIP‚ Equity‚ Debt? 11. Are all the fields covered in fixed income product? 12. If you are a Investor what induces you to invest in a particular stock? 13. Do you invest in Primary Market (IPO)? 14. How do create
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Employee benefits 1.) Pogi Company has established a defined benefit pension plan for its employees. Annual payments under the pension plan are equal to 3% of an employee’s highest lifetime salary multiplied by the number of years with the entity. An employee’s salary in 2011 was P500‚000. The employee is expected to retire in 10 years‚ and the salary increase are expected to average 4% per year during the period. On December 31‚ 2011‚ the employee has worked for 15 years‚ The future value
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For my USA Funds assignment I completed: how do I achieve my goals? How do I live on a budget while I am in school? and how do I manage my personal life while I am in school? I choose these topics because I already had a plan created in order to assist me in these topics. In SLS 1122 we have been working on and learning about our career‚ academic and personal goals. I knew how to live on a budget because I am currently putting that into practice. Everything that I spend I am always keeping track
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Benefits of DisinvestmentSome overall benefits of Disinvestment‚ irrespective of the approach used are as follows: For the Government 1. | Raising valuable resources for the government‚ which could be used to bridge the fiscal deficit for one‚ but also for various developmental projects in key areas such as infrastructure. The Financial Times (20th May 2009) quotes a report brought out by the French securities firm CLSA to state: “A reduction in shareholding to hypothetically 51% across all the
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Fringe Benefits A collection of various benefits provided by an employer for the employee‚ which are exempt from taxation as long as certain conditions are met. Any employee who receives taxable fringe benefits will have to include the fair market value of the benefit in their taxable income for the year‚ which will be subject to tax withholdings‚ and social security benefits payments. Fringe benefits commonly include health insurance‚ group term life coverage‚ education reimbursement‚ childcare
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BY IBRAHIM AMINU‚ MBA TRAINING‚ RESEARCH AND DEVELOPMENT UNIT USMANU DANFODIYO UNIVERSITY NETWORK (UDUNet) SOKOTO ABSTRACT This paper investigates the role of ICT in motivating academic performance with special reference to the academic staff of Usmanu Danfodiyo University‚ Sokoto. A cross-section survey design was adopted in the study to enable the identification of some relevant variables and establish their relationships so as to provide answers to the research questions formulated in
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Cost Benefit Analysis A cost benefit analysis is done to determine how well‚ or how poorly‚ a planned action will turn out. Although a cost benefit analysis can be used for almost anything‚ it is most commonly done on financial questions. Since the cost benefit analysis relies on the addition of positive factors and the subtraction of negative ones to determine a net result‚ it is also known as running the numbers. A cost benefit analysis finds‚ quantifies‚ and adds all the positive factors. These
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