Cross-selling stands for being able to offer to the existing bank customers‚ some additional banking products‚ with a view to expand banking business‚ reduce the per customer cost of operations and provide more satisfaction and value to the customer. For instance‚ when a bank is in a position to sell to a deposit customer (say saving bank or term deposit)‚ a loan product such as housing loan‚ credit card‚ personal loan or vice-versa‚ this would result into additional business and lead to low per
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TERM PAPER RESEARCH : Selling Human Organs ARTICLE 1 : Should people be allowed to sell their organs? Currently‚ exchanging organs for money or other "valuable considerations" is illegal‚ but some members of the medical and business communities would like to change that. One of those is the American Medical Association’s influential Council on Ethical and Judicial Affairs. Convinced that the balance of moral and ethical concerns favors the ability to sell organs‚ they would like the laws to change
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deal; Now people just sign on to sites like EBay and Craig’s list to find people selling things that they are interested in purchasing. Although there are many benefits to using sites like those or even to be able to look into local sales online‚ but there are also some down sides to this type of buying and selling on the internet. In this paper‚ we are going to discuss the advantages and disadvantages of buying and selling online. There are many advantages to shopping online‚ whether it is through
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PREFERRED STOCK VERSUS COMMON STOCK The primary advantage to an investor of holding preferred stock compared with common stock is that the preferred stock return is somewhat more predictable (more certain). The issuing company will generally make a real effort to try to avoid defaulting on the preferred stock dividend. Since the return to preferred stock is reasonably well defined and since the preferred stockholders precede the common stockholders (the preferred dividends are paid before the
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As a result‚ firms in unstable industries tend to use less debt than those whose sales are subject to only moderate fluctuations. 12-4 The tax benefits from debt increase linearly‚ which causes a continuous increase in the firm’s value and stock price. However‚ bankruptcy-related costs begin to be felt after some amount of debt has been employed‚ and these costs offset the benefits of debt. See Figure 12-5 in the textbook. 12-5 Carson does have leverage because its EPS increases by a greater
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Lehman Brothers Holdings Inc. (former NYSE ticker symbol LEH) /ˈliːmən/ was a global financial services firm. Before declaring bankruptcy in 2008‚ Lehman was the fourth-largest investment bank in the US (behind Goldman Sachs‚ Morgan Stanley‚ and Merrill Lynch)‚ doing business in investment banking‚ equity and fixed-income sales and trading (especially U.S. Treasury securities)‚ research‚ investment management‚ private equity‚ and private banking. At 1:45AM on September 15‚ 2008‚ the firm filed for Chapter
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a product has been created for a customer need‚ persuade the customer to purchase the product to fulfill her needs | Strategy: | pull | push | Concept: | Marketing is a wider concept | Sales is a narrower concept | Priority: | Marketing shows how to reach to the Customers | Sales is the ultimate result of marketing | EDITSales vs Marketing Activities Marketing activities include consumer research (to identify the needs of the customers)‚ product development(designing innovative products to
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How To Choose The Best Stock Valuation Method When trying to figure out which valuation method to use to value a stock for the first time‚ most investors will quickly discover the overwhelming number of valuation techniques available to them today. There are the simple to use ones‚ such as the comparable method‚ and there are the more involved methods‚ such as the discounted cash flow model. Which one should you use? Unfortunately‚ there is no one method that is best suited for every situation.
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www.koc.com.tr 1938 TURKEY’S FIRST JOINT STOCK COMPANY‚ FIRST TURKISH LIGHT BULB FACTORY. 1956 FIRST PRIVATE FIRST TURKISH FIRST 1964 TURKEY’S FIRST CABLE FACTORY. 1966 FIRST TURKISH PASSENGER CAR‚ ANADOL.1966 TURKEY’S FIRST LPG TANKER. 1968 FIRST BLACK-WHITE TELEVISION. 1969 FIRST INSTITUTIONALIZATION OF SOCIAL RES- KOÇ HOLDİNG 2011 ANNUAL REPORT FOUNDATION. 1975 TURKEY’S FIRST PRIVATE R&D CENTER. 1975 TURKEY’S FIRST FIVESTAR HOTEL‚ TALYA. 1979 TURKEY’S FIRST EXPORT OF FARM TRACTOR. 1980
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CHAPTER 1: THE AGE OF SELLING‚ SELLING AND SALESPEOPLE SELLING IS PERVASIVE The pervasiveness of selling in practically all human endeavors‚ occupations‚ preoccupations‚ and professions that require contact and engagement with people is by itself a compelling reason to formally study the art and science of selling. It is an art because it requires skills that have to be constantly practiced to achieve‚ at least‚ a decent level of excellence or perfection; on the other hand‚ it is also a science
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