A smart card is a plastic card about the size of a credit card‚ with an embedded microchip that can be loaded with data‚ used for telephone calling‚ electronic cash payments‚ and other applications‚ and then periodically refreshed for additional use. Currently or soon‚ you may be able to use a smart card to: * Dial a connection on a mobile telephone and be charged on a per-call basis * Establish your identity when logging on to an Internet access provider or to an online bank * Pay for
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Mirlena Stefani FASTIP June 2012 Payment Instruments in European Area Payment Instruments in European Area Contents Introduction 1 1. Chapter I - Key Concepts - Payments 2 1.1 Paymants and the payment system 2 1.2 Types of Payment 3 1.3 Payment Instruments 4 2. Chapter II - The Payment Market Landscape in the Euro Area 6 2.1 Introduction 6 2.2 Payment instruments 7 2.2.2 Non-cash payment instruments 7 2.3 Large-value payment system operating in Euro 8 2.3.1 Target 2 10 2
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decisions in marketing (PRODUCT) Case No. 4: “SMART Cards” ____________________________________________________________________________ SMART CARDS S mart is the operative word among many product developers these days. For example‚ smart card is the name of an advanced form of pocket- and purse-sized cards that may soon usher in a new era of cashless electronic commerce. Although they resemble familiar ATM cards‚ each smart card is equipped with a computer chip instead of a black magnetic
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Jaypee Business School A constituent of Jaypee Institute of Information Technology University [pic] A- 10‚ Sector 62‚ Noida (UP) India 201 307 www.jbs.ac.in Corporate Internship Report Internship Report submitted as a partial requirement for the award of the Dual Degree Management Program Arihant Jain 05104728 DDM 2005-10 E-mail:arihant74@gmail
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Name(s): Cruz Victor Sandoval III Date: 11/26/2012 Per: 07 Credit and Debt Complete each sentence by typing the correct word in the space provided. credit credit bureau credit rating collateral finance charges annual percentage rate Truth in Lending laws 1. If you use your car as _collateral___ (property used to secure a loan)‚ and you do not pay the loan back‚ the creditor has the right to repossess your car. 2. When a bank extends you _credit___‚ it
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refinancing‚ or capital infusion. This note describes traditional bank lending products‚ the role of the lending officer‚ credit evaluation‚ and the structuring of credit facilities and loan agreements. Specialized loan and credit products are described in Appendix A. Traditional Commercial Bank Lending Products While increased competition has forced banks to develop innovative credit facilities and financing techniques‚ traditional products‚ which include short-term‚ long-term‚ and revolving loans
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Operating Systems Task 1 An operating system (OS) is a part of software which manages the operation of a computer. It controls the hardware and software of a computer‚ without it a computer would be useless. DOS Disk operating system (DOS) was released in 1981. It will load from a floppy disk each time a computer starts. DOS uses a command line interface. Command line interface can be difficult to use if you aren’t trained or experienced in using it. DOS is the predecessor to windows. DOS is
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I. DEFINITION A LETTER OF CREDIT (Documentary Credit) is a letter from a bank guaranteeing that a buyer’s payment to a seller will be received on time and for the correct amount. In the event that the buyer is unable to make payment on the purchase‚ the bank will be required to cover the full or remaining amount of the purchase. • A letter of credit is often abbreviated as LOC or LC‚ and is also referred to as a documentary credit. The parties to this document are usually an applicant who
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Credit note From Wikipedia‚ the free encyclopedia Finance Financial markets[show] Financial instruments[show] Corporate finance[show] Personal finance[show] Public finance[show] Banks and banking[show] Financial regulation[show] Standards[show] Economic history[show] v t e A credit note or credit memorandum (memo) is a commercial document issued by a seller to a buyer. The seller usually issues a credit memo for the same or lower amount than the invoice‚ and then repays the money to the buyer or
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Case Study: Hyundai Cards Marketing Strategy By: Innestasia Tjahyadi I. Introduction Hyundai Cards‚ sponsored by Hyundai Kia Automotive Group‚ was established in 1999. They joined in as the market follower‚ challenging the highly competitive credit card industry in Korea. In 2005‚ HyundaiCard formed a strategic alliance with GECF (part of GE)‚ which invested 678.3 billion won in the firm and became the largest shareholder. Through its corporation with GECF‚ HyundaiCard made effort to become
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