SOURCES OF BANK’S INCOME A bank is a business organisation engaged in the business of borrowing and lending money. A bank can earn income only if it borrows at a lower rate and lends at a higher rate. The difference between the two rates will represent the costs incurred by the bank and the profit. Bank also provides a number of services to its customers for which it charges commission. This is also an important source of income. The followings are the various sources of a bank’s profit: 1
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the growth of any country’s economy. India with its huge populations presents a huge scope for banking industry. State Bank of India is a public sector unit and enjoys the market leader position. HDFC is catching up on the back of its exquisite growth in last decade. And with the relaxation of government control‚ private players are in a much better position to compete. But both the banks have their own problems SBI has to undertake several government duties which lead to huge labour and high number
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helped to lead me to findings and conclusions. Finally I thank all the people whoever helped me and stood by me to provide all the needful assistance to my requirement. ABSTRACT The productivity of the staff depends upon many factors for the bank. Humans are complex beings which need continuous motivation to work without being burdened. Therefore‚ the Human Resources Department should not only impart motivational triggers but also should encourage the various groups of the staff to maintain
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BRAC Bank started its journey on 4th July‚ 2001 as a private commercial bank focused on Small and Medium Enterprises (SME). In just a decade‚ the Bank has become a leading bank in Bangladesh‚ keeping its core focus in SME yet becoming one of country’s leading financial hypermarket. Today BRAC Bank holds a dynamic network of 157 branches‚ 400 SME unit offices‚ 500 Remittance Delivery Points‚ nearly 350 ATMs and 14 Financial Kiosks across the country. The stakeholders of the bank are BRAC‚ the largest
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collapse of Barings Bank was one of the biggest financial failures in modern history. The events that transpired changed the way risk management and proper corporate structure would be viewed by the world. This case study will chronicle the events that took place‚ identify the failures‚ and recommend how these events could have been avoided. To chronicle the events‚ books and articles of the event were read to understand how Nick Leeson’s activities caused the fall of Barings Bank. Failures such
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Background OF Bangkok Bank Bangkok Bank has been Thailand’s leading bank for more than half a century.In the 1940s‚ local Thai businessmen found that it difficult to get credit facilities from foreign banks. So‚ this gives an opportunity for them to start up a truly Thai bank. After the Bangkok Bank was set up and begins trading in 1944‚ it gets strong support from many local businesses and grew rapidly. Bangkok Bank became a dominant player in Thailand which it is the bank that used by all leading
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Acleda bank PLC 1. Introduction After civil war in 1979 and general election in 1993‚ Cambodia has become a peaceful country. Since that Cambodia attracts both local and international investors in many industries. Especially‚ in bank services is extremely boom. Related to the financial services‚ there are many finance organizations and institutes have been invented. Now‚ our group would like to focus on one private bank which is the largest commercial bank in Cambodia according
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of the Sonali bank: National Bank of Pakistan was the largest commercial bank in the then East Pakistan. After liberation of Bangladesh in 1971‚ this bank along with two smaller banks‚ Premier Bank and Bank of Bahawalpur were merged into Sonali Bank. The bank was nationalized under Government order P.O.26‚ 1972. This bank was transformed into a Public Limited Company under 100% ownership of Government and started functioning as Sonali Bank Limited on 15 November‚ 2007. Sonali Bank has an authorized
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INFORMATION TECHNOLOGY & BUSINESS Production and Operation Management Group Project Topic : Permata Bank Major : Management Intake : 2009 Class : Leeds By : Henny Valentine Wijaya (Group Leader) Renova Lie Janny Tri Suci Vivi Chandra Yussy CONTENTS 1. Company Profile 2.1. History 2.2. Address 2.3. Excellence Story of Permata Bank 2.4. Product & Services Offered 2.5. Organization Structure 2.6. Description of
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ever-changing need to find new methods of regulating‚ guiding and helping the financial system (particularly‚ the banks). In other words‚ the evolution of central banking functions has tended to coincide with the evolution of the financial systems of the world economies. Let us recount the leading functions. 1. Note Issue: It is considered one of the primary functions of a central bank. The entire financial system of a country‚ with ever-increasing volume and variety of the financial instruments
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