Credit card debt is a major cause of over one million bankruptcies each year. The reason is that many people get a credit card without researching and reading the fine print. By the time annual fees are added on‚ along with spending indiscriminately‚ payments are missed‚ which causes their balance to skyrocket. Although we all like to place the blame on the credit cards and the credit card companies‚ you need to keep in mind that the real cause of your financial mess is you. One shopping
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Journal of Vacation Marketing http://jvm.sagepub.com/ Staying in the spa marketing game: Trends‚ challenges‚ strategies and techniques Kimberly R. McNeil and Edna J. Ragins Journal of Vacation Marketing 2005 11: 31 DOI: 10.1177/1356766705050841 The online version of this article can be found at: http://jvm.sagepub.com/content/11/1/31 Published by: http://www.sagepublications.com Additional services and information for Journal of Vacation Marketing can be found at: Email Alerts: http://jvm
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Narrate an important/ unusual incident of your life‚ when you had to face a very demanding/ challenging situation. How did you overcome the situation? What lessons did you learn from this incident? In October 1989‚ I was entrusted with a long range foot patrol with a team of twenty fully geared soldiers to the extreme border positions in Northern Kashmir. With 20 kilos of backpack involving survival rations‚ weapons‚ polar gear all to be deftly balanced on the treacherous Himalayan Mountains –
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“So how long are you staying here Carolina?” “Just until the end of the summer‚ my father got a pay raise last year so we were able to come here this summer. I have always wanted to‚ and my father finally gave in to my guilt tricks‚”she explains back to me with a hint of humor in her voice. I wave of sorrow washed over me. For once she actually feels like a real friend‚ and like always‚ another thing that I care for is going to leave me. “That sounds nice‚” I say with a tone of despair in my voice
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Is it enough for Hong Kong to remain successful by staying at the top globally in its economic freedom? Introduction Hong Kong has ranked as the world’s freest economy in The Wall Street Journal and Heritage Foundation’s Index of Economic Freedom for 17 consecutive years‚ since the inception of the index in 1995.1Being economic free helps the successful of Hong Kong. Hong Kong is the richest region in the world. However‚ In World Competitiveness Yearbook 2013 published by IMD‚ the ranking of
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Scott Russell Sanders‚ author of Staying Put: Making a Home in a Restless World‚ believes that inhabiting places permanently benefits our society and community as a whole. In response to Salman Rushdie’s essay about the advantage of migrating‚ Sanders uses historical reference‚ and sarcasm to develop his perspective about moving. Firstly‚ not only does Sanders integrates historical reference into his writing to give the reader background‚ but also to show examples of times in history
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Going Home Again Driving past the large rectangular sign proclaiming Welcome to Shea Town‚ Home of the Wolverines‚ Population 9‚325‚ my heart-inured to most everything-bumped in my chest. I began to sweat‚ despite the early-November chill that penetrated my shirt and sweater I was wearing. I could not believe how many different emotions where going through me. Going home again after 15 years was not going to be as easy as I had thought. In just one glimpse‚ all my emotions where pulsing through
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allows people to use powerful principles of recovery. Those who are willing to dig beneath the surface and truly understand the principles upon which the Steps are based are better able to use the principles in their lives (Gorski‚ 1989‚ p.2). To reiterate what Terence T. Gorski has expressed‚ those who are willing to truly adopt and ‘work’ the Twelve Steps experience the persuasive nature of one of the most powerfully rhetorical texts of modern society1 To gain perspective on this very unfamiliar
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colonized but developed measures that can help them become free from foreign forces. It was said in the article that the Dutch Republic is one of the safest‚ most stable and best governed nations in Europe‚ which was surprising according to the author (Gorski 2003‚ 40). It was puzzling how a small-numbered Dutch state can go against Spain‚ which was one of the biggest military powers in Europe. Though the Dutch State was perceived to be weak since it has a small population‚ the author
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A. Introduction This report is directed at the faculty at Miami Killian Senior High School in Miami‚ Florida. It is important for educators and school faculty to be aware and understand the diversity of their community. Killian High School is a perfect example of the United States as a melting pot and how it is rapidly evolving. A1. Local Demographics Culture Killian High School has a multitude of cultures and races. The faculty and student population at this school ranges from Hispanic‚ being
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